Frequently asked
questions

Spring Financial is an independent business owned by a group of investors and individuals based out of Canada and the USA, our headquarters are in Vancouver, Canada. Founded in 2014, Spring Financial’s mission is to provide all Canadians access to fair-priced financial products. All of Spring’s products can be accessed by any Canadian from anywhere, online, over the phone, or by text – all without visiting a branch. Spring has a range of financial products including personal loans, private sale financing, mortgages, and payment history building. Applying with Spring takes less than three minutes and getting approval can be as quick as 15 minutes! Many of our products offer same-day funds via e-transfer. Spring’s products cover a variety of interest rates which are dependent on each individual’s application, we strive to deliver the best possible product for each applicant’s unique needs and financial situation. Since inception, we have had over one million applicants and helped hundreds of thousands of customers obtain a financial product.