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<oembed><version>1.0</version><provider_name>Spring Financial</provider_name><provider_url>https://springfinancial.ca/fr/</provider_url><author_name>Alfonso Pertierra</author_name><author_url>https://springfinancial.ca/fr/blog/author/alfonso-pertierra/</author_url><title>Privacy Policy - Spring Financial</title><type>rich</type><width>600</width><height>338</height><html>&lt;blockquote class="wp-embedded-content" data-secret="90F2NpCcZU"&gt;&lt;a href="https://springfinancial.ca/fr/privacy-policy/"&gt;Privacy Policy&lt;/a&gt;&lt;/blockquote&gt;&lt;iframe sandbox="allow-scripts" security="restricted" src="https://springfinancial.ca/fr/privacy-policy/embed/#?secret=90F2NpCcZU" width="600" height="338" title="&#xAB;&#xA0;Privacy Policy&#xA0;&#xBB; &#x2014; Spring Financial" data-secret="90F2NpCcZU" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"&gt;&lt;/iframe&gt;&lt;script&gt;
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</html><description>Privacy Policy Spring Financial Privacy Policy Last Updated April, 2024. Download Contents &#xA0; &#xA0; &#xA0; &#xA0;Personal Information &#xA0; &#xA0; &#xA0; &#xA0;Your Consent &#xA0; &#xA0; &#xA0; &#xA0;Information That Spring Financial Collects &#xA0; &#xA0; &#xA0; &#xA0;How Spring Financial Uses Personal Information &#xA0; &#xA0; &#xA0; &#xA0;How Spring Financial Discloses Personal Information &#xA0; &#xA0; &#xA0; &#xA0;Location of Personal Information &#xA0; &#xA0; &#xA0; &#xA0;Retention of Personal Information &#xA0; &#xA0; &#xA0; &#xA0;Protection of Personal Information &#xA0; &#xA0; &#xA0; &#xA0;Accuracy, Access and Deletion of Personal Information &#xA0; &#xA0; &#xA0; &#xA0;Non-Personal Information &#xA0; &#xA0; &#xA0; &#xA0;Other Websites and Businesses &#xA0; &#xA0; &#xA0; &#xA0;Other Matters Your privacy is important to Spring Financial Inc. (&#x201C;Spring Financial&#x201D;, &#x201C;we&#x201D;, &#x201C;us&#x201D;&#xA0;or&#xA0;&#x201C;our&#x201D;). This Privacy Policy explains how we collect, use, disclose, retain, and manage your Personal Information, as defined below, in connection with your access and use of our Products and Services. This includes information collected by us through websites and telephone calls and when providing Products or Services. In this Privacy Policy, &#x201C;Spring Financial Companies&#x201D; means collectively our corporate affiliates, if any. Each of the Spring Financial Companies is referred to as a &#x201C;Spring Financial Company&#x201D;. Any capitalized terms used, but not defined in this Privacy Policy, will have the same definition ascribed to such capitalized terms as outlined in our General Terms of Service. 1. Personal Information In this Privacy Policy, &#x201C;Personal Information&#x201D; means information about an identifiable individual, such as an individual&#x2019;s name and email address, but does not include (to the extent permitted by law) information that is publicly available in a telephone directory or that is business contact information that enables an individual to be contacted at a place of business. 2. Your Consent By providing us with your Personal Information, and/or by applying for or obtaining a Product or Service from us, you consent to the collection, use, disclosure and retention of that information by us in accordance with this Privacy Policy and as otherwise permitted by applicable law. You may withdraw your consent at any time, subject to legal or contractual restrictions and on reasonable notice to us, by emailing our Privacy Officer using the contact information noted below. If you do not provide us with certain Personal Information then you might not be able to proceed with your intended interactions or transactions with us or otherwise receive the full benefit of our Products and Services. If we want to use your Personal Information for any purpose that was not disclosed to you at the time you provided your initial consent, we will seek out your consent at the time of this new purpose. If you do not agree with any term in this Privacy Policy, do not provide us with any of your Personal Information or use our Website, Products or Services. 3. Information That Spring Financial Collects The information we collect may include, but is not limited to: Name; Current residential address and any corresponding mortgage or rent payments; Date of birth; Social Insurance Number; Tax residency details; Identification information relating to government issued documentation (eg. notice of assessment, pension income information, disability payments information and other income information); Phone numbers; The name of the bank or financial institution you bank with, and transaction information; Email address; Credit history, credit scores, and other information provided by consumer reporting agencies such as Equifax and TransUnion; Employment information, including with respect to your current employment status, and any employment offers; Information about your assets, liabilities, and certain expenses; Income information from all sources; Geo-location of your computer or mobile device; (a) Information You ProvideYou may be asked to voluntarily give your Personal Information to us orally, in writing, or by electronic transmission, when you interact with us, including when you apply for an Account, subscribe to a newsletter, register to receive information, and apply, register, order or use the Products or Services we offer. In those circumstances, you can choose not to provide certain requested Personal Information, but then you might not be able to proceed with your intended interaction or transaction with us or otherwise receive the full benefit of the desired product or service. When you communicate with us, we may monitor and record our telephone and chat conversations (including text/SMS messages) with you for accuracy, quality assurance, and to resolve any concerns. Such records may be disclosed to third parties to verify we are compliant with our contractual obligations with such third parties. You will be provided with a notice at the beginning of our initial call with you that it is being recorded. You can choose not to have the telephone call recorded, and can communicate this to us in writing, by e-mail, or during a call with us. You also consent to us obtaining additional Personal Information about you from third party vendors, to whom we have provided certain basic Personal Information (eg. Spring Financial sending identification information to a third party to receive additional comments and or Personal Information regarding the same). In the scenario you provide your Personal Information to a third party, who then forwards such Personal Information to us, then we will not be liable to you with respect to any consent you may not have provided to such third party for the forwarding of your Personal Information. You are fully responsible for understanding the terms and conditions of the submission of your Personal Information to such third party. Our relationship with you only starts when you engage with our Products and Services. (b) Automated CollectionWe may automatically collect certain information regarding your use of our Website or online service, such as the dates and times that you access our Website or online service, including the full Uniform Resource Locaters (URL), the browsers, operating systems, software and devices that you use to access the Website or online service and details of your use of the Website or online service. These details can include products you viewed and searched for, aggregate data about download efficiencies, page interaction information, including scrolling, clicks and other mouse movement data. Further we</description><thumbnail_url>https://springfinancial.ca/wp-content/uploads/2025/12/SiteImage2.png</thumbnail_url><thumbnail_width>1201</thumbnail_width><thumbnail_height>676</thumbnail_height></oembed>
