{"id":20360,"date":"2025-08-21T17:32:31","date_gmt":"2025-08-21T17:32:31","guid":{"rendered":"https:\/\/springfinancial.ca\/help-centre\/"},"modified":"2026-03-31T18:00:19","modified_gmt":"2026-03-31T18:00:19","slug":"help-centre","status":"publish","type":"page","link":"https:\/\/springfinancial.ca\/fr\/help-centre\/","title":{"rendered":"FAQ"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"20360\" class=\"elementor elementor-20360\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f74c3c3 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"f74c3c3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_range&quot;:&quot;viewport&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t\t<div 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23.1788 26.4812 24.2487C25.5107 25.3217 24.7466 26.5353 24.2117 27.8561C23.6468 29.2494 23.363 30.7045 23.363 32.1783L23.365 32.1803V38.1764L19.0046 38.6354L19.0017 24.9576C18.9986 20.8579 22.3264 17.184 26.4324 16.7516L35.0203 15.8473V20.2408Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f75e8d6 elementor-widget elementor-widget-heading\" data-id=\"5f75e8d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Personal Loan<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b27d0ad elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3b27d0ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Borrow $500 &#8211; $35,000 with rates as low as 9.99%* as soon as today.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b925957 elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"b925957\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon elementor-animation-shrink\" href=\"https:\/\/springfinancial.ca\/help-centre\/personal-loans\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M23.9167 33.0833L33.0833 23.9167M33.0833 23.9167L23.9167 14.75M33.0833 23.9167H14.75M46.8333 23.9167C46.8333 36.5732 36.5732 46.8333 23.9167 46.8333C11.2601 46.8333 1 36.5732 1 23.9167C1 11.2601 11.2601 1 23.9167 1C36.5732 1 46.8333 11.2601 46.8333 23.9167Z\" stroke=\"#3800A7\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51fc5e95 e-con-full gradient-border e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"51fc5e95\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-289155db elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"289155db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"64\" height=\"64\" viewBox=\"0 0 64 64\" fill=\"none\"><path d=\"M23.9762 2.9208C22.0179 4.58963 19.583 5.59818 17.0183 5.80285C11.0331 6.28046 6.28046 11.0331 5.80285 17.0183C5.59818 19.583 4.58963 22.0179 2.9208 23.9761C-0.973599 28.546 -0.973599 35.2673 2.9208 39.8371C4.58963 41.7954 5.59818 44.2303 5.80285 46.795C6.28046 52.7802 11.0331 57.5328 17.0183 58.0104C19.583 58.2151 22.0179 59.2237 23.9762 60.8925C28.546 64.7869 35.2673 64.7869 39.8371 60.8925C41.7954 59.2237 44.2303 58.2151 46.795 58.0104C52.7802 57.5328 57.5328 52.7802 58.0104 46.795C58.2151 44.2303 59.2237 41.7954 60.8925 39.8371C64.7869 35.2673 64.7869 28.546 60.8925 23.9761C59.2237 22.0179 58.2151 19.583 58.0104 17.0183C57.5328 11.0331 52.7802 6.28046 46.795 5.80285C44.2303 5.59818 41.7954 4.58963 39.8371 2.9208C35.2673 -0.973599 28.546 -0.973599 23.9762 2.9208Z\" fill=\"#3800A7\"><\/path><path d=\"M43.9062 34.6033C43.9062 37.5804 42.7596 40.4871 40.6768 42.7878C38.8206 44.8395 36.3879 46.2131 33.7705 46.7009V46.7322L33.1455 46.8005C33.0453 46.8126 32.9447 46.8253 32.8496 46.8357L32.0078 46.9236L28.9199 47.2585L28.9121 47.2683L28.8828 47.2722V31.95C28.8828 31.4253 28.9446 30.9073 29.0635 30.405C29.0702 30.3766 29.0779 30.3484 29.085 30.3201C29.1267 30.1536 29.1732 29.9885 29.2275 29.8259C29.5167 28.9567 29.9837 28.1487 30.6084 27.4548C31.719 26.2216 33.2394 25.4462 34.8896 25.2732L39.0205 24.8396V20.9734L31.4766 21.7654C29.7086 21.9522 28.0342 22.8275 26.7627 24.2322C25.4964 25.6334 24.7969 27.3754 24.7969 29.1365V47.7468L19.9102 48.2683V29.1365C19.9102 26.1593 21.0568 23.2527 23.1396 20.9519C25.219 18.6529 27.9993 17.2155 30.9678 16.9041L30.9648 16.9021L43.9062 15.5427V34.6033ZM38.9688 29.7546L38.9697 29.7673L35.3975 30.1423C34.8199 30.2037 34.3309 30.527 34.0439 30.9871C33.8742 31.2642 33.7774 31.5899 33.7773 31.9373V41.6648C34.2495 41.5109 34.7094 41.3067 35.1504 41.0525C35.8544 40.6477 36.4964 40.1266 37.0586 39.5056C38.3249 38.1044 39.0244 36.3624 39.0244 34.6013V29.7507L39.0264 29.7488L38.9688 29.7546Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a5643f7 elementor-widget elementor-widget-heading\" data-id=\"3a5643f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">The Foundation<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c74e47d elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6c74e47d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Boost your credit profile with a guaranteed loan* ready at program completion.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-387eaab3 elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"387eaab3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon elementor-animation-shrink\" href=\"https:\/\/springfinancial.ca\/help-centre\/the-foundation\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M23.9167 33.0833L33.0833 23.9167M33.0833 23.9167L23.9167 14.75M33.0833 23.9167H14.75M46.8333 23.9167C46.8333 36.5732 36.5732 46.8333 23.9167 46.8333C11.2601 46.8333 1 36.5732 1 23.9167C1 11.2601 11.2601 1 23.9167 1C36.5732 1 46.8333 11.2601 46.8333 23.9167Z\" stroke=\"#3800A7\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c8d9d7c e-con-full blue-border e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"1c8d9d7c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3dcd9c1d elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3dcd9c1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\"><g clip-path=\"url(#clip0_5439_9494)\"><path d=\"M15.1123 2.71917C13.9596 3.70144 12.5265 4.29506 11.0169 4.41553C7.49406 4.69665 4.69665 7.49406 4.41553 11.0169C4.29506 12.5265 3.70144 13.9596 2.71917 15.1123C0.426944 17.8021 0.426944 21.7582 2.71917 24.448C3.70144 25.6006 4.29506 27.0338 4.41553 28.5434C4.69665 32.0662 7.49406 34.8636 11.0169 35.1447C12.5265 35.2652 13.9596 35.8588 15.1123 36.8411C17.8021 39.1333 21.7582 39.1333 24.448 36.8411C25.6006 35.8588 27.0338 35.2652 28.5434 35.1447C32.0662 34.8636 34.8636 32.0662 35.1447 28.5434C35.2652 27.0338 35.8588 25.6006 36.8411 24.448C39.1333 21.7582 39.1333 17.8021 36.8411 15.1123C35.8588 13.9596 35.2652 12.5265 35.1447 11.0169C34.8636 7.49406 32.0662 4.69665 28.5434 4.41553C27.0338 4.29506 25.6006 3.70144 24.448 2.71917C21.7582 0.426944 17.8021 0.426944 15.1123 2.71917Z\" fill=\"#3800A7\" stroke=\"#3800A7\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><mask id=\"mask0_5439_9494\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"13\" y=\"9\" width=\"15\" height=\"21\"><path d=\"M27.1689 9.99805H13V29.8705H27.1689V9.99805Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_5439_9494)\"><path d=\"M24.625 15.598L27.1712 15.3346V11.9648L24.625 15.598Z\" fill=\"white\"><\/path><path d=\"M19.7812 22.5068L27.1688 21.743V18.1309L22.5107 18.6123L19.7812 22.5068Z\" fill=\"white\"><\/path><path d=\"M14.625 29.8705L20.5984 29.2425C23.3212 28.9564 25.6574 27.0559 26.6559 24.5918L17.674 25.5202L14.625 29.8705Z\" fill=\"white\"><\/path><path d=\"M25.8462 9.99805L19.5753 10.657C15.9438 11.039 13 14.2919 13 17.9234V28.3269L25.8462 9.99805Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_5439_9494\"><rect width=\"40\" height=\"40\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15d00c11 elementor-widget elementor-widget-heading\" data-id=\"15d00c11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Evergreen Loan<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ef8b elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"1ef8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Your $1,500 guaranteed loan*\u00a0after completing The Foundation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28645e6c elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"28645e6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon elementor-animation-shrink\" href=\"https:\/\/springfinancial.ca\/help-centre\/evergreen-loan\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M23.9167 33.0833L33.0833 23.9167M33.0833 23.9167L23.9167 14.75M33.0833 23.9167H14.75M46.8333 23.9167C46.8333 36.5732 36.5732 46.8333 23.9167 46.8333C11.2601 46.8333 1 36.5732 1 23.9167C1 11.2601 11.2601 1 23.9167 1C36.5732 1 46.8333 11.2601 46.8333 23.9167Z\" stroke=\"#3800A7\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-239a1545 e-con-full pink-border e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"239a1545\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f1f1d7e elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"4f1f1d7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"64\" height=\"64\" viewBox=\"0 0 64 64\" fill=\"none\"><path d=\"M23.9764 2.9208C22.0181 4.58963 19.5833 5.59818 17.0185 5.80285C11.0334 6.28046 6.28071 11.0331 5.80309 17.0183C5.59842 19.583 4.58988 22.0179 2.92104 23.9761C-0.973354 28.546 -0.973354 35.2673 2.92104 39.8371C4.58988 41.7954 5.59842 44.2303 5.80309 46.795C6.28071 52.7802 11.0334 57.5328 17.0185 58.0104C19.5833 58.2151 22.0181 59.2237 23.9764 60.8925C28.5462 64.7869 35.2675 64.7869 39.8374 60.8925C41.7957 59.2237 44.2305 58.2151 46.7953 58.0104C52.7804 57.5328 57.5331 52.7802 58.0107 46.795C58.2154 44.2303 59.2239 41.7954 60.8927 39.8371C64.7871 35.2673 64.7871 28.546 60.8927 23.9761C59.2239 22.0179 58.2154 19.583 58.0107 17.0183C57.5331 11.0331 52.7804 6.28046 46.7953 5.80285C44.2305 5.59818 41.7957 4.58963 39.8374 2.9208C35.2675 -0.973599 28.5462 -0.973599 23.9764 2.9208Z\" fill=\"#3800A7\"><\/path><path d=\"M44.8189 14.7L30.8978 16.1354C29.2748 16.3036 27.7057 16.7746 26.233 17.5356C24.824 18.2645 23.5606 19.2273 22.4785 20.4C21.3948 21.5727 20.5433 22.8992 19.9467 24.3426C19.3223 25.855 19.0068 27.4298 19.0068 29.0222V31.8226L19.0117 49.1182L32.4817 47.726L32.9295 47.6796C34.5526 47.5129 36.1217 47.0419 37.5944 46.2794C39.0033 45.5504 40.2668 44.5876 41.3488 43.4165C42.4325 42.2438 43.2841 40.9173 43.8807 39.4755C44.5051 37.9648 44.8221 36.39 44.8205 34.7959L44.8156 14.7016L44.8189 14.7ZM24.1637 33.7114L29.7161 33.1394L29.7194 42.9311L24.167 43.5046L24.1637 33.7114ZM37.5306 40.0234C36.7624 40.8549 35.8569 41.5133 34.8746 41.9683L34.8713 27.5259L24.1751 28.6297C24.2716 26.8867 25.0169 25.1837 26.3016 23.7931C27.686 22.2952 29.5101 21.3612 31.4405 21.161L39.6669 20.3119L39.6702 34.7959C39.6702 36.6735 38.9118 38.5303 37.5323 40.0234H37.5306Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55321c18 elementor-widget elementor-widget-heading\" data-id=\"55321c18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Mortgages<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-576f2502 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"576f2502\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Access up to 80% of your home\u2019s equity, no matter your credit background.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13c4fae elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"13c4fae\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon elementor-animation-shrink\" href=\"https:\/\/springfinancial.ca\/help-centre\/mortgages\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M23.9167 33.0833L33.0833 23.9167M33.0833 23.9167L23.9167 14.75M33.0833 23.9167H14.75M46.8333 23.9167C46.8333 36.5732 36.5732 46.8333 23.9167 46.8333C11.2601 46.8333 1 36.5732 1 23.9167C1 11.2601 11.2601 1 23.9167 1C36.5732 1 46.8333 11.2601 46.8333 23.9167Z\" stroke=\"#3800A7\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fd2aec5 e-con-full gradient-border e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"fd2aec5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-250ce1df elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"250ce1df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"64\" height=\"64\" viewBox=\"0 0 64 64\" fill=\"none\"><path d=\"M23.9762 2.9208C22.0179 4.58963 19.583 5.59818 17.0183 5.80285C11.0331 6.28046 6.28046 11.0331 5.80285 17.0183C5.59818 19.583 4.58963 22.0179 2.9208 23.9762C-0.973598 28.546 -0.973598 35.2673 2.9208 39.8371C4.58963 41.7954 5.59818 44.2303 5.80285 46.795C6.28046 52.7802 11.0331 57.5328 17.0183 58.0104C19.583 58.2151 22.0179 59.2237 23.9762 60.8925C28.546 64.7869 35.2673 64.7869 39.8371 60.8925C41.7954 59.2237 44.2303 58.2151 46.795 58.0104C52.7802 57.5328 57.5328 52.7802 58.0104 46.795C58.2151 44.2303 59.2237 41.7954 60.8925 39.8371C64.7869 35.2673 64.7869 28.546 60.8925 23.9762C59.2237 22.0179 58.2151 19.583 58.0104 17.0183C57.5328 11.0331 52.7802 6.28046 46.795 5.80285C44.2303 5.59818 41.7954 4.58963 39.8371 2.9208C35.2673 -0.973598 28.546 -0.973598 23.9762 2.9208Z\" fill=\"#3800A7\"><\/path><g clip-path=\"url(#clip0_225_1386)\"><path d=\"M25.1583 34.0748V29.6846C25.1583 25.651 27.8065 22.3038 31.3195 21.8985L38.7146 21.0482V25.5898L43.6723 25.0781V15.1447L31.0582 16.4706C25.0268 17.1047 20.1357 22.5092 20.1357 28.5406V34.5919L25.1583 34.073V34.0748Z\" fill=\"white\"><\/path><path d=\"M29.2539 29.6867V37.6043L32.1057 37.2548C33.5217 37.0819 34.6314 35.4479 34.6314 33.5347V25.637L31.794 25.963C30.3708 26.127 29.2557 27.7609 29.2557 29.6849L29.2539 29.6867Z\" fill=\"white\"><\/path><path d=\"M38.719 29.5646V33.5369C38.719 37.5453 36.0888 40.8907 32.6011 41.3176L29.2539 41.7266V47.7166L32.756 47.3491C38.7892 46.7149 43.6785 41.3104 43.6785 35.279V29.0548L38.7208 29.5664L38.719 29.5646Z\" fill=\"white\"><\/path><path d=\"M25.1583 38.0474L20.1357 38.5662V48.6726L25.1583 48.1448V38.0474Z\" fill=\"white\"><\/path><\/g><defs><clipPath id=\"clip0_225_1386\"><rect width=\"23.5366\" height=\"33.5259\" fill=\"white\" transform=\"translate(20.1357 15.1447)\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49231f8c elementor-widget elementor-widget-heading\" data-id=\"49231f8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Private Sales<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37938c0a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"37938c0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Any seller. Any vehicle. Any credit. Apply online for $3,500 &#8211; $75,000 today.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b87e5c1 elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3b87e5c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon elementor-animation-shrink\" href=\"https:\/\/springfinancial.ca\/fr\/help-centre\/private-sales\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M23.9167 33.0833L33.0833 23.9167M33.0833 23.9167L23.9167 14.75M33.0833 23.9167H14.75M46.8333 23.9167C46.8333 36.5732 36.5732 46.8333 23.9167 46.8333C11.2601 46.8333 1 36.5732 1 23.9167C1 11.2601 11.2601 1 23.9167 1C36.5732 1 46.8333 11.2601 46.8333 23.9167Z\" stroke=\"#3800A7\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-15c676e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"15c676e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6901ca40 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"6901ca40\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6671afe4 elementor-widget elementor-widget-heading\" data-id=\"6671afe4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">About Spring Financial:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16108329 elementor-widget__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"16108329\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:200,&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3700\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3700\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> What is Spring Financial? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3700\" class=\"elementor-element elementor-element-6d455fb7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"6d455fb7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22243fff elementor-widget elementor-widget-text-editor\" data-id=\"22243fff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Spring Financial is a Canadian financial services company that provides online access to personal loans, mortgage solutions, vehicle financing, and credit programs.<br \/><br \/>Founded in 2014 and headquartered in Vancouver, British Columbia, Spring Financial operates as a fully digital lender serving eligible applicants across Canada.<br \/><br \/>Our products are designed to offer transparent terms and a straightforward online application process.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3701\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3701\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> How long has Spring Financial been in business? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3701\" class=\"elementor-element elementor-element-7e647c56 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"7e647c56\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e883c9f elementor-widget elementor-widget-text-editor\" data-id=\"e883c9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Spring Financial was founded in 2014 and has been serving Canadians for over a decade.<br \/><br \/>Headquartered in Vancouver, British Columbia, Spring Financial provides online access to personal loans, mortgages, and other financial products across Canada.<br \/><br \/>Since 2014, we have received over one million applications and have supported hundreds of thousands of customers nationwide.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3702\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3702\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Where is Spring Financial located? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3702\" class=\"elementor-element elementor-element-4062ef88 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"4062ef88\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70dcacef open-chat-trigger elementor-widget elementor-widget-text-editor\" data-id=\"70dcacef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Spring Financial is headquartered in Vancouver, British Columbia.<\/p><p>We operate as a fully online lender, which means all applications and account services are completed digitally. There is no need to visit a branch \u2014 you can apply and manage your account securely from anywhere in Canada.<\/p><p>If you have questions about our services, our team is available through <span style=\"text-decoration: underline;\"><a class=\"open-chat-trigger\" href=\"#\">live chat<\/a><\/span> to assist you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3703\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3703\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Is Spring Financial legitimate? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3703\" class=\"elementor-element elementor-element-339fd240 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"339fd240\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-543155e7 elementor-widget elementor-widget-text-editor\" data-id=\"543155e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Yes, Spring Financial is a certified Canadian lender founded in 2014 that provides regulated financial products to customers across Canada.<\/span><\/p><p><span style=\"font-weight: 400;\">Headquartered in Vancouver, British Columbia, Spring Financial operates as a fully online financial services company serving hundreds of thousands of Canadians.<\/span><\/p><p><span style=\"font-weight: 400;\">If you have questions about our company, licensing, or products, our team is available through <span style=\"text-decoration: underline;\"><a class=\"open-chat-trigger\" href=\"#\">live chat<\/a><\/span> \u00a0to assist you.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3704\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3704\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Is Spring Financial a bank or a licensed lender? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3704\" class=\"elementor-element elementor-element-79736366 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"79736366\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e8e04b5 elementor-widget elementor-widget-text-editor\" data-id=\"1e8e04b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p>Spring Financial is not a bank; it is a Canadian financial services company that provides access to loans and mortgage solutions through licensed lending and brokerage entities.<br \/><br \/>Depending on the product and province, services may be offered directly by Spring Financial or through regulated lending partners.<br \/><br \/>If you have specific questions about licensing in your province, our team can provide additional details.<\/p><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3705\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3705\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Is my personal information safe with Spring Financial? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3705\" class=\"elementor-element elementor-element-1feb2310 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"1feb2310\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7b3df6 elementor-widget elementor-widget-text-editor\" data-id=\"a7b3df6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p>Yes, Spring Financial uses bank-level security and technology to help protect your personal information.<br \/><br \/>All sensitive data submitted through our website is transmitted securely. We use industry-standard safeguards designed to prevent unauthorized access, disclosure, or misuse of your information.<br \/><br \/>Access to your information is restricted and used only for legitimate application processing and account management purposes.<br \/><br \/>If you ever have questions about security or how your information is handled, our team can provide additional details.<\/p><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3706\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3706\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> What provinces do you operate in? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3706\" class=\"elementor-element elementor-element-7e00349a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"7e00349a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9d790e elementor-widget elementor-widget-text-editor\" data-id=\"c9d790e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\">\n<div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\">\n<div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n\n<span style=\"font-weight: 400;\">Spring Financial operates across Canada, with availability depending on the product:<\/span>\n<ul>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personal Loans:<\/b><span style=\"font-weight: 400;\"> Available in all provinces and territories.<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><b>The Foundation:<\/b><span style=\"font-weight: 400;\"> Available in all provinces except Saskatchewan and New Brunswick.<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Private Sales &amp; Vehicle Financing:<\/b><span style=\"font-weight: 400;\"> Available in all provinces and territories.<\/span><\/li>\n \t<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Mortgages:<\/b><span style=\"font-weight: 400;\"> Available in Ontario, British Columbia, and Alberta only.<\/span><\/li>\n<\/ul>\n<span style=\"font-weight: 400;\">\nIf you\u2019re unsure whether a specific product is available in your area, you can contact us through <span style=\"text-decoration: underline;\"><a class=\"open-chat-trigger\" href=\"#\">live chat<\/a><\/span><\/span><span style=\"font-weight: 400;\">\u00a0for assistance.<\/span>\n\n<\/div>\n<\/div>\n<\/div>\n<\/section><\/div>\n<\/div>\n<\/div>\n<\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3707\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3707\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Who does Spring Financial serve? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3707\" class=\"elementor-element elementor-element-433ccf27 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"433ccf27\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6175a8 elementor-widget elementor-widget-text-editor\" data-id=\"f6175a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p><span style=\"font-weight: 400;\">Spring Financial serves Canadians who are 18 years of age or older and reside in Canada.<\/span><\/p><p><span style=\"font-weight: 400;\">Our products are offered to eligible applicants across all Canadian provinces, with availability depending on the specific product.<\/span><\/p><p><span style=\"font-weight: 400;\">Applicants must meet the age of majority in their province and complete the required verification steps during the application process.<\/span><\/p><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-3708\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-3708\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Who owns Spring Financial?  <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-3708\" class=\"elementor-element elementor-element-2ab02a6c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"2ab02a6c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f2405eb elementor-widget elementor-widget-text-editor\" data-id=\"4f2405eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p><span style=\"font-weight: 400;\">Spring Financial is an independent Canadian financial services company headquartered in Vancouver, British Columbia.<\/span><\/p><p><span style=\"font-weight: 400;\">Founded in 2014, the company is privately owned by a group of investors and individuals based in Canada and the United States.<\/span><\/p><p><span style=\"font-weight: 400;\">Spring Financial provides online access to a range of financial products, including personal loans, mortgages, private sale financing, and structured payment history programs. All products are available digitally, allowing customers to apply and manage their accounts online.<\/span><\/p><p><span style=\"font-weight: 400;\">Since its inception, Spring Financial has received over one million applications and has served hundreds of thousands of customers across Canada.<\/span><\/p><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is Spring Financial?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Spring Financial is a Canadian financial services company that provides online access to personal loans, mortgage solutions, vehicle financing, and credit programs.Founded in 2014 and headquartered in Vancouver, British Columbia, Spring Financial operates as a fully digital lender serving eligible applicants across Canada.Our products are designed to offer transparent terms and a straightforward online application process.\"}},{\"@type\":\"Question\",\"name\":\"How long has Spring Financial been in business?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Spring Financial was founded in 2014 and has been serving Canadians for over a decade.Headquartered in Vancouver, British Columbia, Spring Financial provides online access to personal loans, mortgages, and other financial products across Canada.Since 2014, we have received over one million applications and have supported hundreds of thousands of customers nationwide.\"}},{\"@type\":\"Question\",\"name\":\"Where is Spring Financial located?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Spring Financial is headquartered in Vancouver, British Columbia.We operate as a fully online lender, which means all applications and account services are completed digitally. There is no need to visit a branch \\u2014 you can apply and manage your account securely from anywhere in Canada.If you have questions about our services, our team is available through live chat to assist you.\"}},{\"@type\":\"Question\",\"name\":\"Is Spring Financial legitimate?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, Spring Financial is a certified Canadian lender founded in 2014 that provides regulated financial products to customers across Canada.Headquartered in Vancouver, British Columbia, Spring Financial operates as a fully online financial services company serving hundreds of thousands of Canadians.If you have questions about our company, licensing, or products, our team is available through live chat \\u00a0to assist you.\"}},{\"@type\":\"Question\",\"name\":\"Is Spring Financial a bank or a licensed lender?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Spring Financial is not a bank; it is a Canadian financial services company that provides access to loans and mortgage solutions through licensed lending and brokerage entities.Depending on the product and province, services may be offered directly by Spring Financial or through regulated lending partners.If you have specific questions about licensing in your province, our team can provide additional details.\"}},{\"@type\":\"Question\",\"name\":\"Is my personal information safe with Spring Financial?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, Spring Financial uses bank-level security and technology to help protect your personal information.All sensitive data submitted through our website is transmitted securely. We use industry-standard safeguards designed to prevent unauthorized access, disclosure, or misuse of your information.Access to your information is restricted and used only for legitimate application processing and account management purposes.If you ever have questions about security or how your information is handled, our team can provide additional details.\"}},{\"@type\":\"Question\",\"name\":\"What provinces do you operate in?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Spring Financial operates across Canada, with availability depending on the product:\\n\\n \\tPersonal Loans: Available in all provinces and territories.\\n \\tThe Foundation: Available in all provinces except Saskatchewan and New Brunswick.\\n \\tPrivate Sales &amp; Vehicle Financing: Available in all provinces and territories.\\n \\tMortgages: Available in Ontario, British Columbia, and Alberta only.\\n\\n\\nIf you\\u2019re unsure whether a specific product is available in your area, you can contact us through live chat\\u00a0for assistance.\"}},{\"@type\":\"Question\",\"name\":\"Who does Spring Financial serve?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Spring Financial serves Canadians who are 18 years of age or older and reside in Canada.Our products are offered to eligible applicants across all Canadian provinces, with availability depending on the specific product.Applicants must meet the age of majority in their province and complete the required verification steps during the application process.\"}},{\"@type\":\"Question\",\"name\":\"Who owns Spring Financial?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Spring Financial is an independent Canadian financial services company headquartered in Vancouver, British Columbia.Founded in 2014, the company is privately owned by a group of investors and individuals based in Canada and the United States.Spring Financial provides online access to a range of financial products, including personal loans, mortgages, private sale financing, and structured payment history programs. All products are available digitally, allowing customers to apply and manage their accounts online.Since its inception, Spring Financial has received over one million applications and has served hundreds of thousands of customers across Canada.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fd71755 elementor-widget elementor-widget-html\" data-id=\"7fd71755\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\ndocument.addEventListener('click', function(e) {\n  const trigger = e.target.closest('.open-chat-trigger');\n  if (!trigger) return;\n\n  e.preventDefault();\n\n  const master = document.getElementById('open-chat');\n  if (master) master.click();\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a3ffca e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"3a3ffca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-777a2895 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"777a2895\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e7771f5 elementor-widget elementor-widget-heading\" data-id=\"2e7771f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Application Process &amp; Qualifications\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-434cc301 elementor-widget__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"434cc301\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:200,&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1120\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1120\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> How does Spring Financial work? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1120\" class=\"elementor-element elementor-element-f9a52e1 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"f9a52e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-308d9f6f elementor-widget elementor-widget-text-editor\" data-id=\"308d9f6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Our process is completed online and is designed to be straightforward:<\/span><\/p><ol><li><b> Apply Online<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Complete the online application and submit the required verification information.<\/span><\/li><li><b> Review &amp; Approval<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Our team reviews your application and may request additional documentation depending on the product and your individual situation.<\/span><\/li><li><b> Funding<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">If approved and all required documentation is complete, funds are issued according to the product terms. In certain cases, funding may be available as soon as the same day. Most approved applications are funded within 1\u20132 business days.<br \/><br \/><\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">The timeline may vary depending on the product and how quickly documents are submitted.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1121\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1121\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> What do I need to apply? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1121\" class=\"elementor-element elementor-element-12f5fd8c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"12f5fd8c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-314310fd elementor-widget elementor-widget-text-editor\" data-id=\"314310fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">To apply, you\u2019ll need to complete our online application and provide basic verification information.<\/span><\/p><p><span style=\"font-weight: 400;\">In most cases, this includes:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A valid government-issued photo ID<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Online bank account verification<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your current contact information<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Depending on the product and your individual situation, you may also be asked to provide:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof of income (such as a recent pay stub or income statement)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Proof of address<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Our application process is completed online, and additional documentation will only be requested if needed.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1122\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1122\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Does applying for a loan affect my credit score? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1122\" class=\"elementor-element elementor-element-7680f6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"7680f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1bd7347 elementor-widget elementor-widget-text-editor\" data-id=\"1bd7347\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Submitting an initial application with Spring Financial does not affect your credit score.<\/span><\/p><p><span style=\"font-weight: 400;\">We begin by reviewing your information using a soft inquiry, which does not impact your credit. If you choose to move forward after speaking with our team, a credit inquiry may be required to finalize eligibility. This type of inquiry can have an impact on your credit score.<\/span><\/p><p><span style=\"font-weight: 400;\">We will always inform you and obtain your consent before completing a credit check.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1123\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1123\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Can I apply if I have bad credit? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1123\" class=\"elementor-element elementor-element-149ce446 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"149ce446\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1eb93047 elementor-widget elementor-widget-text-editor\" data-id=\"1eb93047\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p><span style=\"font-weight: 400;\">Yes, Spring Financial considers applications from individuals across a wide range of credit profiles, including those with lower credit scores.<\/span><\/p><p><span style=\"font-weight: 400;\">While approval is not guaranteed, eligibility is based on multiple factors such as income, existing financial obligations, and the specific product applied for \u2014 not solely your credit score.<\/span><\/p><p><span style=\"font-weight: 400;\">If you\u2019re unsure whether you qualify, <\/span><a href=\"https:\/\/app.springfinancial.ca\/personal-loans?_gl=1*a3p6sr*_gcl_aw*R0NMLjE3NjYxODg5MDEuQ2owS0NRaUFqSlRLQmhDakFSSXNBSU1DNDRfbU80M1BIOFMyZlV6QkoxMU1ja24tZ05Qam9rTmJQM1VXZS0xNG9jcFFMMk96S05MNzdjb2FBcU1PRUFMd193Y0I.*_gcl_au*NjQ1NjU0MDk4LjE3NzI1Njg4NzU.*_ga*MTA4NTIwMTk0OS4xNzQ5ODQyMTE0*_ga_HPFKPP4K8S*czE3NzI2NjA5ODgkbzcxJGcxJHQxNzcyNjYzNTkyJGo1OCRsMCRoMA..\"><span style=\"text-decoration: underline;\"><span style=\"font-weight: 400;\">completing an application<\/span><\/span><\/a><span style=\"font-weight: 400;\"> is the best way for our team to review your information and outline available options.<\/span><\/p><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1124\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1124\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Do you offer guaranteed approval for loans in Canada? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1124\" class=\"elementor-element elementor-element-33c1cf5a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"33c1cf5a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73991c15 elementor-widget elementor-widget-text-editor\" data-id=\"73991c15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p><span style=\"font-weight: 400;\">Because every application is unique, approval decisions are based on an individual review of your information. Spring Financial considers applicants across a wide range of credit profiles and works to secure an approval whenever possible based on your income, financial obligations, and overall situation.<\/span><\/p><p><span style=\"font-weight: 400;\">If you\u2019re unsure whether you qualify, <\/span><a href=\"https:\/\/app.springfinancial.ca\/personal-loans?_gl=1*a3p6sr*_gcl_aw*R0NMLjE3NjYxODg5MDEuQ2owS0NRaUFqSlRLQmhDakFSSXNBSU1DNDRfbU80M1BIOFMyZlV6QkoxMU1ja24tZ05Qam9rTmJQM1VXZS0xNG9jcFFMMk96S05MNzdjb2FBcU1PRUFMd193Y0I.*_gcl_au*NjQ1NjU0MDk4LjE3NzI1Njg4NzU.*_ga*MTA4NTIwMTk0OS4xNzQ5ODQyMTE0*_ga_HPFKPP4K8S*czE3NzI2NjA5ODgkbzcxJGcxJHQxNzcyNjYzNTkyJGo1OCRsMCRoMA..\"><span style=\"text-decoration: underline;\"><span style=\"font-weight: 400;\">submitting an application<\/span><\/span><\/a><span style=\"font-weight: 400;\"> allows our team to review your information and outline available options \u2014 and there is no cost to apply.<\/span><\/p><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1125\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1125\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Can I apply for a personal loan online, or do I need to visit a branch? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1125\" class=\"elementor-element elementor-element-54530458 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"54530458\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b156226 elementor-widget elementor-widget-text-editor\" data-id=\"b156226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p><span style=\"font-weight: 400;\">You can apply for a personal loan entirely online \u2014 there is no need to visit a branch.<\/span><\/p><p><span style=\"font-weight: 400;\">Spring Financial\u2019s application process is completed digitally, allowing you to submit your information, verify your identity, and upload any required documents from your computer or mobile device.<\/span><\/p><p><span style=\"font-weight: 400;\">If additional information is needed, our team may contact you by phone or text message to complete your application.<\/span><\/p><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1126\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1126\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Is there a cost to apply? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1126\" class=\"elementor-element elementor-element-c00e3a0 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"c00e3a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11854f64 elementor-widget elementor-widget-text-editor\" data-id=\"11854f64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p><span style=\"font-weight: 400;\">No, there is no cost to submit an application.<\/span><\/p><p><span style=\"font-weight: 400;\">Applying for a product with Spring Financial is free, and there is no obligation to accept an offer if one is provided.<\/span><\/p><p><span style=\"font-weight: 400;\">Any applicable fees related to a specific product will always be clearly disclosed before you agree to move forward.<\/span><\/p><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1127\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1127\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Can I reapply if I was previously declined? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1127\" class=\"elementor-element elementor-element-17814f37 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"17814f37\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f8489b5 elementor-widget elementor-widget-text-editor\" data-id=\"6f8489b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p><span style=\"font-weight: 400;\">Yes, you can reapply 30 days after a previous decision, and your application will be reviewed again based on your current information.<\/span><\/p><p><span style=\"font-weight: 400;\">If your financial situation has changed \u2014 such as increased income, reduced debt, new employment, or updated documentation \u2014 this may improve your eligibility. Each application is assessed independently at the time it is submitted.<\/span><\/p><p><span style=\"font-weight: 400;\">Even if you\u2019re unsure whether enough has changed, you\u2019re welcome to apply. There is no cost to reapply, and our team will clearly explain any available options.<\/span><\/p><p><span style=\"font-weight: 400;\">If you have questions about your previous application, you can connect with us through <span style=\"text-decoration: underline;\"><a id=\"open-chat\" href=\"#\">live chat<\/a><\/span> f<\/span><span style=\"font-weight: 400;\">or assistance.<\/span><\/p><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1128\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1128\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Can I save my application and come back to it later? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1128\" class=\"elementor-element elementor-element-39ba51ca e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"39ba51ca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bdded5b elementor-widget elementor-widget-text-editor\" data-id=\"bdded5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p><span style=\"font-weight: 400;\">Yes, you can leave your application and return to complete it later.<\/span><\/p><p><span style=\"font-weight: 400;\">If you exit before finishing, your progress is saved. When you return, you will be asked to verify your identity using a secure verification code, and your application will resume from where you left off.<\/span><\/p><p><span style=\"font-weight: 400;\">Please note that applications are reviewed once all required information and documents are submitted. The sooner your application is completed, the sooner it can be reviewed and processed.<\/span><\/p><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How does Spring Financial work?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Our process is completed online and is designed to be straightforward: Apply OnlineComplete the online application and submit the required verification information. Review &amp; ApprovalOur team reviews your application and may request additional documentation depending on the product and your individual situation. FundingIf approved and all required documentation is complete, funds are issued according to the product terms. In certain cases, funding may be available as soon as the same day. Most approved applications are funded within 1\\u20132 business days.The timeline may vary depending on the product and how quickly documents are submitted.\"}},{\"@type\":\"Question\",\"name\":\"What do I need to apply?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To apply, you\\u2019ll need to complete our online application and provide basic verification information.In most cases, this includes:A valid government-issued photo IDOnline bank account verificationYour current contact informationDepending on the product and your individual situation, you may also be asked to provide:Proof of income (such as a recent pay stub or income statement)Proof of addressOur application process is completed online, and additional documentation will only be requested if needed.\"}},{\"@type\":\"Question\",\"name\":\"Does applying for a loan affect my credit score?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Submitting an initial application with Spring Financial does not affect your credit score.We begin by reviewing your information using a soft inquiry, which does not impact your credit. If you choose to move forward after speaking with our team, a credit inquiry may be required to finalize eligibility. This type of inquiry can have an impact on your credit score.We will always inform you and obtain your consent before completing a credit check.\"}},{\"@type\":\"Question\",\"name\":\"Can I apply if I have bad credit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, Spring Financial considers applications from individuals across a wide range of credit profiles, including those with lower credit scores.While approval is not guaranteed, eligibility is based on multiple factors such as income, existing financial obligations, and the specific product applied for \\u2014 not solely your credit score.If you\\u2019re unsure whether you qualify, completing an application is the best way for our team to review your information and outline available options.\"}},{\"@type\":\"Question\",\"name\":\"Do you offer guaranteed approval for loans in Canada?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Because every application is unique, approval decisions are based on an individual review of your information. Spring Financial considers applicants across a wide range of credit profiles and works to secure an approval whenever possible based on your income, financial obligations, and overall situation.If you\\u2019re unsure whether you qualify, submitting an application allows our team to review your information and outline available options \\u2014 and there is no cost to apply.\"}},{\"@type\":\"Question\",\"name\":\"Can I apply for a personal loan online, or do I need to visit a branch?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can apply for a personal loan entirely online \\u2014 there is no need to visit a branch.Spring Financial\\u2019s application process is completed digitally, allowing you to submit your information, verify your identity, and upload any required documents from your computer or mobile device.If additional information is needed, our team may contact you by phone or text message to complete your application.\"}},{\"@type\":\"Question\",\"name\":\"Is there a cost to apply?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, there is no cost to submit an application.Applying for a product with Spring Financial is free, and there is no obligation to accept an offer if one is provided.Any applicable fees related to a specific product will always be clearly disclosed before you agree to move forward.\"}},{\"@type\":\"Question\",\"name\":\"Can I reapply if I was previously declined?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, you can reapply 30 days after a previous decision, and your application will be reviewed again based on your current information.If your financial situation has changed \\u2014 such as increased income, reduced debt, new employment, or updated documentation \\u2014 this may improve your eligibility. Each application is assessed independently at the time it is submitted.Even if you\\u2019re unsure whether enough has changed, you\\u2019re welcome to apply. There is no cost to reapply, and our team will clearly explain any available options.If you have questions about your previous application, you can connect with us through live chat for assistance.\"}},{\"@type\":\"Question\",\"name\":\"Can I save my application and come back to it later?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, you can leave your application and return to complete it later.If you exit before finishing, your progress is saved. When you return, you will be asked to verify your identity using a secure verification code, and your application will resume from where you left off.Please note that applications are reviewed once all required information and documents are submitted. The sooner your application is completed, the sooner it can be reviewed and processed.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bb5638d e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"bb5638d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-32716946 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"32716946\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1015d7ca elementor-widget elementor-widget-heading\" data-id=\"1015d7ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Approvals, Funding &amp; Account Support\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-489794fb elementor-widget__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"489794fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:200,&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1210\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1210\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> How quickly can I get funds? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1210\" class=\"elementor-element elementor-element-796196e4 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"796196e4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3410c6aa elementor-widget elementor-widget-text-editor\" data-id=\"3410c6aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>In many cases, funding may be available as soon as the same day once your application is approved and all required documents are received.<br \/><br \/>Most approved applications are funded within 1\u20132 business days.<br \/><br \/>To avoid delays, please keep an eye on your phone after applying. A member of our team may contact you by call or text message to confirm details or request documents. The sooner we receive any required information, the sooner your file can be reviewed and funded.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1211\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1211\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> How are funds sent to me? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1211\" class=\"elementor-element elementor-element-7e96cf94 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"7e96cf94\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d39aa72 elementor-widget elementor-widget-text-editor\" data-id=\"6d39aa72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tApproved funds are deposited directly into the bank account you securely connect during your application.\n\nWhen you apply, you are asked to verify your bank account using a secure, encrypted process. Once approved and all required documentation is complete, funds are transferred to that verified account according to the product terms.\n\nIf you have questions about your funding details, our team can assist you through <span style=\"text-decoration: underline;\"><a class=\"open-chat-trigger\" href=\"#\">live chat<\/a><\/span>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1212\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1212\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> I submitted an application. What do I qualify for? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1212\" class=\"elementor-element elementor-element-7834cffe e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"7834cffe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49a68491 elementor-widget elementor-widget-text-editor\" data-id=\"49a68491\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">After you submit your application, a member of our team will review your information.<\/span><\/p><p><span style=\"font-weight: 400;\">Please keep an eye on your phone and email. One of our representatives may contact you by <\/span><b>phone call or text message<\/b><span style=\"font-weight: 400;\"> to:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Confirm your details<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ask for any additional documents, if needed<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Discuss the products and terms you may qualify for<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Once your file has been reviewed, we will clearly explain your available options and next steps.<\/span><\/p><p><span style=\"font-weight: 400;\">Approval and qualification depend on your individual financial situation.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1213\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1213\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Will I be contacted after I apply? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1213\" class=\"elementor-element elementor-element-1acbf245 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"1acbf245\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5fb0418b elementor-widget elementor-widget-text-editor\" data-id=\"5fb0418b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\">\n<div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n\n<span style=\"font-weight: 400;\">Yes, a member of our team may contact you after you submit your application.<\/span>\n\n<span style=\"font-weight: 400;\">We may reach out by phone call or text message to confirm your information, request any additional documents if needed, and discuss the products and terms you may qualify for.<\/span>\n\n<span style=\"font-weight: 400;\">We will only contact you regarding your application or account. If you are ever unsure about a communication, you can contact us directly through <span style=\"text-decoration: underline;\"><a class=\"open-chat-trigger\" href=\"#\">live chat<\/a><\/span> to confirm.<\/span>\n\n<\/div>\n<\/div>\n<\/div>\n<\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1214\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1214\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> How do I make my loan payments? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1214\" class=\"elementor-element elementor-element-645abeaf e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"645abeaf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-754ddf7a elementor-widget elementor-widget-text-editor\" data-id=\"754ddf7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\">\n<div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\">\n<div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n\n<span style=\"font-weight: 400;\">Your loan payments are scheduled and processed from the bank account you selected during your application.<\/span>\n\n<span style=\"font-weight: 400;\">Payments are typically aligned with when you receive income \u2014 such as bi-weekly, semi-monthly, or monthly \u2014 to help you stay on track.<\/span>\n\n<span style=\"font-weight: 400;\">If you need to update your bank account or adjust your payment date, you can contact us through <span style=\"text-decoration: underline;\"><a class=\"open-chat-trigger\" href=\"#\">live chat<\/a><\/span><\/span><span style=\"font-weight: 400;\">\u00a0for assistance.<\/span>\n\n<\/div>\n<\/div>\n<\/div>\n<\/section><\/div>\n<\/div>\n<\/div>\n<\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1215\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1215\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Can I pay off my loan early without penalties? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1215\" class=\"elementor-element elementor-element-82d9bf5 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"82d9bf5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e8d619e elementor-widget elementor-widget-text-editor\" data-id=\"4e8d619e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p><span style=\"font-weight: 400;\">Yes, our personal loans are open and can be paid off early at any time without prepayment penalties.<\/span><\/p><p><span style=\"font-weight: 400;\">You may also choose to make additional payments toward your balance if you wish. If you\u2019re considering paying off your loan early, you can contact us through <span style=\"text-decoration: underline;\"><a class=\"open-chat-trigger\" href=\"#\">live chat<\/a><\/span>\u00a0for your current payout amount.<\/span><\/p><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1216\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1216\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> How do I contact Spring Financial? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1216\" class=\"elementor-element elementor-element-64235a18 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"64235a18\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f1b51c0 elementor-widget elementor-widget-text-editor\" data-id=\"2f1b51c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\">\n<div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\">\n<div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n<div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\">\n\n<span style=\"font-weight: 400;\">For questions about any of our products or services, you can connect with our team through live chat on our website.<\/span>\n\n<span style=\"font-weight: 400;\">To start a conversation,\u00a0<strong><span style=\"text-decoration: underline;\"><a class=\"open-chat-trigger\" href=\"#\">Click Here<\/a><\/span> <\/strong>or select the chat bubble in the bottom right corner of your screen. One of our representatives will join the chat as soon as possible.<\/span>\n\n<\/div>\n<\/div>\n<\/div>\n<\/section><\/div>\n<\/div>\n<\/div>\n<\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1217\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1217\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> How do I update my personal information? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1217\" class=\"elementor-element elementor-element-33e3f22d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"33e3f22d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-713c647d elementor-widget elementor-widget-text-editor\" data-id=\"713c647d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p><span style=\"font-weight: 400;\">You can update your personal information by contacting us through <\/span><span style=\"font-weight: 400;\">live chat<\/span><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">For security purposes, we may ask you to verify your identity before making any changes to your account details. Once verified, our team can assist with updates such as your contact information, address, or other account information.<\/span><\/p><p><span style=\"font-weight: 400;\">To begin, click the chat bubble in the bottom right corner of your screen and a representative will assist you.<\/span><\/p><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1218\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1218\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Do you offer services in French? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1218\" class=\"elementor-element elementor-element-549ec3b8 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"549ec3b8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-47c8778 elementor-widget elementor-widget-text-editor\" data-id=\"47c8778\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p><span style=\"font-weight: 400;\">Yes, Spring Financial offers support in French.<\/span><\/p><p><span style=\"font-weight: 400;\">We have French-speaking representatives within our consumer products and customer service teams who are available to assist you with applications, account questions, and general inquiries.<\/span><\/p><p><span style=\"font-weight: 400;\">If you would like assistance in French, simply let us know when you connect with us.<\/span><\/p><\/div><\/div><\/div><\/section><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How quickly can I get funds?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In many cases, funding may be available as soon as the same day once your application is approved and all required documents are received.Most approved applications are funded within 1\\u20132 business days.To avoid delays, please keep an eye on your phone after applying. A member of our team may contact you by call or text message to confirm details or request documents. The sooner we receive any required information, the sooner your file can be reviewed and funded.\"}},{\"@type\":\"Question\",\"name\":\"How are funds sent to me?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Approved funds are deposited directly into the bank account you securely connect during your application.\\n\\nWhen you apply, you are asked to verify your bank account using a secure, encrypted process. Once approved and all required documentation is complete, funds are transferred to that verified account according to the product terms.\\n\\nIf you have questions about your funding details, our team can assist you through live chat\"}},{\"@type\":\"Question\",\"name\":\"I submitted an application. What do I qualify for?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"After you submit your application, a member of our team will review your information.Please keep an eye on your phone and email. One of our representatives may contact you by phone call or text message to:Confirm your detailsAsk for any additional documents, if neededDiscuss the products and terms you may qualify forOnce your file has been reviewed, we will clearly explain your available options and next steps.Approval and qualification depend on your individual financial situation.\"}},{\"@type\":\"Question\",\"name\":\"Will I be contacted after I apply?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, a member of our team may contact you after you submit your application.\\n\\nWe may reach out by phone call or text message to confirm your information, request any additional documents if needed, and discuss the products and terms you may qualify for.\\n\\nWe will only contact you regarding your application or account. If you are ever unsure about a communication, you can contact us directly through live chat to confirm.\"}},{\"@type\":\"Question\",\"name\":\"How do I make my loan payments?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Your loan payments are scheduled and processed from the bank account you selected during your application.\\n\\nPayments are typically aligned with when you receive income \\u2014 such as bi-weekly, semi-monthly, or monthly \\u2014 to help you stay on track.\\n\\nIf you need to update your bank account or adjust your payment date, you can contact us through live chat\\u00a0for assistance.\"}},{\"@type\":\"Question\",\"name\":\"Can I pay off my loan early without penalties?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, our personal loans are open and can be paid off early at any time without prepayment penalties.You may also choose to make additional payments toward your balance if you wish. If you\\u2019re considering paying off your loan early, you can contact us through live chat\\u00a0for your current payout amount.\"}},{\"@type\":\"Question\",\"name\":\"How do I contact Spring Financial?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"For questions about any of our products or services, you can connect with our team through live chat on our website.\\n\\nTo start a conversation,\\u00a0Click Here or select the chat bubble in the bottom right corner of your screen. One of our representatives will join the chat as soon as possible.\"}},{\"@type\":\"Question\",\"name\":\"How do I update my personal information?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can update your personal information by contacting us through live chat.For security purposes, we may ask you to verify your identity before making any changes to your account details. Once verified, our team can assist with updates such as your contact information, address, or other account information.To begin, click the chat bubble in the bottom right corner of your screen and a representative will assist you.\"}},{\"@type\":\"Question\",\"name\":\"Do you offer services in French?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, Spring Financial offers support in French.We have French-speaking representatives within our consumer products and customer service teams who are available to assist you with applications, account questions, and general inquiries.If you would like assistance in French, simply let us know when you connect with us.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-771d6ae8 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"771d6ae8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5752f680 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"5752f680\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20192238 elementor-widget elementor-widget-heading\" data-id=\"20192238\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Our Financial Products<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1978255f elementor-widget__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"1978255f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:200,&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4270\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4270\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> How do I learn more about your personal loans? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4270\" class=\"elementor-element elementor-element-6deee0d6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"6deee0d6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-279eadb0 elementor-widget elementor-widget-text-editor\" data-id=\"279eadb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You can find detailed information about our personal loans in our Personal Loans FAQ section.<\/span><\/p><p><span style=\"font-weight: 400;\">There, you\u2019ll find answers about eligibility, interest rates, funding timelines, and repayment options.<\/span><\/p><p><span style=\"font-weight: 400;\">To learn more, visit our <\/span><span style=\"text-decoration: underline;\"><b><a href=\"https:\/\/springfinancial.ca\/help-centre\/personal-loans\/\">Personal Loans FAQ here<\/a><\/b><\/span><span style=\"font-weight: 400;\"><span style=\"text-decoration: underline;\">,<\/span> or you can <\/span><a href=\"https:\/\/app.springfinancial.ca\/personal-loans?_gl=1*1h5icov*_gcl_aw*R0NMLjE3NjYxODg5MDEuQ2owS0NRaUFqSlRLQmhDakFSSXNBSU1DNDRfbU80M1BIOFMyZlV6QkoxMU1ja24tZ05Qam9rTmJQM1VXZS0xNG9jcFFMMk96S05MNzdjb2FBcU1PRUFMd193Y0I.*_gcl_au*NjQ1NjU0MDk4LjE3NzI1Njg4NzU.*_ga*MTA4NTIwMTk0OS4xNzQ5ODQyMTE0*_ga_HPFKPP4K8S*czE3NzI2NjA5ODgkbzcxJGcxJHQxNzcyNjYwOTkwJGo1OCRsMCRoMA\"><span style=\"text-decoration: underline;\"><b>apply directly here<\/b><\/span><\/a><span style=\"font-weight: 400;\"> if you\u2019re ready to get started.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4271\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4271\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> How do I learn more about The Foundation? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4271\" class=\"elementor-element elementor-element-72ee22f2 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"72ee22f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21b9c08c elementor-widget elementor-widget-text-editor\" data-id=\"21b9c08c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You can find detailed information about The Foundation in our Foundation FAQ section.<\/span><\/p><p><span style=\"font-weight: 400;\">There, you\u2019ll find answers about how the program works, payment structure, savings held in trust, and eligibility requirements.<\/span><\/p><p><span style=\"font-weight: 400;\">To learn more, visit our <\/span><span style=\"text-decoration: underline;\"><b><a href=\"https:\/\/springfinancial.ca\/help-centre\/the-foundation\/\">Foundation FAQ here<\/a><\/b><\/span><span style=\"font-weight: 400;\">, or you can <\/span><a href=\"https:\/\/app.springfinancial.ca\/foundation?_gl=1*mifrr6*_gcl_aw*R0NMLjE3NjYxODg5MDEuQ2owS0NRaUFqSlRLQmhDakFSSXNBSU1DNDRfbU80M1BIOFMyZlV6QkoxMU1ja24tZ05Qam9rTmJQM1VXZS0xNG9jcFFMMk96S05MNzdjb2FBcU1PRUFMd193Y0I.*_gcl_au*NjQ1NjU0MDk4LjE3NzI1Njg4NzU.*_ga*MTA4NTIwMTk0OS4xNzQ5ODQyMTE0*_ga_HPFKPP4K8S*czE3NzI2NjA5ODgkbzcxJGcxJHQxNzcyNjYzODQxJGo1OSRsMCRoMA..\"><span style=\"text-decoration: underline;\"><b>apply directly here<\/b><\/span><\/a><span style=\"font-weight: 400;\"> if you\u2019re ready to get started.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4272\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4272\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> How do I learn more about vehicle private sales financing? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4272\" class=\"elementor-element elementor-element-3efba952 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"3efba952\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5324789f elementor-widget elementor-widget-text-editor\" data-id=\"5324789f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You can find detailed information about our vehicle private sale financing in our Private Sale FAQ section.<\/span><\/p><p><span style=\"font-weight: 400;\">There, you\u2019ll find answers about eligibility, approval amounts, funding timelines, and how the process works when purchasing a vehicle from a private seller.<\/span><\/p><p><span style=\"font-weight: 400;\">To learn more, visit our <\/span><span style=\"text-decoration: underline;\"><b><a href=\"https:\/\/springfinancial.ca\/help-centre\/private-sales\/\">Private Sale FAQ here<\/a><\/b><\/span><span style=\"font-weight: 400;\">, or you can <\/span><a href=\"https:\/\/springfinancial.ca\/application-form\/?_gl=1*yo352c*_gcl_aw*R0NMLjE3NjYxODg5MDEuQ2owS0NRaUFqSlRLQmhDakFSSXNBSU1DNDRfbU80M1BIOFMyZlV6QkoxMU1ja24tZ05Qam9rTmJQM1VXZS0xNG9jcFFMMk96S05MNzdjb2FBcU1PRUFMd193Y0I.*_gcl_au*NjQ1NjU0MDk4LjE3NzI1Njg4NzU.*_ga*MTA4NTIwMTk0OS4xNzQ5ODQyMTE0*_ga_HPFKPP4K8S*czE3NzI2NjA5ODgkbzcxJGcxJHQxNzcyNjYzODY3JGozMyRsMCRoMA..\"><span style=\"text-decoration: underline;\"><b>apply directly here<\/b><\/span><\/a><span style=\"font-weight: 400;\"> if you\u2019re ready to get started.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4273\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4273\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> How do I learn more about mortgages and home equity lending? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4273\" class=\"elementor-element elementor-element-352a7d81 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"352a7d81\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7add11b2 elementor-widget elementor-widget-text-editor\" data-id=\"7add11b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section class=\"app-section\" data-v-51f667e0=\"\" data-v-3ad3d15a=\"\" data-v-3593c3e9=\"\"><div class=\"help-centre-answer\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"container\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><div class=\"max-w-600 md:w-600\" data-v-3ad3d15a=\"\" data-v-51f667e0=\"\"><p><span style=\"font-weight: 400;\">You can find detailed information about our mortgage and home equity lending options in our Mortgages FAQ section.<\/span><\/p><p><span style=\"font-weight: 400;\">There, you\u2019ll find answers about eligibility, refinancing, second mortgages, and how equity-based lending works.<\/span><\/p><p><span style=\"font-weight: 400;\">To learn more, visit our <\/span><a href=\"https:\/\/springfinancial.ca\/help-centre\/mortgages\/\"><span style=\"text-decoration: underline;\"><b>Mortgages FAQ here<\/b><\/span><\/a><span style=\"font-weight: 400;\">, or you can <\/span><a href=\"https:\/\/app.springfinancial.ca\/mortgage?_gl=1*x9v203*_gcl_aw*R0NMLjE3NjYxODg5MDEuQ2owS0NRaUFqSlRLQmhDakFSSXNBSU1DNDRfbU80M1BIOFMyZlV6QkoxMU1ja24tZ05Qam9rTmJQM1VXZS0xNG9jcFFMMk96S05MNzdjb2FBcU1PRUFMd193Y0I.*_gcl_au*NjQ1NjU0MDk4LjE3NzI1Njg4NzU.*_ga*MTA4NTIwMTk0OS4xNzQ5ODQyMTE0*_ga_HPFKPP4K8S*czE3NzI2NjA5ODgkbzcxJGcxJHQxNzcyNjYzOTE3JGo1OSRsMCRoMA..\"><span style=\"text-decoration: underline;\"><b>apply directly here<\/b><\/span><\/a><span style=\"font-weight: 400;\"> if you\u2019re ready to get started.<\/span><\/p><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How do I learn more about your personal loans?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can find detailed information about our personal loans in our Personal Loans FAQ section.There, you\\u2019ll find answers about eligibility, interest rates, funding timelines, and repayment options.To learn more, visit our Personal Loans FAQ here, or you can apply directly here if you\\u2019re ready to get started.\"}},{\"@type\":\"Question\",\"name\":\"How do I learn more about The Foundation?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can find detailed information about The Foundation in our Foundation FAQ section.There, you\\u2019ll find answers about how the program works, payment structure, savings held in trust, and eligibility requirements.To learn more, visit our Foundation FAQ here, or you can apply directly here if you\\u2019re ready to get started.\"}},{\"@type\":\"Question\",\"name\":\"How do I learn more about vehicle private sales financing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can find detailed information about our vehicle private sale financing in our Private Sale FAQ section.There, you\\u2019ll find answers about eligibility, approval amounts, funding timelines, and how the process works when purchasing a vehicle from a private seller.To learn more, visit our Private Sale FAQ here, or you can apply directly here if you\\u2019re ready to get started.\"}},{\"@type\":\"Question\",\"name\":\"How do I learn more about mortgages and home equity lending?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can find detailed information about our mortgage and home equity lending options in our Mortgages FAQ section.There, you\\u2019ll find answers about eligibility, refinancing, second mortgages, and how equity-based lending works.To learn more, visit our Mortgages FAQ here, or you can apply directly here if you\\u2019re ready to get started.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d5a44e8 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"d5a44e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5427b91 e-con-full gradient-border e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"5427b91\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:300}\">\n\t\t<div class=\"elementor-element elementor-element-389b81e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"389b81e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cf9736b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"cf9736b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f647011 elementor-widget elementor-widget-heading\" data-id=\"f647011\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Live Chat<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a999b7 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4a999b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Our agents are available from 6am &#8211; 6pm PST to assist you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d568d47 pa-icon-pos-after premium-lq__none elementor-widget elementor-widget-premium-addon-button\" data-id=\"d568d47\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"open-chat-button\" data-widget_type=\"premium-addon-button.default\">\n\t\t\t\t\t\n\n\t\t<a class=\"premium-button premium-button-none premium-btn-lg premium-button-none\">\n\t\t\t<div class=\"premium-button-text-icon-wrapper\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"68\" height=\"68\" viewBox=\"0 0 68 68\" fill=\"none\"><path d=\"M17.2667 31.8143C17.0906 30.6793 16.9992 29.5166 16.9992 28.3327C16.9992 15.8142 27.2142 5.66602 39.815 5.66602C52.4158 5.66602 62.6308 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61.1738C14.6144 61.1106 14.846 61.079 15.0482 61.0803C15.2612 61.0818 15.3742 61.0933 15.583 61.1349C15.7813 61.1745 16.0761 61.2785 16.6658 61.4866C18.2194 62.035 19.8868 62.3327 21.6222 62.3327Z\" stroke=\"white\" stroke-width=\"4.25\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span >\n\t\t\t\t\t\tLive Chat Now\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\n\t\t\t\n\t\t\t\n\t\t<\/a>\n\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5e302d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"a5e302d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f324ad elementor-widget elementor-widget-template\" data-id=\"8f324ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"5359\" class=\"elementor elementor-5359\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b8ea018 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"3b8ea018\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ccb2e21 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"ccb2e21\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6abf6eae elementor-widget elementor-widget-image\" data-id=\"6abf6eae\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/springfinancial.ca\/wp-content\/uploads\/2025\/10\/Group-48862.svg\" class=\"attachment-full size-full wp-image-9947\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e2f2ed6 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"3e2f2ed6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10c8b6b4 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"10c8b6b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">You Deserve Better<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-242fef4 premium-atext__switch elementor-widget elementor-widget-premium-addon-fancy-text\" data-id=\"242fef4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-fancy-text.default\">\n\t\t\t\t\t\t\t<div class=\"premium-atext__wrapper premium-atext__slide \" data-start-effect=\"page_load\" data-settings=\"{&quot;effect&quot;:&quot;slide&quot;,&quot;speed&quot;:200,&quot;showItems&quot;:1,&quot;pause&quot;:3000,&quot;mousePause&quot;:false,&quot;loading&quot;:false,&quot;style&quot;:&quot;switch&quot;}\">\n\n\t\t\t<h3 class=\"premium-atext__headline\">\n\t\t\t\n\t\t\t\t\t\t<div class=\"premium-atext__text\" style='display: inline-block; text-align: center'>\n\t\t\t\t<ul class=\"premium-atext__items-wrapper\">\n\t\t\t\t\t\t\t\t\t<li class=\"premium-fancy-list-items premium-fancy-item-visible\">\n\t\t\t\t\t\t\tRates\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"premium-fancy-list-items premium-fancy-item-visible\">\n\t\t\t\t\t\t\t Service\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"premium-fancy-list-items premium-fancy-item-visible\">\n\t\t\t\t\t\t\tCredit\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"premium-fancy-list-items premium-fancy-item-visible\">\n\t\t\t\t\t\t\tOffers\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"premium-fancy-list-items premium-fancy-item-visible\">\n\t\t\t\t\t\t\tAccess\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"premium-fancy-list-items premium-fancy-item-visible\">\n\t\t\t\t\t\t\tTerms \t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\n\t\t\t<\/h3>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5546fa7 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"5546fa7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:250}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Apply in just 3 minutes and get <strong>$500\u2013$35,000<\/strong> e-Transferred as soon as today.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fccfd69 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"fccfd69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a8c48e1 elementor-button-align-end elementor-invisible elementor-widget elementor-widget-form\" data-id=\"2a8c48e1\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"homepage-bottom-email-form\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;40&quot;,&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" id=\"submit_email_rates\" name=\"Hero Form\" aria-label=\"Hero Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"5359\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"2a8c48e1\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Spring Financial\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-footeremail elementor-col-60 elementor-field-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-footeremail\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail Address\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[footeremail]\" id=\"form-field-footeremail\" class=\"elementor-field elementor-size-lg  elementor-field-textual\" placeholder=\"name@example.com\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-checkbox elementor-field-group elementor-column elementor-field-group-footercheckbox elementor-col-100\">\n\t\t\t\t\t<div class=\"elementor-field-subgroup  elementor-subgroup-inline\"><span class=\"elementor-field-option\"><input type=\"checkbox\" value=\"Receive promotions and updates from Spring Financial. It\u2019s free and you can opt-out at any time. By clicking &quot;Apply Now&quot; you agree to the\u00a0&lt;a href=&quot;\/general-terms-of-service&quot;&gt;Terms and Conditions&lt;\/a&gt;\u00a0and\u00a0&lt;a href=&quot;\/privacy-policy\/&quot;&gt;Privacy Policy&lt;\/a&gt;.\" id=\"form-field-footercheckbox-0\" name=\"form_fields[footercheckbox]\"> <label for=\"form-field-footercheckbox-0\">Receive promotions and updates from Spring Financial. It\u2019s free and you can opt-out at any time. By clicking \"Apply Now\" you agree to the\u00a0<a href=\"\/general-terms-of-service\">Terms and Conditions<\/a>\u00a0and\u00a0<a href=\"\/privacy-policy\/\">Privacy Policy<\/a>.<\/label><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-html elementor-field-group elementor-column elementor-field-group-field_60eb8cd elementor-col-100\">\n\t\t\t\t\t<p>Applying won\u2019t affect your credit score.<\/p>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-40 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-lg\" type=\"submit\" id=\"homepage-bottom-email-apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Customer Support Help Centre &amp; FAQs Get fast answers on loans, credit, and eligibility, or contact our support team. Find information by product Personal Loan Borrow $500 &#8211; $35,000 with rates as low as 9.99%* as soon as today. The Foundation Boost your credit profile with a guaranteed loan* ready at program completion. Evergreen Loan Your $1,500 guaranteed loan*\u00a0after completing The Foundation. Mortgages Access up to 80% of your home\u2019s equity, no matter your credit background. Private Sales Any seller. Any vehicle. Any credit. Apply online for $3,500 &#8211; $75,000 today. About Spring Financial: What is Spring Financial? Spring Financial is a Canadian financial services company that provides online access to personal loans, mortgage solutions, vehicle financing, and credit programs. Founded in 2014 and headquartered in Vancouver, British Columbia, Spring Financial operates as a fully digital lender serving eligible applicants across Canada. Our products are designed to offer transparent terms and a straightforward online application process. How long has Spring Financial been in business? Spring Financial was founded in 2014 and has been serving Canadians for over a decade. Headquartered in Vancouver, British Columbia, Spring Financial provides online access to personal loans, mortgages, and other financial products across Canada. Since 2014, we have received over one million applications and have supported hundreds of thousands of customers nationwide. Where is Spring Financial located? Spring Financial is headquartered in Vancouver, British Columbia. We operate as a fully online lender, which means all applications and account services are completed digitally. There is no need to visit a branch \u2014 you can apply and manage your account securely from anywhere in Canada. If you have questions about our services, our team is available through live chat to assist you. Is Spring Financial legitimate? Yes, Spring Financial is a certified Canadian lender founded in 2014 that provides regulated financial products to customers across Canada. Headquartered in Vancouver, British Columbia, Spring Financial operates as a fully online financial services company serving hundreds of thousands of Canadians. If you have questions about our company, licensing, or products, our team is available through live chat \u00a0to assist you. Is Spring Financial a bank or a licensed lender? Spring Financial is not a bank; it is a Canadian financial services company that provides access to loans and mortgage solutions through licensed lending and brokerage entities. Depending on the product and province, services may be offered directly by Spring Financial or through regulated lending partners. If you have specific questions about licensing in your province, our team can provide additional details. Is my personal information safe with Spring Financial? Yes, Spring Financial uses bank-level security and technology to help protect your personal information. All sensitive data submitted through our website is transmitted securely. We use industry-standard safeguards designed to prevent unauthorized access, disclosure, or misuse of your information. Access to your information is restricted and used only for legitimate application processing and account management purposes. If you ever have questions about security or how your information is handled, our team can provide additional details. What provinces do you operate in? Spring Financial operates across Canada, with availability depending on the product: Personal Loans: Available in all provinces and territories. The Foundation: Available in all provinces except Saskatchewan and New Brunswick. Private Sales &amp; Vehicle Financing: Available in all provinces and territories. Mortgages: Available in Ontario, British Columbia, and Alberta only. If you\u2019re unsure whether a specific product is available in your area, you can contact us through live chat\u00a0for assistance. Who does Spring Financial serve? Spring Financial serves Canadians who are 18 years of age or older and reside in Canada. Our products are offered to eligible applicants across all Canadian provinces, with availability depending on the specific product. Applicants must meet the age of majority in their province and complete the required verification steps during the application process. Who owns Spring Financial? Spring Financial is an independent Canadian financial services company headquartered in Vancouver, British Columbia. Founded in 2014, the company is privately owned by a group of investors and individuals based in Canada and the United States. Spring Financial provides online access to a range of financial products, including personal loans, mortgages, private sale financing, and structured payment history programs. All products are available digitally, allowing customers to apply and manage their accounts online. Since its inception, Spring Financial has received over one million applications and has served hundreds of thousands of customers across Canada. Spring Financial is a Canadian financial services company that provides online access to personal loans, mortgage solutions, vehicle financing, and credit programs. Founded in 2014 and headquartered in Vancouver, British Columbia, Spring Financial operates as a fully digital lender serving eligible applicants across Canada. Our products are designed to offer transparent terms and a straightforward online application process. Spring Financial was founded in 2014 and has been serving Canadians for over a decade. Headquartered in Vancouver, British Columbia, Spring Financial provides online access to personal loans, mortgages, and other financial products across Canada. Since 2014, we have received over one million applications and have supported hundreds of thousands of customers nationwide. Spring Financial is headquartered in Vancouver, British Columbia. We operate as a fully online lender, which means all applications and account services are completed digitally. There is no need to visit a branch \u2014 you can apply and manage your account securely from anywhere in Canada. If you have questions about our services, our team is available through live chat to assist you. Yes, Spring Financial is a certified Canadian lender founded in 2014 that provides regulated financial products to customers across Canada. Headquartered in Vancouver, British Columbia, Spring Financial operates as a fully online financial services company serving hundreds of thousands of Canadians. If you have questions about our company, licensing, or products, our team is available through live chat \u00a0to assist you. Spring Financial is not a bank; it is a Canadian financial services company that provides access to loans and mortgage solutions through licensed lending and brokerage entities.<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-20360","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Help Centre, FAQs &amp; Contact | Spring Financial<\/title>\n<meta name=\"description\" content=\"Find answers at the Spring Financial Help Centre. 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