1.0Spring Financialhttps://springfinancial.ca/fr/Alfonso Pertierrahttps://springfinancial.ca/fr/blog/author/alfonso-pertierra/rich600338<blockquote class="wp-embedded-content" data-secret="F4wXxq668B"><a href="https://springfinancial.ca/fr/general-terms-of-service/">General Terms of Service</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://springfinancial.ca/fr/general-terms-of-service/embed/#?secret=F4wXxq668B" width="600" height="338" title="« General Terms of Service » — Spring Financial" data-secret="F4wXxq668B" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script> /*! This file is auto-generated */ !function(d,l){"use strict";l.querySelector&&d.addEventListener&&"undefined"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!/[^a-zA-Z0-9]/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret="'+t.secret+'"]'),o=l.querySelectorAll('blockquote[data-secret="'+t.secret+'"]'),c=new RegExp("^https?:$","i"),i=0;i<o.length;i++)o[i].style.display="none";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute("style"),"height"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):"link"===t.message&&(r=new URL(s.getAttribute("src")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener("message",d.wp.receiveEmbedMessage,!1),l.addEventListener("DOMContentLoaded",function(){for(var e,t,s=l.querySelectorAll("iframe.wp-embedded-content"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute("data-secret"))||(t=Math.random().toString(36).substring(2,12),e.src+="#?secret="+t,e.setAttribute("data-secret",t)),e.contentWindow.postMessage({message:"ready",secret:t},"*")},!1)))}(window,document); //# sourceURL=https://springfinancial.ca/wp-includes/js/wp-embed.min.js </script> General Terms of Use Spring® Financial General Terms of Service Last Updated June 27, 2023. Download Contents         Your Acceptance of these Terms         Other Agreements         Changes to these Terms         Permitted Customers         Permitted Use of Products and Services         Accounts/Credentials         Accurate Information         Personal Information Privacy, Credit Reports and Bank Information         Transactions         Bank Verification System         Technical Requirements and Technical Support         Monitoring         Feedback         Communications         Proprietary Rights         Referred Businesses, Referred Products/Services and Linked Sites         DISCLAIMERS, LIABILITY EXCLUSIONS AND INDEMNITY         Termination         Governing Law         Disputes         General Matters PLEASE CAREFULLY READ THESE GENERAL TERMS OF SERVICE BEFORE REGISTERING FOR A SPRING FINANCIAL ACCOUNT OR APPLYING OR SUBMITTING AN ORDER FOR A SPRING FINANCIAL PRODUCT OR SERVICE. THESE TERMS AND CONDITIONS ARE A BINDING CONTRACT THAT GOVERNS USE OF A SPRING FINANCIAL’S PRODUCTS AND SERVICES, EXEMPTS SPRING FINANCIAL AND OTHER PERSONS FROM LIABILITY, SPECIFIES THE JURISDICTION FOR THE RESOLUTION OF DISPUTES AND CONTAINS OTHER IMPORTANT PROVISIONS. BY REGISTERING FOR A SPRING FINANCIAL ACCOUNT OR APPLYING OR SUBMITTING AN ORDER FOR A SPRING FINANCIAL PRODUCT OR SERVICE, YOU ACKNOWLEDGE AND SIGNIFY THAT YOU HAVE READ, UNDERSTAND AND AGREE TO THESE GENERAL TERMS OF SERVICE. IF YOU DO NOT AGREE TO THESE GENERAL TERMS OF SERVICE, THEN YOU MAY NOT REGISTER FOR A SPRING FINANCIAL ACCOUNT OR APPLY OR SUBMIT AN ORDER FOR A SPRING FINANCIAL PRODUCT OR SERVICE. 1. Your Acceptance of these Terms Spring Financial Ltd. (“Spring Financial”) operates the website www.springfinancial.ca (the “Website”) that advertise or accept orders for various products and services, such as personal loans, credit building and other financial products (collectively “Products and Services” and each a “Product” or “Service”, as applicable) provided by Spring Financial. These Terms are a binding agreement between you (on the one hand) and Spring Financial (on the other hand) regarding your registration for a Spring Financial account (an “Account”), your applications or orders for Products and Services and your use of each Product or Service. By registering for an Account or applying or submitting an order for a Product or Service, you signify your unconditional acceptance and agreement, without limitation or qualification, to the most current version of these Terms. If you do not unconditionally accept and agree to these Terms, then you may not register for an Account or apply or submit an order for a Product or Service. 2. Other Agreements Your use of each Website is subject to the Website Terms of Use that are available on the Website. If there is a conflict or inconsistency between these Terms and the Website Terms of Use, then the Website Terms of Use will take priority and govern regarding the Website and these Terms will take priority and govern regarding all other matters. 3. Changes to these Terms Spring Financial in its discretion may change these Terms at any time and from time to time, without any prior notice, by posting the changed Terms on the Website. The changed Terms are effective immediately on posting on the Website, unless the changed Terms expressly state otherwise. It is your responsibility to check the “Last Updated” date at the top of these Terms and review any changes since the previous version. You may not change these Terms in any manner. By submitting an application or order for a Product or Service, or continuing to use your Spring Financial account, after these Terms have been changed by a Spring Financial, you signify your unconditional acceptance and agreement to be bound by the changed Terms. 4. Permitted Customers Products and Services may be ordered and used only by individuals (natural persons) who are located in Canada, are the age of majority (which in most jurisdictions is either 18 or 19 years) in the jurisdiction in which they live and are capable of forming a binding contract under applicable law. Products and Services may not be ordered or used by individuals who are located outside Canada. You may not apply to register for an Account or submit an application or order for a Product or Service if you are not eligible to use the Product or Service as set out above, if you are prohibited by applicable law from using the Product or Service, if you do not accept and agree to these Terms, if you have breached these Terms or if Spring Financial has prohibited you from applying for or ordering Products and Services. Notwithstanding the foregoing or any other provision of these Terms, Spring Financial reserves the right in its discretion and for its sole convenience to refuse to accept applications or orders for Products or Services from you or any other person. 5. Permitted Use of Products and Services You may use Products and Services for your own lawful, personal use for non-commercial purposes only and subject to these Terms and all applicable laws. Use of a Product or Service for any other purpose or in any other manner is strictly prohibited. 6. Accounts/Credentials Your use of an Account may require use of a valid user name and password (collectively “Credentials”) that comply with applicable technical requirements and policies established by Spring Financial. You may have only one (1) Account. Your Account and Credentials are personal to you and may not be shared with any other person. You may not create an Account for anyone else. You are fully responsible and liable for maintaining the confidentiality of your Account and Credentials and for any and all use and misuse of your Account and Credentials (including all transactions using your Account or Credentials) and for all resulting loss, damage and liability.https://springfinancial.ca/wp-content/uploads/2025/12/SiteImage2.png1201676