We finance any vehicle from any seller

From private sales on online marketplaces to dealership deals, get up to $75,000 the same day you spot your dream ride.

BUY FROM ANYONE

Shop Marketplace, Craigslist, Kijiji, dealerships or private sellers.

UNBEATABLE RATES

Starting at just 8.99% with flexible repayment terms up to 180 months.

ALL CREDIT WELCOME

Whether your credit is perfect or a work in progress, we have options.

Flexible payment plans for that sweet ride

Get fast financing for the car or powersports vehicle you want and make it yours.

Motorcycles & ATV’s
Ready to roll? Lock in your next adventure machine with quick financing for private sale deals. Apply in under 1 minute, get up to $75,000 as soon as today, and ride off even with less than perfect credit.

We make it easy to finance your private purchase whether it’s from Marketplace, Craigslist, or even your neighbour. With our 1 minute online application, you can get approved quickly and hit the road with your new wheels in no time.

Found the perfect adventure RV or trailer? Skip the limits of traditional dealerships and pick the exact one you want, from any seller, anywhere. With financing up to $75,000, make it yours today and get ready to hit the road on your next adventure.

Conquer any terrain, any season. Score your ultimate off-road or snow-shredding machine with funds as ready as you are. Enjoy fast approval, funding as soon as the same day you apply, and the freedom to shop anywhere, from anyone. Start owning every adventure without the wait.

Whether you’re a personal watercraft fanatic or a die-hard boater, snag the water adventurer that’s calling your name, from wherever you find it. Our flexible financing gets you up to $75,000 as soon as today, even if your credit’s a little choppy.

Making your big purchases possible

Canadians across the country choose Spring to finance their private purchases. If it worked for them, it’ll work for you.

You find it, we finance it

We finance vehicle purchases from anywhere. Private sellers, dealerships, Facebook, Craigslist, Kijiji, you name it.

Tell us what you want

Let us know what you’re buying and we’ll walk you through the next steps.

Let us handle the financing

We’ll secure the best financing offer designed just for you.

Pick it up and enjoy

We coordinate the funding and payment so you can pick up your purchase and enjoy it right away.

Active online banking

Government issued ID

Proof of income

17 digit VIN number

Here’s what you’ll need

We request this information when you apply. We value your privacy and handle your information securely.

You have questions,
we have answers.

Our rates start at 8.99% and go up to 29.9%, depending on your application.
Approval amounts range from $3,500 to $75,000.
Absolutely. We finance both private sales and dealership purchases.

Funding can be available as soon as the same day you apply.

You Deserve Better

  • Rates
  • Service
  • Credit
  • Offers
  • Access
  • Rewards

Get financing for peer-to-peer sales from online platforms, social media, dealerships, or even your neighbour.