{"id":26094,"date":"2025-10-31T20:22:18","date_gmt":"2025-10-31T20:22:18","guid":{"rendered":"https:\/\/springfinancial.ca\/help-centre\/the-foundation\/"},"modified":"2026-03-30T22:56:07","modified_gmt":"2026-03-30T22:56:07","slug":"the-foundation","status":"publish","type":"page","link":"https:\/\/springfinancial.ca\/fr\/help-centre\/the-foundation\/","title":{"rendered":"FAQ &#8211; Foundation"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"26094\" class=\"elementor elementor-26094\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f96947a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"3f96947a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_range&quot;:&quot;viewport&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1baaecf7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"1baaecf7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-548e5e83 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"548e5e83\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">FAQ The Foundation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60e2ec0b elementor-widget__width-inherit elementor-widget-tablet__width-inherit elementor-widget-mobile__width-inherit elementor-widget elementor-widget-heading\" data-id=\"60e2ec0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_tablet&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Foire aux questions<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-613a1f0a elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"613a1f0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Vos finances sont importantes pour vous. Notre objectif est d\u2019offrir une transparence totale sur nos produits afin\u00a0 de vous aider \u00e0 choisir la solution qui vous convient le mieux.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-13e7aa07 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"13e7aa07\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68206a8d elementor-widget__width-initial elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"68206a8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a 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26.748H8.94029C8.48029 27.7185 7.49381 28.3885 6.3478 28.3885C6.2893 28.3885 6.23612 28.3885 6.17762 28.3832\" fill=\"white\"><\/path><path d=\"M14.2195 28.3859C15.666 28.2981 16.8306 27.1362 16.9104 25.687H10.582V25.6179C10.582 23.1318 12.1694 21.4752 14.3657 21.4752C16.6844 21.4752 18.2585 23.1743 18.2585 25.3812C18.2585 27.4659 16.6285 29.3032 14.4056 29.3032C12.7916 29.3032 11.5074 28.4072 10.816 26.748H11.4568C11.9168 27.7185 12.9033 28.3885 14.0493 28.3885C14.1078 28.3885 14.161 28.3885 14.2195 28.3832\" fill=\"white\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-67eccfa e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"67eccfa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4f815f82 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"4f815f82\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fba0670 elementor-widget elementor-widget-heading\" data-id=\"fba0670\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The Foundation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-655fb0aa e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"655fb0aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-41460760 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"41460760\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-362ea091 elementor-widget elementor-widget-heading\" data-id=\"362ea091\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Comment fonctionne The Foundation\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19206b4e elementor-widget__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"19206b4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:200,&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4210\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4210\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Qu\u2019est-ce que The Foundation ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4210\" class=\"elementor-element elementor-element-4b69a81b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"4b69a81b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10ad0562 elementor-widget elementor-widget-text-editor\" data-id=\"10ad0562\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The Foundation est un programme de 12 mois offert par Spring Financial con\u00e7u pour aider les Canadiens \u00e0 \u00e9tablir un historique de paiements r\u00e9gulier tout en mettant de c\u00f4t\u00e9 une \u00e9pargne d\u00e9tenue en fiducie.<\/span><\/p><p><span style=\"font-weight: 400;\">Lorsque vous vous inscrivez, vous effectuez des paiements fixes et automatis\u00e9s toutes les deux semaines pendant 12 mois. Si votre compte demeure en r\u00e8gle pendant toute la dur\u00e9e du programme, vous devenez admissible \u00e0 une offre garantie de pr\u00eat de 1 500 $, sous r\u00e9serve des modalit\u00e9s du programme.<\/span><\/p><p><span style=\"font-weight: 400;\">The Foundation inclut \u00e9galement un acc\u00e8s \u00e0 des outils de suivi de la cote de cr\u00e9dit qui vous permettent de surveiller les changements apport\u00e9s \u00e0 votre profil de cr\u00e9dit pendant le programme.<\/span><\/p><p><span style=\"font-weight: 400;\">En compl\u00e9tant le programme comme pr\u00e9vu, vous d\u00e9montrez un comportement de remboursement constant, ce qui peut soutenir vos futures demandes de produits financiers.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4211\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4211\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Est-ce que The Foundation est un pr\u00eat ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4211\" class=\"elementor-element elementor-element-1a020e63 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"1a020e63\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55dc25b3 elementor-widget elementor-widget-text-editor\" data-id=\"55dc25b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The Foundation n\u2019est pas un pr\u00eat en argent vers\u00e9 imm\u00e9diatement. Il s\u2019agit d\u2019un programme de paiements structur\u00e9 sur 12 mois con\u00e7u pour vous aider \u00e0 \u00e9tablir un historique de paiements constant tout en mettant de c\u00f4t\u00e9 une \u00e9pargne d\u00e9tenue en fiducie.<\/span><\/p><p><span style=\"font-weight: 400;\">Au lieu de recevoir des fonds imm\u00e9diatement, vous effectuez des paiements fixes toutes les deux semaines. Une grande partie de chaque paiement complet est plac\u00e9e dans une \u00e9pargne d\u00e9tenue en fiducie pour vous.<\/span><\/p><p><span style=\"font-weight: 400;\">Une fois le programme compl\u00e9t\u00e9 avec succ\u00e8s et si votre compte est en r\u00e8gle, vous devenez admissible \u00e0 une offre garantie de pr\u00eat Evergreen de 1 500 $, sous r\u00e9serve des modalit\u00e9s du programme.<\/span><\/p><p><span style=\"font-weight: 400;\">Pour de nombreux clients, The Foundation est une fa\u00e7on de renforcer leur profil financier tout en accumulant une \u00e9pargne qui pourra faciliter l\u2019acc\u00e8s au cr\u00e9dit \u00e0 l\u2019avenir.<\/span><\/p><p><span style=\"font-weight: 400;\">Si vous recherchez des fonds imm\u00e9diatement, vous pouvez explorer nos options de pr\u00eat personnel <span style=\"text-decoration: underline;\"><a href=\"https:\/\/springfinancial.ca\/personal-loans\/\">ici<\/a>.<\/span><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4212\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4212\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u00c0 qui s\u2019adresse The Foundation ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4212\" class=\"elementor-element elementor-element-66241aa1 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"66241aa1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b185cd9 elementor-widget elementor-widget-text-editor\" data-id=\"4b185cd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The Foundation est con\u00e7u pour les Canadiens qui souhaitent une approche structur\u00e9e pour \u00e9tablir un historique de paiements constant tout en travaillant \u00e0 am\u00e9liorer leurs options financi\u00e8res.<\/span><\/p><p><span style=\"font-weight: 400;\">Ce programme peut vous convenir si vous :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avez une cote de cr\u00e9dit inf\u00e9rieure \u00e0 720<\/span><span style=\"font-weight: 400;\"><br \/><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00cates nouveau au cr\u00e9dit ou nouveau au Canada<\/span><span style=\"font-weight: 400;\"><br \/><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avez v\u00e9cu une faillite, une proposition de consommateur ou un programme de consultation en cr\u00e9dit<\/span><span style=\"font-weight: 400;\"><br \/><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avez \u00e9t\u00e9 refus\u00e9 pour un financement<\/span><span style=\"font-weight: 400;\"><br \/><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Payez des taux d\u2019int\u00e9r\u00eat \u00e9lev\u00e9s sur des dettes existantes<\/span><span style=\"font-weight: 400;\"><br \/><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Trouvez difficile d\u2019\u00e9pargner r\u00e9guli\u00e8rement<\/span><span style=\"font-weight: 400;\"><br \/><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00cates \u00e9tudiant et souhaitez b\u00e2tir votre ind\u00e9pendance financi\u00e8re<\/span><span style=\"font-weight: 400;\"><br \/><br \/><\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">The Foundation offre des paiements \u00e9chelonn\u00e9s structur\u00e9s, une \u00e9pargne d\u00e9tenue en fiducie et un rapport aux agences de cr\u00e9dit afin de vous aider \u00e0 d\u00e9montrer un historique de remboursement au fil du temps.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4213\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4213\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Comment ce programme peut-il m\u2019aider si j\u2019ai besoin d\u2019argent maintenant ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4213\" class=\"elementor-element elementor-element-3fe887bd e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"3fe887bd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-119ee078 elementor-widget elementor-widget-text-editor\" data-id=\"119ee078\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Si vous avez besoin de fonds imm\u00e9diatement, The Foundation ne fournit pas de pr\u00eat vers\u00e9 d\u00e8s le d\u00e9part. Le programme est plut\u00f4t con\u00e7u pour vous aider \u00e0 franchir une \u00e9tape structur\u00e9e vers de meilleures options financi\u00e8res.<\/p><p>Pendant 12 mois, vous effectuez des paiements automatis\u00e9s tout en accumulant 750 $ d\u2019\u00e9pargne d\u00e9tenue en fiducie. Si votre compte demeure en r\u00e8gle, vous devenez admissible \u00e0 une offre garantie de pr\u00eat Evergreen de 1 500 $, sous r\u00e9serve des modalit\u00e9s du programme.<\/p><p>Pour de nombreux clients, The Foundation offre un chemin clair vers l\u2019avant : un programme combinant discipline de paiement, \u00e9pargne int\u00e9gr\u00e9e et acc\u00e8s \u00e0 une offre de <span style=\"text-decoration: underline;\"><a href=\"https:\/\/springfinancial.ca\/personal-loans\/\">pr\u00eat garantie<\/a><\/span> \u00e0 la fin du programme.<\/p><p>Si vous avez besoin de fonds imm\u00e9diatement, vous pouvez tout de m\u00eame soumettre une demande s\u00e9par\u00e9e pour un pr\u00eat personnel afin de voir les options disponibles.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4214\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4214\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Pourquoi devrais-je participer \u00e0 The Foundation ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4214\" class=\"elementor-element elementor-element-788dcfd8 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"788dcfd8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17541038 elementor-widget elementor-widget-text-editor\" data-id=\"17541038\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The Foundation est con\u00e7u pour offrir un chemin structur\u00e9 vers de meilleures options financi\u00e8res. Il propose trois avantages principaux :<br \/><br \/>\u00a0 \u00a0 \u00a0 <strong>1. \u00c9tablir un historique de paiements constant<\/strong><br \/>Le programme appara\u00eet comme une ligne de cr\u00e9dit sur votre dossier de cr\u00e9dit et votre activit\u00e9 de paiement est rapport\u00e9e aux principales agences de cr\u00e9dit. Effectuer vos paiements \u00e0 temps permet de d\u00e9montrer un comportement de remboursement constant.<br \/>\u00a0 \u00a0 \u00a0 <strong>2. \u00c9pargne int\u00e9gr\u00e9e d\u00e9tenue en fiducie<\/strong><br \/>Une portion importante de chaque paiement complet est mise de c\u00f4t\u00e9 comme \u00e9pargne d\u00e9tenue en fiducie. Si vous compl\u00e9tez avec succ\u00e8s le programme de 12 mois en bon \u00e9tat de compte, vous aurez accumul\u00e9 750 $ que vous pourrez demander.<br \/>\u00a0 \u00a0 \u00a0 <strong>3. Admissibilit\u00e9 garantie au pr\u00eat Evergreen<br \/><\/strong><br \/>Apr\u00e8s 12 mois compl\u00e9t\u00e9s en bon \u00e9tat de compte et 750 $ d\u2019\u00e9pargne accumul\u00e9e en fiducie, vous devenez admissible \u00e0 une offre garantie de pr\u00eat Evergreen de 1 500 $, sous r\u00e9serve des modalit\u00e9s du programme.<br \/>The Foundation combine paiements structur\u00e9s, \u00e9pargne et admissibilit\u00e9 \u00e0 un pr\u00eat garanti dans un seul programme con\u00e7u pour vous aider \u00e0 avancer avec confiance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4215\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4215\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Quelle est la diff\u00e9rence entre Foundation Gold et Foundation Basic ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4215\" class=\"elementor-element elementor-element-640f40b7 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"640f40b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e945835 elementor-widget elementor-widget-text-editor\" data-id=\"7e945835\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Les programmes Foundation Gold et Foundation Basic rapportent tous deux l\u2019activit\u00e9 de paiement aux agences de cr\u00e9dit et incluent des mises \u00e0 jour mensuelles de la cote de cr\u00e9dit.<\/span><\/p><p><span style=\"font-weight: 400;\">La diff\u00e9rence concerne l\u2019\u00e9pargne, l\u2019admissibilit\u00e9 au pr\u00eat et certains outils suppl\u00e9mentaires.<\/span><\/p><table><tbody><tr><td><p><b>Fonctionnalit\u00e9<\/b><\/p><\/td><td><p><b>Foundation Gold<\/b><\/p><\/td><td><p><b>Foundation Basic<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Rapport de l\u2019activit\u00e9 de paiement aux agences de cr\u00e9dit<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Mises \u00e0 jour mensuelles de la cote de cr\u00e9dit<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Annulation en tout temps<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u00c9pargne d\u00e9tenue en fiducie<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">750 $*<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Non inclus<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Admissibilit\u00e9 garantie au pr\u00eat Evergreen de 1 500 $**<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Non inclus<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Application de finances personnelles Bloom<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Non inclus<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Paiement aux deux semaines<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">~74 $\u2020<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">~37 $\u2020<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><span style=\"font-weight: 400;\">* Bas\u00e9 sur l\u2019exemple de paiement standard et la compl\u00e9tion du programme de 12 mois en bon \u00e9tat de compte.<\/span><\/p><p><span style=\"font-weight: 400;\">** Sous r\u00e9serve des modalit\u00e9s du programme et du maintien d\u2019un compte en r\u00e8gle.<\/span><\/p><p><span style=\"font-weight: 400;\">\u2020 Les montants peuvent varier l\u00e9g\u00e8rement.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4216\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4216\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Quel est le co\u00fbt de The Foundation ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4216\" class=\"elementor-element elementor-element-21148062 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"21148062\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b985da1 elementor-widget elementor-widget-text-editor\" data-id=\"b985da1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Le paiement standard pour Foundation Gold est d\u2019environ 74 $ toutes les deux semaines.<br \/>De ce montant :<br \/>Une portion importante est plac\u00e9e dans une \u00e9pargne d\u00e9tenue en fiducie que vous pouvez demander si votre compte demeure en r\u00e8gle, sous r\u00e9serve des modalit\u00e9s du programme.<\/p><p><span style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, 'Noto Sans', sans-serif, 'Apple Color Emoji', 'Segoe UI Emoji', 'Segoe UI Symbol', 'Noto Color Emoji';\">La portion restante repr\u00e9sente le co\u00fbt de participation au programme The Foundation.<\/span><\/p><p>Foundation Basic co\u00fbte environ 37 $ toutes les deux semaines et inclut la d\u00e9claration des paiements aux agences de cr\u00e9dit ainsi que les mises \u00e0 jour mensuelles de la cote de cr\u00e9dit, mais n\u2019inclut pas d\u2019\u00e9pargne d\u00e9tenue en fiducie ni l\u2019admissibilit\u00e9 \u00e0 un pr\u00eat garanti.<\/p><p>Votre montant exact sera confirm\u00e9 avant votre inscription.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4217\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4217\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Comment puis-je \u00eatre admissible \u00e0 The Foundation ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4217\" class=\"elementor-element elementor-element-2b36bc08 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"2b36bc08\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3032de9c elementor-widget elementor-widget-text-editor\" data-id=\"3032de9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pour \u00eatre admissible \u00e0 The Foundation, vous devrez compl\u00e9ter notre demande en ligne et fournir une pi\u00e8ce d\u2019identit\u00e9 valide \u00e9mise par le gouvernement canadien ainsi qu\u2019une v\u00e9rification bancaire s\u00e9curis\u00e9e en ligne.<\/p><p>Une fois votre demande soumise, notre \u00e9quipe examinera vos informations et confirmera votre admissibilit\u00e9. Tout le processus se fait enti\u00e8rement en ligne.<\/p><p>Si vous \u00eates pr\u00eat \u00e0 commencer, vous pouvez faire <a href=\"https:\/\/app.springfinancial.ca\/foundation?_gl=1*fkj7zf*_gcl_au*NjQ1NjU0MDk4LjE3NzI1Njg4NzU.*_ga*MTA4NTIwMTk0OS4xNzQ5ODQyMTE0*_ga_HPFKPP4K8S*czE3NzQyODc1MDIkbzg2JGcxJHQxNzc0MjkxMjc0JGoxNCRsMCRoMA..\"><span style=\"text-decoration: underline;\">une demande pour The Foundation ici.<\/span><\/a><\/p><p>Si vous avez des questions \u00e0 tout moment, vous pouvez \u00e9galement communiquer avec nous via le <span style=\"font-weight: 400;\"><span style=\"text-decoration: underline;\"><a id=\"open-chat\" href=\"#\">chat en direct<\/a><\/span><\/span>\u00a0pour obtenir de l\u2019aide.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4218\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4218\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Quels documents sont requis ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4218\" class=\"elementor-element elementor-element-70096e65 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"70096e65\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c7c0480 elementor-widget elementor-widget-text-editor\" data-id=\"3c7c0480\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Pour faire une demande pour The Foundation, vous aurez besoin :<br>D\u2019une pi\u00e8ce d\u2019identit\u00e9 valide \u00e9mise par le gouvernement canadien<\/p><p>D\u2019un compte bancaire canadien valide \u00e0 votre nom (pour la v\u00e9rification bancaire en ligne s\u00e9curis\u00e9e)<\/p><p>Ces \u00e9l\u00e9ments sont n\u00e9cessaires pour compl\u00e9ter la demande en ligne et v\u00e9rifier vos informations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Qu\\u2019est-ce que The Foundation ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Foundation est un programme de 12 mois offert par Spring Financial con\\u00e7u pour aider les Canadiens \\u00e0 \\u00e9tablir un historique de paiements r\\u00e9gulier tout en mettant de c\\u00f4t\\u00e9 une \\u00e9pargne d\\u00e9tenue en fiducie.Lorsque vous vous inscrivez, vous effectuez des paiements fixes et automatis\\u00e9s toutes les deux semaines pendant 12 mois. Si votre compte demeure en r\\u00e8gle pendant toute la dur\\u00e9e du programme, vous devenez admissible \\u00e0 une offre garantie de pr\\u00eat de 1 500 $, sous r\\u00e9serve des modalit\\u00e9s du programme.The Foundation inclut \\u00e9galement un acc\\u00e8s \\u00e0 des outils de suivi de la cote de cr\\u00e9dit qui vous permettent de surveiller les changements apport\\u00e9s \\u00e0 votre profil de cr\\u00e9dit pendant le programme.En compl\\u00e9tant le programme comme pr\\u00e9vu, vous d\\u00e9montrez un comportement de remboursement constant, ce qui peut soutenir vos futures demandes de produits financiers.\"}},{\"@type\":\"Question\",\"name\":\"Est-ce que The Foundation est un pr\\u00eat ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Foundation n\\u2019est pas un pr\\u00eat en argent vers\\u00e9 imm\\u00e9diatement. Il s\\u2019agit d\\u2019un programme de paiements structur\\u00e9 sur 12 mois con\\u00e7u pour vous aider \\u00e0 \\u00e9tablir un historique de paiements constant tout en mettant de c\\u00f4t\\u00e9 une \\u00e9pargne d\\u00e9tenue en fiducie.Au lieu de recevoir des fonds imm\\u00e9diatement, vous effectuez des paiements fixes toutes les deux semaines. Une grande partie de chaque paiement complet est plac\\u00e9e dans une \\u00e9pargne d\\u00e9tenue en fiducie pour vous.Une fois le programme compl\\u00e9t\\u00e9 avec succ\\u00e8s et si votre compte est en r\\u00e8gle, vous devenez admissible \\u00e0 une offre garantie de pr\\u00eat Evergreen de 1 500 $, sous r\\u00e9serve des modalit\\u00e9s du programme.Pour de nombreux clients, The Foundation est une fa\\u00e7on de renforcer leur profil financier tout en accumulant une \\u00e9pargne qui pourra faciliter l\\u2019acc\\u00e8s au cr\\u00e9dit \\u00e0 l\\u2019avenir.Si vous recherchez des fonds imm\\u00e9diatement, vous pouvez explorer nos options de pr\\u00eat personnel ici.\"}},{\"@type\":\"Question\",\"name\":\"\\u00c0 qui s\\u2019adresse The Foundation ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Foundation est con\\u00e7u pour les Canadiens qui souhaitent une approche structur\\u00e9e pour \\u00e9tablir un historique de paiements constant tout en travaillant \\u00e0 am\\u00e9liorer leurs options financi\\u00e8res.Ce programme peut vous convenir si vous :Avez une cote de cr\\u00e9dit inf\\u00e9rieure \\u00e0 720\\u00cates nouveau au cr\\u00e9dit ou nouveau au CanadaAvez v\\u00e9cu une faillite, une proposition de consommateur ou un programme de consultation en cr\\u00e9ditAvez \\u00e9t\\u00e9 refus\\u00e9 pour un financementPayez des taux d\\u2019int\\u00e9r\\u00eat \\u00e9lev\\u00e9s sur des dettes existantesTrouvez difficile d\\u2019\\u00e9pargner r\\u00e9guli\\u00e8rement\\u00cates \\u00e9tudiant et souhaitez b\\u00e2tir votre ind\\u00e9pendance financi\\u00e8reThe Foundation offre des paiements \\u00e9chelonn\\u00e9s structur\\u00e9s, une \\u00e9pargne d\\u00e9tenue en fiducie et un rapport aux agences de cr\\u00e9dit afin de vous aider \\u00e0 d\\u00e9montrer un historique de remboursement au fil du temps.\"}},{\"@type\":\"Question\",\"name\":\"Comment ce programme peut-il m\\u2019aider si j\\u2019ai besoin d\\u2019argent maintenant ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Si vous avez besoin de fonds imm\\u00e9diatement, The Foundation ne fournit pas de pr\\u00eat vers\\u00e9 d\\u00e8s le d\\u00e9part. Le programme est plut\\u00f4t con\\u00e7u pour vous aider \\u00e0 franchir une \\u00e9tape structur\\u00e9e vers de meilleures options financi\\u00e8res.Pendant 12 mois, vous effectuez des paiements automatis\\u00e9s tout en accumulant 750 $ d\\u2019\\u00e9pargne d\\u00e9tenue en fiducie. Si votre compte demeure en r\\u00e8gle, vous devenez admissible \\u00e0 une offre garantie de pr\\u00eat Evergreen de 1 500 $, sous r\\u00e9serve des modalit\\u00e9s du programme.Pour de nombreux clients, The Foundation offre un chemin clair vers l\\u2019avant : un programme combinant discipline de paiement, \\u00e9pargne int\\u00e9gr\\u00e9e et acc\\u00e8s \\u00e0 une offre de pr\\u00eat garantie \\u00e0 la fin du programme.Si vous avez besoin de fonds imm\\u00e9diatement, vous pouvez tout de m\\u00eame soumettre une demande s\\u00e9par\\u00e9e pour un pr\\u00eat personnel afin de voir les options disponibles.\"}},{\"@type\":\"Question\",\"name\":\"Pourquoi devrais-je participer \\u00e0 The Foundation ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Foundation est con\\u00e7u pour offrir un chemin structur\\u00e9 vers de meilleures options financi\\u00e8res. Il propose trois avantages principaux :\\u00a0 \\u00a0 \\u00a0 1. \\u00c9tablir un historique de paiements constantLe programme appara\\u00eet comme une ligne de cr\\u00e9dit sur votre dossier de cr\\u00e9dit et votre activit\\u00e9 de paiement est rapport\\u00e9e aux principales agences de cr\\u00e9dit. Effectuer vos paiements \\u00e0 temps permet de d\\u00e9montrer un comportement de remboursement constant.\\u00a0 \\u00a0 \\u00a0 2. \\u00c9pargne int\\u00e9gr\\u00e9e d\\u00e9tenue en fiducieUne portion importante de chaque paiement complet est mise de c\\u00f4t\\u00e9 comme \\u00e9pargne d\\u00e9tenue en fiducie. Si vous compl\\u00e9tez avec succ\\u00e8s le programme de 12 mois en bon \\u00e9tat de compte, vous aurez accumul\\u00e9 750 $ que vous pourrez demander.\\u00a0 \\u00a0 \\u00a0 3. Admissibilit\\u00e9 garantie au pr\\u00eat EvergreenApr\\u00e8s 12 mois compl\\u00e9t\\u00e9s en bon \\u00e9tat de compte et 750 $ d\\u2019\\u00e9pargne accumul\\u00e9e en fiducie, vous devenez admissible \\u00e0 une offre garantie de pr\\u00eat Evergreen de 1 500 $, sous r\\u00e9serve des modalit\\u00e9s du programme.The Foundation combine paiements structur\\u00e9s, \\u00e9pargne et admissibilit\\u00e9 \\u00e0 un pr\\u00eat garanti dans un seul programme con\\u00e7u pour vous aider \\u00e0 avancer avec confiance.\"}},{\"@type\":\"Question\",\"name\":\"Quelle est la diff\\u00e9rence entre Foundation Gold et Foundation Basic ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Les programmes Foundation Gold et Foundation Basic rapportent tous deux l\\u2019activit\\u00e9 de paiement aux agences de cr\\u00e9dit et incluent des mises \\u00e0 jour mensuelles de la cote de cr\\u00e9dit.La diff\\u00e9rence concerne l\\u2019\\u00e9pargne, l\\u2019admissibilit\\u00e9 au pr\\u00eat et certains outils suppl\\u00e9mentaires.Fonctionnalit\\u00e9Foundation GoldFoundation BasicRapport de l\\u2019activit\\u00e9 de paiement aux agences de cr\\u00e9dit\\u2713\\u2713Mises \\u00e0 jour mensuelles de la cote de cr\\u00e9dit\\u2713\\u2713Annulation en tout temps\\u2713\\u2713\\u00c9pargne d\\u00e9tenue en fiducie750 $*Non inclusAdmissibilit\\u00e9 garantie au pr\\u00eat Evergreen de 1 500 $**\\u2713Non inclusApplication de finances personnelles Bloom\\u2713Non inclusPaiement aux deux semaines~74 $\\u2020~37 $\\u2020* Bas\\u00e9 sur l\\u2019exemple de paiement standard et la compl\\u00e9tion du programme de 12 mois en bon \\u00e9tat de compte.** Sous r\\u00e9serve des modalit\\u00e9s du programme et du maintien d\\u2019un compte en r\\u00e8gle.\\u2020 Les montants peuvent varier l\\u00e9g\\u00e8rement.\"}},{\"@type\":\"Question\",\"name\":\"Quel est le co\\u00fbt de The Foundation ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Le paiement standard pour Foundation Gold est d\\u2019environ 74 $ toutes les deux semaines.De ce montant :Une portion importante est plac\\u00e9e dans une \\u00e9pargne d\\u00e9tenue en fiducie que vous pouvez demander si votre compte demeure en r\\u00e8gle, sous r\\u00e9serve des modalit\\u00e9s du programme.La portion restante repr\\u00e9sente le co\\u00fbt de participation au programme The Foundation.Foundation Basic co\\u00fbte environ 37 $ toutes les deux semaines et inclut la d\\u00e9claration des paiements aux agences de cr\\u00e9dit ainsi que les mises \\u00e0 jour mensuelles de la cote de cr\\u00e9dit, mais n\\u2019inclut pas d\\u2019\\u00e9pargne d\\u00e9tenue en fiducie ni l\\u2019admissibilit\\u00e9 \\u00e0 un pr\\u00eat garanti.Votre montant exact sera confirm\\u00e9 avant votre inscription.\"}},{\"@type\":\"Question\",\"name\":\"Comment puis-je \\u00eatre admissible \\u00e0 The Foundation ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pour \\u00eatre admissible \\u00e0 The Foundation, vous devrez compl\\u00e9ter notre demande en ligne et fournir une pi\\u00e8ce d\\u2019identit\\u00e9 valide \\u00e9mise par le gouvernement canadien ainsi qu\\u2019une v\\u00e9rification bancaire s\\u00e9curis\\u00e9e en ligne.Une fois votre demande soumise, notre \\u00e9quipe examinera vos informations et confirmera votre admissibilit\\u00e9. Tout le processus se fait enti\\u00e8rement en ligne.Si vous \\u00eates pr\\u00eat \\u00e0 commencer, vous pouvez faire une demande pour The Foundation ici.Si vous avez des questions \\u00e0 tout moment, vous pouvez \\u00e9galement communiquer avec nous via le chat en direct\\u00a0pour obtenir de l\\u2019aide.\"}},{\"@type\":\"Question\",\"name\":\"Quels documents sont requis ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Pour faire une demande pour The Foundation, vous aurez besoin :D\\u2019une pi\\u00e8ce d\\u2019identit\\u00e9 valide \\u00e9mise par le gouvernement canadienD\\u2019un compte bancaire canadien valide \\u00e0 votre nom (pour la v\\u00e9rification bancaire en ligne s\\u00e9curis\\u00e9e)Ces \\u00e9l\\u00e9ments sont n\\u00e9cessaires pour compl\\u00e9ter la demande en ligne et v\\u00e9rifier vos informations.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-48d3bb58 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"48d3bb58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7d277615 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"7d277615\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fe969a8 elementor-widget elementor-widget-heading\" data-id=\"1fe969a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Construire votre historique de paiements<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c344a4 elementor-widget__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"6c344a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:200,&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1130\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1130\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Comment The Foundation aide-t-il \u00e0 b\u00e2tir mon historique de paiements ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1130\" class=\"elementor-element elementor-element-5d2893ba e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"5d2893ba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae43dd elementor-widget elementor-widget-text-editor\" data-id=\"ae43dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The Foundation est configur\u00e9 comme une ligne de cr\u00e9dit sur votre dossier de cr\u00e9dit.<\/span><\/p><p><span style=\"font-weight: 400;\">Une ligne de cr\u00e9dit est un compte qui appara\u00eet sur votre rapport de cr\u00e9dit et qui refl\u00e8te votre activit\u00e9 de paiement.<\/span><\/p><p><span style=\"font-weight: 400;\">Chaque mois, votre historique de paiements est transmis aux principales agences de cr\u00e9dit. Lorsque vous effectuez vos paiements \u00e0 temps et selon les modalit\u00e9s convenues, ces paiements sont inscrits \u00e0 votre profil de cr\u00e9dit.<\/span><\/p><p><span style=\"font-weight: 400;\">Des paiements r\u00e9guliers et effectu\u00e9s \u00e0 temps contribuent \u00e0 votre historique de paiements, qui est l\u2019un des facteurs que les pr\u00eateurs peuvent consid\u00e9rer lorsqu\u2019ils \u00e9valuent des demandes de produits financiers.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1131\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1131\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Qu\u2019est-ce que la ligne de cr\u00e9dit de 5 000 $ ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1131\" class=\"elementor-element elementor-element-6b2790f9 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"6b2790f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a0b7876 elementor-widget elementor-widget-text-editor\" data-id=\"6a0b7876\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Le montant de 5 000 $ correspond \u00e0 la ligne de cr\u00e9dit qui est \u00e9tablie sur votre dossier de cr\u00e9dit dans le cadre du programme The Foundation.<\/span><\/p><p><span style=\"font-weight: 400;\">Une ligne de cr\u00e9dit est un compte qui appara\u00eet sur votre rapport de cr\u00e9dit et refl\u00e8te votre activit\u00e9 de paiement.<\/span><\/p><p><span style=\"font-weight: 400;\">Dans ce cas, une ligne de cr\u00e9dit \u00e9chelonn\u00e9e de 5 000 $ est cr\u00e9\u00e9e et d\u00e9clar\u00e9e aux agences de cr\u00e9dit.<\/span><\/p><p><span style=\"font-weight: 400;\">Il ne s\u2019agit pas d\u2019un pr\u00eat traditionnel et vous ne recevez pas 5 000 $ en argent imm\u00e9diatement. La ligne de cr\u00e9dit est plut\u00f4t structur\u00e9e afin de permettre la d\u00e9claration de votre activit\u00e9 de paiement au fil du temps pendant que vous compl\u00e9tez le programme.<\/span><\/p><p><span style=\"font-weight: 400;\">Effectuer vos paiements comme convenu contribue \u00e0 votre historique de paiements, un facteur que les pr\u00eateurs peuvent consid\u00e9rer lors de l\u2019\u00e9valuation de demandes futures.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1132\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1132\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u00c0 quelles agences de cr\u00e9dit rapportez-vous les paiements ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1132\" class=\"elementor-element elementor-element-66ef0edb e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"66ef0edb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17542066 elementor-widget elementor-widget-text-editor\" data-id=\"17542066\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Nous rapportons l\u2019activit\u00e9 de paiement \u00e0 Equifax et TransUnion, les deux principales agences de cr\u00e9dit au Canada.<\/span><\/p><p><span style=\"font-weight: 400;\">Pour en savoir plus :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Equifax \u2013<\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.equifax.ca\"> <span style=\"font-weight: 400;\">https:\/\/www.equifax.ca<\/span><\/a><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">TransUnion \u2013<\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.transunion.ca\"> <span style=\"font-weight: 400;\">https:\/\/www.transunion.ca<\/span><\/a><\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1133\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1133\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Pourquoi est-il important d\u2019avoir un bon cr\u00e9dit ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1133\" class=\"elementor-element elementor-element-68c14163 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"68c14163\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74b987e9 elementor-widget elementor-widget-text-editor\" data-id=\"74b987e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Votre historique de paiements peut jouer un r\u00f4le dans plusieurs situations financi\u00e8res et quotidiennes.<br \/><br \/>De nombreuses organisations examinent les profils de cr\u00e9dit lors de l\u2019\u00e9valuation d\u2019une demande. Bien que chaque d\u00e9cision repose sur plusieurs facteurs, l\u2019historique de paiements est souvent l\u2019un des \u00e9l\u00e9ments pris en compte.<br \/><br \/>Exemples :<br \/><br \/><strong>Obtenir du financement<\/strong><br \/>Les pr\u00eateurs peuvent examiner votre historique de paiements lorsqu\u2019ils \u00e9valuent une demande de pr\u00eat ou d\u2019autre financement.<br \/><strong><br \/>Opportunit\u00e9s d\u2019emploi<\/strong><br \/>Certains employeurs effectuent des v\u00e9rifications de cr\u00e9dit dans leur processus d\u2019embauche.<br \/><strong><br \/>Location d\u2019un appartement<\/strong><br \/>Les propri\u00e9taires peuvent examiner votre profil de cr\u00e9dit lors de l\u2019\u00e9valuation d\u2019une demande de location.<br \/><strong><br \/>Forfaits de t\u00e9l\u00e9phonie mobile et services publics<\/strong><br \/>Certains fournisseurs peuvent v\u00e9rifier votre historique de cr\u00e9dit avant d\u2019approuver un forfait mensuel.<br \/>The Foundation est con\u00e7u pour vous aider \u00e0 \u00e9tablir une activit\u00e9 de paiement constante au fil du temps, ce qui peut soutenir vos futures demandes dans les situations o\u00f9 l\u2019historique de cr\u00e9dit est examin\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1134\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1134\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> \u00c0 quelles agences de cr\u00e9dit rapportez-vous les paiements ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1134\" class=\"elementor-element elementor-element-3512c4c0 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"3512c4c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-726bc2e0 elementor-widget elementor-widget-text-editor\" data-id=\"726bc2e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Nous rapportons l\u2019activit\u00e9 de paiement \u00e0 Equifax et TransUnion, les deux principales agences de cr\u00e9dit au Canada.<\/span><\/p><p><span style=\"font-weight: 400;\">Pour en savoir plus :<\/span><\/p><p><span style=\"font-weight: 400;\">Equifax \u2013<\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.equifax.ca\"> <span style=\"font-weight: 400;\">https:\/\/www.equifax.ca<\/span><\/a><\/span><\/p><p><span style=\"font-weight: 400;\">TransUnion \u2013<\/span><span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.transunion.ca\"> <span style=\"font-weight: 400;\">https:\/\/www.transunion.ca<\/span><\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1135\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1135\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Qu\u2019arrive-t-il \u00e0 mon cr\u00e9dit si je manque des paiements? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1135\" class=\"elementor-element elementor-element-4aa4a399 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"4aa4a399\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74d1280c elementor-widget elementor-widget-text-editor\" data-id=\"74d1280c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Spring Financial transmet votre activit\u00e9 de paiement aux agences d\u2019\u00e9valuation du cr\u00e9dit chaque mois.<\/span><\/p><p><span style=\"font-weight: 400;\">Effectuer vos paiements \u00e0 temps contribue \u00e0 b\u00e2tir un historique de cr\u00e9dit positif. Des paiements manqu\u00e9s ou en retard peuvent \u00eatre inscrits \u00e0 votre dossier de cr\u00e9dit et avoir un impact sur votre cote de cr\u00e9dit.<\/span><\/p><p><span style=\"font-weight: 400;\">Si vous \u00eates actuellement inscrit \u00e0 <\/span><i><span style=\"font-weight: 400;\">The Foundation<\/span><\/i><span style=\"font-weight: 400;\"> et pensez ne pas pouvoir effectuer un paiement, nous vous invitons \u00e0 communiquer avec nous par le <span style=\"text-decoration: underline;\"><a class=\"open-chat-trigger\" href=\"#\">\u00a0<\/a><a class=\"open-chat-trigger\" href=\"#\">chat en direct<\/a><\/span> avant la date pr\u00e9vue afin que nous puissions examiner votre situation et vous proposer des solutions.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1136\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1136\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Quand puis-je faire une demande pour un autre financement? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1136\" class=\"elementor-element elementor-element-a68bb73 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"a68bb73\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5645d3f4 elementor-widget elementor-widget-text-editor\" data-id=\"5645d3f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Vous pouvez faire une demande de financement en tout temps.<\/span><\/p><p><span style=\"font-weight: 400;\">Si votre demande a d\u00e9j\u00e0 \u00e9t\u00e9 refus\u00e9e, nous vous recommandons g\u00e9n\u00e9ralement d\u2019effectuer des paiements r\u00e9guliers et \u00e0 temps sur <\/span><i><span style=\"font-weight: 400;\">The Foundation<\/span><\/i><span style=\"font-weight: 400;\"> pendant au moins six mois avant de pr\u00e9senter une nouvelle demande. Le fait d\u2019\u00e9tablir un historique de remboursement positif peut am\u00e9liorer votre profil de cr\u00e9dit lorsque celui-ci est \u00e9valu\u00e9 par un autre pr\u00eateur.<\/span><\/p><p><span style=\"font-weight: 400;\">Gardez \u00e0 l\u2019esprit que chaque pr\u00eateur a ses propres crit\u00e8res d\u2019approbation, et votre admissibilit\u00e9 d\u00e9pendra de votre situation financi\u00e8re personnelle.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1137\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1137\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Quelles sont les r\u00e8gles d\u2019or pour maintenir un bon profil de cr\u00e9dit? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1137\" class=\"elementor-element elementor-element-67bc5847 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"67bc5847\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b875a74 elementor-widget elementor-widget-text-editor\" data-id=\"4b875a74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Peu importe votre situation actuelle en mati\u00e8re de cr\u00e9dit, suivre ces recommandations peut vous aider \u00e0 maintenir un <\/span><b>profil de cr\u00e9dit solide<\/b><span style=\"font-weight: 400;\"> au fil du temps :<\/span><\/p><p>\u00a0<\/p><ul><li aria-level=\"1\"><b>Faites tous vos paiements \u00e0 temps. <\/b><span style=\"font-weight: 400;\">\u2019historique de paiements est l\u2019un des facteurs les plus importants de votre dossier de cr\u00e9dit. Effectuer vos paiements comme pr\u00e9vu contribue \u00e0 maintenir un historique positif, tandis que les paiements manqu\u00e9s ou en retard peuvent avoir un impact sur votre dossier de cr\u00e9dit. Si vous \u00e9prouvez des difficult\u00e9s \u00e0 effectuer vos paiements, il peut \u00eatre utile de communiquer avec votre pr\u00eateur d\u00e8s que possible afin de discuter des options disponibles.<\/span><\/li><li aria-level=\"1\"><b>\u00c9vitez d\u2019utiliser une trop grande partie de votre cr\u00e9dit renouvelable. <\/b><span style=\"font-weight: 400;\">Le cr\u00e9dit renouvelable comprend des produits comme les <\/span><b>cartes de cr\u00e9dit<\/b><span style=\"font-weight: 400;\"> et les <\/span><b>marges de cr\u00e9dit<\/b><span style=\"font-weight: 400;\">. Il est g\u00e9n\u00e9ralement recommand\u00e9 de maintenir votre solde sous <\/span><b>30 % de votre limite de cr\u00e9dit\u00b9<\/b><span style=\"font-weight: 400;\">. Par exemple, si votre limite de cr\u00e9dit est de 1 000 $, essayez de garder votre solde \u00e0 300 $ ou moins.<\/span><\/li><li aria-level=\"1\"><b>\u00c9vitez de faire trop de demandes de cr\u00e9dit en peu de temps. <\/b><span style=\"font-weight: 400;\">Lorsque vous faites une demande de cr\u00e9dit, un pr\u00eateur peut effectuer une <\/span><b>v\u00e9rification de votre dossier de cr\u00e9dit<\/b><span style=\"font-weight: 400;\">. Plusieurs v\u00e9rifications dans une courte p\u00e9riode peuvent influencer votre profil de cr\u00e9dit et indiquer une activit\u00e9 d\u2019emprunt plus \u00e9lev\u00e9e. Il peut \u00eatre pr\u00e9f\u00e9rable de faire une demande lorsque vous \u00eates raisonnablement certain de r\u00e9pondre aux crit\u00e8res du pr\u00eateur. Vous pouvez surveiller votre cr\u00e9dit aupr\u00e8s des principales agences de cr\u00e9dit ou gr\u00e2ce \u00e0 des services gratuits comme <\/span><b>Credit Karma<\/b><span style=\"font-weight: 400;\"> ou <\/span><b>Borrowell<\/b><span style=\"font-weight: 400;\">.<\/span><\/li><li aria-level=\"1\"><b>Maintenez une combinaison de comptes de cr\u00e9dit actifs. <\/b><span style=\"font-weight: 400;\">Un <\/span><b>tradeline<\/b><span style=\"font-weight: 400;\"> est un compte qui appara\u00eet sur votre rapport de cr\u00e9dit. Un profil de cr\u00e9dit peut inclure \u00e0 la fois du <\/span><b>cr\u00e9dit renouvelable<\/b><span style=\"font-weight: 400;\"> (comme les cartes de cr\u00e9dit ou marges de cr\u00e9dit) et du <\/span><b>cr\u00e9dit \u00e0 versements<\/b><span style=\"font-weight: 400;\"> (comme les pr\u00eats personnels ou les pr\u00eats automobiles). G\u00e9rer diff\u00e9rents types de cr\u00e9dit de fa\u00e7on responsable peut \u00eatre per\u00e7u positivement lorsque les pr\u00eateurs \u00e9valuent des demandes\u00b2. <\/span><b>Equifax<\/b><span style=\"font-weight: 400;\"> et <\/span><b>TransUnion<\/b><span style=\"font-weight: 400;\"> sont les deux principales agences de cr\u00e9dit au Canada.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\"><br \/>Pour en savoir plus sur le fonctionnement des <\/span><b>rapports de cr\u00e9dit et des cotes de cr\u00e9dit au Canada<\/b><span style=\"font-weight: 400;\">, consultez :<\/span><\/p><p><span style=\"font-weight: 400;\">Equifax:<\/span><a href=\"https:\/\/www.equifax.com\/personal\/education\/\"><span style=\"font-weight: 400;\"> https:\/\/www.equifax.com\/personal\/education\/<\/span><\/a><\/p><p><span style=\"font-weight: 400;\">TransUnion:<\/span><a href=\"https:\/\/www.transunion.ca\/build-credit#\"><span style=\"font-weight: 400;\"> https:\/\/www.transunion.ca\/build-credit#<\/span><\/a><\/p><p><span style=\"font-weight: 400;\">\u00b9<\/span><a href=\"https:\/\/www.consumer.equifax.ca\/personal\/education\/credit-score\/credit-mix\/\"><span style=\"font-weight: 400;\"> https:\/\/www.consumer.equifax.ca\/personal\/education\/credit-score\/credit-mix\/<\/span><\/a><\/p><p><span style=\"font-weight: 400;\">\u00b2<\/span><a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-reports-score\/improve-credit-score.html\"><span style=\"font-weight: 400;\"> https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-reports-score\/improve-credit-score.html<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1138\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1138\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Que devrais-je savoir au sujet des pr\u00eats d\u2019argent rapide? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1138\" class=\"elementor-element elementor-element-55a7b961 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"55a7b961\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2574251d elementor-widget elementor-widget-text-editor\" data-id=\"2574251d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Certains Canadiens qui ne sont pas admissibles au financement traditionnel peuvent envisager des pr\u00eats \u00e0 court terme ou des <b>pr\u00eats d\u2019argent rapide<\/b>.<br \/><br \/>Ces types de pr\u00eats comportent souvent des <b>co\u00fbts d\u2019emprunt beaucoup plus \u00e9lev\u00e9s<\/b> que les produits financiers traditionnels. Comme ils sont con\u00e7us pour \u00eatre rembours\u00e9s \u00e0 court terme, les frais peuvent s\u2019accumuler rapidement si le solde n\u2019est pas rembours\u00e9 \u00e0 temps.<br \/><br \/>Dans certains cas, l\u2019activit\u00e9 de paiement li\u00e9e aux pr\u00eats \u00e0 court terme <b>n\u2019est pas rapport\u00e9e aux agences de cr\u00e9dit<\/b>, ce qui signifie que les paiements effectu\u00e9s \u00e0 temps pourraient ne pas contribuer \u00e0 votre dossier de cr\u00e9dit. Toutefois, si un pr\u00eat n\u2019est pas rembours\u00e9 et qu\u2019il est envoy\u00e9 en <b>recouvrement<\/b>, cette information pourrait \u00eatre signal\u00e9e et avoir un <b>impact n\u00e9gatif sur votre profil de cr\u00e9dit<\/b>.<br \/><br \/>Si vous recherchez une <b>solution structur\u00e9e<\/b>, The Foundation est con\u00e7u pour vous aider \u00e0 \u00e9tablir une activit\u00e9 de paiement constante tout en mettant de c\u00f4t\u00e9 une <b>\u00e9pargne d\u00e9tenue en fiducie<\/b> au fil du temps.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-112fb94d e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"112fb94d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7f4fe695 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"7f4fe695\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-feaaa9 elementor-widget elementor-widget-heading\" data-id=\"feaaa9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Votre \u00e9pargne et le pr\u00eat Evergreen\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40cd8756 elementor-widget__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"40cd8756\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:200,&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1080\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1080\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Qu\u2019est-ce que le pr\u00eat Evergreen ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1080\" class=\"elementor-element elementor-element-6946fe5b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"6946fe5b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39d76a31 elementor-widget elementor-widget-text-editor\" data-id=\"39d76a31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Le pr\u00eat Evergreen est une offre de pr\u00eat de 1 500 $ disponible pour les clients admissibles qui compl\u00e8tent avec succ\u00e8s les 12 mois du programme Foundation Gold.<\/span><\/p><p><span style=\"font-weight: 400;\">Si votre compte Foundation Gold demeure en r\u00e8gle et que vous respectez les exigences du programme, y compris l\u2019accumulation de l\u2019\u00e9pargne d\u00e9tenue en fiducie requise, vous devenez admissible \u00e0 une offre garantie de pr\u00eat Evergreen de 1 500 $, sous r\u00e9serve des modalit\u00e9s du programme.<\/span><\/p><p><span style=\"font-weight: 400;\">Le pr\u00eat Evergreen vous donne acc\u00e8s \u00e0 des fonds apr\u00e8s la compl\u00e9tion r\u00e9ussie du programme.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1081\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1081\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Comment puis-je obtenir le pr\u00eat Evergreen ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1081\" class=\"elementor-element elementor-element-424be635 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"424be635\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-168d50fa elementor-widget elementor-widget-text-editor\" data-id=\"168d50fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pour devenir admissible au pr\u00eat Evergreen, vous devez :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Compl\u00e9ter les 12 mois du programme Foundation Gold<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Accumuler 750 $ d\u2019\u00e9pargne d\u00e9tenue en fiducie<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maintenir votre compte en r\u00e8gle pendant toute la dur\u00e9e du programme<br \/><br \/><\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Une fois ces conditions remplies, vous devenez admissible \u00e0 une offre garantie de pr\u00eat Evergreen de 1 500 $, sous r\u00e9serve des modalit\u00e9s du programme.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1082\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1082\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Comment The Foundation m\u2019aide-t-il \u00e0 \u00e9conomiser ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1082\" class=\"elementor-element elementor-element-3ddf253b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"3ddf253b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60924401 elementor-widget elementor-widget-text-editor\" data-id=\"60924401\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Avec The Foundation, une portion de chaque paiement complet aux deux semaines est mise de c\u00f4t\u00e9 comme \u00e9pargne d\u00e9tenue en fiducie.<\/span><\/p><p><span style=\"font-weight: 400;\">D\u00e8s votre premier paiement, une partie sert \u00e0 accumuler de l\u2019\u00e9pargne tandis que le reste couvre votre participation au programme.<\/span><\/p><p><span style=\"font-weight: 400;\">Si votre compte demeure en r\u00e8gle, vous pouvez demander votre \u00e9pargne accumul\u00e9e \u00e0 la fin du programme de 12 mois.<br \/><br \/><\/span><\/p><table><tbody><tr><td><p><b>Fonctionnalit\u00e9<\/b><\/p><\/td><td><p><b>Foundation Gold<\/b><\/p><\/td><td><p><b>Foundation Basic<\/b><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Rapport de l\u2019activit\u00e9 de paiement aux agences de cr\u00e9dit<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Mises \u00e0 jour mensuelles de la cote de cr\u00e9dit<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Annulation en tout temps<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">\u00c9pargne d\u00e9tenue en fiducie<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">750 $*<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Non inclus<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Admissibilit\u00e9 garantie au pr\u00eat Evergreen de 1 500 $**<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Non inclus<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Application de finances personnelles Bloom<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">\u2713<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">Non inclus<\/span><\/p><\/td><\/tr><tr><td><p><span style=\"font-weight: 400;\">Paiement aux deux semaines<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">~74 $\u2020<\/span><\/p><\/td><td><p><span style=\"font-weight: 400;\">~37 $\u2020<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><span style=\"font-weight: 400;\">* Bas\u00e9 sur l\u2019exemple de paiement standard et la compl\u00e9tion du programme de 12 mois en bon \u00e9tat de compte.<\/span><\/p><p><span style=\"font-weight: 400;\">** Sous r\u00e9serve des modalit\u00e9s du programme et du maintien d\u2019un compte en r\u00e8gle.<\/span><\/p><p><span style=\"font-weight: 400;\">\u2020 Les montants peuvent varier l\u00e9g\u00e8rement.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1083\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1083\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> O\u00f9 est conserv\u00e9e l\u2019\u00e9pargne ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1083\" class=\"elementor-element elementor-element-2f42c019 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"2f42c019\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57cecae1 elementor-widget elementor-widget-text-editor\" data-id=\"57cecae1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">La portion d\u2019\u00e9pargne de vos paiements Foundation Gold est d\u00e9tenue en fiducie aupr\u00e8s de Peoples Trust Company au nom de Spring Financial.<\/span><\/p><p><span style=\"font-weight: 400;\">Ces fonds sont conserv\u00e9s s\u00e9par\u00e9ment conform\u00e9ment aux modalit\u00e9s du programme jusqu\u2019\u00e0 ce qu\u2019ils soient demand\u00e9s ou vers\u00e9s, sous r\u00e9serve du maintien de votre compte en r\u00e8gle.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1084\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1084\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Quel est le solde de mon \u00e9pargne ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1084\" class=\"elementor-element elementor-element-1085eec8 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"1085eec8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59c43e2 elementor-widget elementor-widget-text-editor\" data-id=\"59c43e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Vous pouvez communiquer avec nous via le<a class=\"open-chat-trigger\" href=\"#\">\u00a0<\/a><span style=\"text-decoration: underline;\"><a class=\"open-chat-trigger\" href=\"#\">chat en direct.<\/a><\/span> \u00e0 tout moment pour demander votre solde actuel d\u2019\u00e9pargne d\u00e9tenue en fiducie.<\/span><\/p><p><span style=\"font-weight: 400;\">Notre \u00e9quipe examinera votre compte et vous fournira une mise \u00e0 jour du montant accumul\u00e9.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1085\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1085\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Comment puis-je demander mon \u00e9pargne ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1085\" class=\"elementor-element elementor-element-22e6bc0a e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"22e6bc0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c6197d2 elementor-widget elementor-widget-text-editor\" data-id=\"1c6197d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Vous pouvez demander votre \u00e9pargne d\u00e9tenue en fiducie \u00e0 tout moment, \u00e0 condition que votre compte Foundation Gold soit en r\u00e8gle et qu\u2019il n\u2019y ait aucun solde impay\u00e9.<\/span><\/p><p><span style=\"font-weight: 400;\">Pour faire une demande, contactez-nous via le<a class=\"open-chat-trigger\" href=\"#\">\u00a0<\/a><span style=\"text-decoration: underline;\"><a class=\"open-chat-trigger\" href=\"#\">chat en direct.<\/a><\/span><\/span><\/p><p><span style=\"font-weight: 400;\">Une fois approuv\u00e9e, votre \u00e9pargne sera g\u00e9n\u00e9ralement d\u00e9pos\u00e9e dans votre compte bancaire v\u00e9rifi\u00e9 dans un d\u00e9lai de 2 \u00e0 3 jours ouvrables.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1086\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1086\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Que se passe-t-il si je n\u2019ai pas \u00e9conomis\u00e9 750 $ apr\u00e8s 12 mois? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1086\" class=\"elementor-element elementor-element-14c1e79f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"14c1e79f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e89335c elementor-widget elementor-widget-text-editor\" data-id=\"6e89335c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Foundation Gold est con\u00e7u pour \u00eatre flexible.<\/p><p>Si vous choisissez de r\u00e9duire vos paiements aux deux semaines ou de demander une partie de votre <b>\u00e9pargne d\u00e9tenue en fiducie<\/b> au cours des 12 premiers mois, il se peut que vous n\u2019atteigniez pas le montant total de <b>750 $ d\u2019\u00e9pargne<\/b> \u00e0 la fin de la p\u00e9riode initiale.<\/p><p>Dans ce cas, vous pouvez <b>poursuivre le programme par p\u00e9riodes suppl\u00e9mentaires de 6 mois<\/b>, ce qui vous donnera plus de temps pour accumuler le montant d\u2019\u00e9pargne requis, sous r\u00e9serve des modalit\u00e9s du programme.<\/p><p>L\u2019admissibilit\u00e9 \u00e0 l\u2019<b>offre garantie de pr\u00eat Evergreen de 1 500 $<\/b> d\u00e9pend du fait de compl\u00e9ter le programme avec un compte en r\u00e8gle et d\u2019atteindre le seuil d\u2019\u00e9pargne requis.<\/p><p>Si vous n\u2019\u00eates pas certain de votre progression, vous pouvez nous contacter par<span style=\"font-weight: 400;\"><a class=\"open-chat-trigger\" href=\"#\">\u00a0<\/a><span style=\"text-decoration: underline;\"><a class=\"open-chat-trigger\" href=\"#\">chat en direct<\/a><\/span><\/span>\u00a0afin de revoir vos options.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1087\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1087\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Que se passe-t-il \u00e0 la fin des 12 mois? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1087\" class=\"elementor-element elementor-element-731b6627 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"731b6627\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f77fb73 elementor-widget elementor-widget-text-editor\" data-id=\"2f77fb73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<span style=\"font-weight: 400;\">\u00c0 la fin de votre <\/span><b>premi\u00e8re p\u00e9riode de 12 mois du programme Foundation Gold<\/b><span style=\"font-weight: 400;\">, vous avez trois options :<\/span><\/p><ol><li><b> Fermer votre programme et recevoir votre \u00e9pargne<\/b><\/li><\/ol><p><span style=\"font-weight: 400;\">Si votre compte est en r\u00e8gle, vous pouvez fermer votre compte Foundation Gold et demander votre <\/span><b>\u00e9pargne accumul\u00e9e d\u00e9tenue en fiducie<\/b><span style=\"font-weight: 400;\">*.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><b>2. Accepter votre offre de pr\u00eat Evergreen<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">Si vous avez respect\u00e9 les exigences du programme et que votre compte demeure en r\u00e8gle, vous devenez admissible \u00e0 une <\/span><b>offre garantie de pr\u00eat Evergreen de 1 500 $<\/b><span style=\"font-weight: 400;\">, sous r\u00e9serve des modalit\u00e9s du programme*.<\/span><\/p><ol start=\"3\"><li><b> Continuer le programme<\/b><\/li><\/ol><p><span style=\"font-weight: 400;\">Vous pouvez choisir de <\/span><b>prolonger The Foundation par p\u00e9riodes suppl\u00e9mentaires de 6 mois<\/b><span style=\"font-weight: 400;\"> si vous souhaitez plus de temps pour accumuler de l\u2019\u00e9pargne d\u00e9tenue en fiducie ou continuer \u00e0 \u00e9tablir votre historique de paiements.<\/span><\/p><p><span style=\"font-weight: 400;\">Vous demeurez enti\u00e8rement <\/span><b>ma\u00eetre de votre d\u00e9cision<\/b><span style=\"font-weight: 400;\"> \u00e0 la fin de la p\u00e9riode de 12 mois.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1088\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1088\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Puis-je emprunter de nouveau apr\u00e8s avoir re\u00e7u mon pr\u00eat Evergreen? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1088\" class=\"elementor-element elementor-element-27f3a656 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"27f3a656\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-701ddb86 elementor-widget elementor-widget-text-editor\" data-id=\"701ddb86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Oui, vous pourriez \u00eatre admissible \u00e0 <\/span><b>demander des fonds suppl\u00e9mentaires<\/b><span style=\"font-weight: 400;\"> apr\u00e8s avoir re\u00e7u votre pr\u00eat Evergreen.<\/span><\/p><p><span style=\"font-weight: 400;\">Si votre compte de pr\u00eat Evergreen demeure en r\u00e8gle et que vos paiements sont effectu\u00e9s comme pr\u00e9vu, vous pourriez avoir acc\u00e8s \u00e0 des <\/span><b>possibilit\u00e9s de refinancement ou de r\u00e9emprunt<\/b><span style=\"font-weight: 400;\">. Dans certains cas, les clients dont le compte est en r\u00e8gle peuvent \u00eatre admissibles \u00e0 des <\/span><b>montants de pr\u00eat plus \u00e9lev\u00e9s pouvant atteindre 3 000 $<\/b><span style=\"font-weight: 400;\">, sous r\u00e9serve des crit\u00e8res d\u2019approbation et des consid\u00e9rations li\u00e9es au cr\u00e9dit.<\/span><\/p><p><span style=\"font-weight: 400;\">Les r\u00e9emprunts ne sont pas garantis et d\u00e9pendent du <\/span><b>rendement de votre compte et de votre profil financier global<\/b><span style=\"font-weight: 400;\"> au moment de la demande.<\/span><\/p><p><span style=\"font-weight: 400;\">Si vous souhaitez v\u00e9rifier votre admissibilit\u00e9 \u00e0 des fonds suppl\u00e9mentaires, vous pouvez communiquer avec nous par <\/span><b>clavardage en direct<\/b><span style=\"font-weight: 400;\"> afin de revoir vos options.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9b086a0 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"9b086a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-46091e39 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"46091e39\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-272d5b97 elementor-widget elementor-widget-heading\" data-id=\"272d5b97\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Gestion de votre compte et des paiements<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92362ba elementor-widget__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"92362ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:200,&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1530\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1530\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Vers quoi vont mes paiements ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1530\" class=\"elementor-element elementor-element-5e678e96 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"5e678e96\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4602a1 elementor-widget elementor-widget-text-editor\" data-id=\"c4602a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Vos paiements aux deux semaines pour The Foundation sont divis\u00e9s en deux composantes :<\/span><\/p><p><b>\u00c9pargne d\u00e9tenue en fiducie<\/b><\/p><p><span style=\"font-weight: 400;\">Une portion importante de chaque paiement complet est mise de c\u00f4t\u00e9 comme \u00e9pargne d\u00e9tenue en fiducie.<\/span><\/p><p><b>Co\u00fbt du programme<\/b><\/p><p><span style=\"font-weight: 400;\">La portion restante couvre le co\u00fbt de participation au programme The Foundation.<\/span><\/p><p><span style=\"font-weight: 400;\">Le paiement standard est d\u2019environ 74 $ toutes les deux semaines.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1531\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1531\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Pourquoi est-ce que j\u2019effectue des paiements \u00e9chelonn\u00e9s? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1531\" class=\"elementor-element elementor-element-5b7295fc e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"5b7295fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43749d4d elementor-widget elementor-widget-text-editor\" data-id=\"43749d4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The Foundation est structur\u00e9 comme un <b>programme de paiements \u00e9chelonn\u00e9s<\/b> parce qu\u2019il est d\u00e9clar\u00e9 comme une <b>ligne de cr\u00e9dit (tradeline)<\/b> sur votre dossier de cr\u00e9dit.<br \/><br \/>Une <b>ligne de cr\u00e9dit (tradeline)<\/b> est un compte qui appara\u00eet sur votre <b>rapport de cr\u00e9dit<\/b> et qui refl\u00e8te votre activit\u00e9 de paiement. Chaque mois, lorsque vous effectuez vos paiements \u00e0 temps, cette activit\u00e9 est transmise aux <b>principales agences de cr\u00e9dit<\/b>.<br \/><br \/>Des paiements \u00e9chelonn\u00e9s r\u00e9guliers vous permettent de <b>d\u00e9montrer un comportement de remboursement constant au fil du temps<\/b>. L\u2019historique de paiements est l\u2019un des facteurs que les pr\u00eateurs peuvent consid\u00e9rer lorsqu\u2019ils \u00e9valuent des <b>demandes futures de produits financiers<\/b>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1532\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1532\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Y a-t-il des frais d\u2019inscription ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1532\" class=\"elementor-element elementor-element-32d0ae40 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"32d0ae40\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7387b0f9 elementor-widget elementor-widget-text-editor\" data-id=\"7387b0f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Non. Il n\u2019y a aucuns frais d\u2019inscription ni frais administratifs pour participer \u00e0 The Foundation.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1533\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1533\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Y a-t-il d\u2019autres frais ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1533\" class=\"elementor-element elementor-element-78202352 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"78202352\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-141b04b5 elementor-widget elementor-widget-text-editor\" data-id=\"141b04b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u00c0 part votre paiement r\u00e9gulier aux deux semaines, le seul frais suppl\u00e9mentaire possible est des frais de paiement manqu\u00e9 de 30 $ si un paiement programm\u00e9 ne peut pas \u00eatre trait\u00e9.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1534\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1534\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Puis-je modifier mes paiements ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1534\" class=\"elementor-element elementor-element-3d202a25 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"3d202a25\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5136650d elementor-widget elementor-widget-text-editor\" data-id=\"5136650d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Oui. Vous pouvez demander de modifier votre montant de paiement pendant votre participation au programme.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1535\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1535\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Puis-je faire des paiements suppl\u00e9mentaires ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1535\" class=\"elementor-element elementor-element-63a83e47 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"63a83e47\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54f850f1 elementor-widget elementor-widget-text-editor\" data-id=\"54f850f1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Oui. Vous pouvez augmenter votre montant de paiement afin d\u2019accumuler davantage d\u2019\u00e9pargne d\u00e9tenue en fiducie.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1536\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1536\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Que se passe-t-il si je manque un paiement ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1536\" class=\"elementor-element elementor-element-33341433 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"33341433\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73c2059e elementor-widget elementor-widget-text-editor\" data-id=\"73c2059e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Les paiements effectu\u00e9s dans le cadre de The Foundation sont rapport\u00e9s aux agences de cr\u00e9dit.<\/span><\/p><p><span style=\"font-weight: 400;\">Les paiements manqu\u00e9s ou en retard peuvent appara\u00eetre sur votre dossier de cr\u00e9dit.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1537\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1537\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> J\u2019ai perdu mon emploi. Que puis-je faire ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1537\" class=\"elementor-element elementor-element-42216016 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"42216016\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6649df0c elementor-widget elementor-widget-text-editor\" data-id=\"6649df0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Si votre situation d\u2019emploi change, nous vous encourageons \u00e0 communiquer avec nous d\u00e8s que possible.<\/span><\/p><p><span style=\"font-weight: 400;\">Selon l\u2019\u00e9tat de votre compte, il peut \u00eatre possible :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">de r\u00e9duire votre paiement<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\">ou de demander une partie de votre \u00e9pargne d\u00e9tenue en fiducie<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1538\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1538\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Comment puis-je mettre \u00e0 jour mes informations bancaires ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1538\" class=\"elementor-element elementor-element-10282e2e e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"10282e2e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-634f1e8f elementor-widget elementor-widget-text-editor\" data-id=\"634f1e8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pour mettre \u00e0 jour vos informations bancaires, veuillez fournir l\u2019un des documents suivants :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Un ch\u00e8que annul\u00e9<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Un formulaire de d\u00e9bit pr\u00e9autoris\u00e9 (PAD)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Un formulaire de d\u00e9p\u00f4t direct<\/span><\/li><\/ul><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1539\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1539\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Puis-je annuler The Foundation ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1539\" class=\"elementor-element elementor-element-31f79e77 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"31f79e77\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7656a5b elementor-widget elementor-widget-text-editor\" data-id=\"7656a5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Oui. Vous pouvez annuler The Foundation en tout temps.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15310\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15310\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Que se passe-t-il si j\u2019annule ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15310\" class=\"elementor-element elementor-element-c024c68 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"c024c68\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d2da9ea elementor-widget elementor-widget-text-editor\" data-id=\"1d2da9ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Si votre compte est en r\u00e8gle, toute \u00e9pargne d\u00e9tenue en fiducie sera rembours\u00e9e dans votre compte bancaire v\u00e9rifi\u00e9, sous r\u00e9serve des modalit\u00e9s du programme.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-15311\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-15311\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Y a-t-il des frais d\u2019annulation ? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"2\" viewBox=\"0 0 16 2\" fill=\"none\"><path d=\"M15 0C15.5523 0 16 0.447715 16 1C16 1.55228 15.5523 2 15 2H1C0.447715 2 0 1.55228 0 1C0 0.447715 0.447715 0 1 0H15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\"><path d=\"M7 15V9H1C0.447715 9 0 8.55229 0 8C0 7.44772 0.447715 7 1 7H7V1C7 0.447715 7.44772 0 8 0C8.55229 0 9 0.447715 9 1V7H15C15.5523 7 16 7.44772 16 8C16 8.55229 15.5523 9 15 9H9V15C9 15.5523 8.55229 16 8 16C7.44772 16 7 15.5523 7 15Z\" fill=\"#7035FD\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-15311\" class=\"elementor-element elementor-element-46d2e173 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"46d2e173\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f38641d elementor-widget elementor-widget-text-editor\" data-id=\"3f38641d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Non. Il n\u2019y a aucuns frais d\u2019annulation.<\/span><\/p><p><span style=\"font-weight: 400;\">Cependant, tout solde impay\u00e9 ou frais de paiement manqu\u00e9 devra \u00eatre r\u00e9gl\u00e9.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5cb98467 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"5cb98467\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-54ddc3d4 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"54ddc3d4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35e15d17 elementor-widget elementor-widget-heading\" data-id=\"35e15d17\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Besoin de plus d'information ?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3197fb3f e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"3197fb3f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5f31951c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"5f31951c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-13a38972 e-grid e-con-full wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"13a38972\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-161c9416 e-con-full pink-border e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"161c9416\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75184c5f elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"75184c5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\"><path d=\"M15.0289 1.83084C13.8014 2.87691 12.2752 3.5091 10.6675 3.63739C6.91589 3.93677 3.93677 6.91589 3.63739 10.6675C3.5091 12.2752 2.87691 13.8014 1.83084 15.0289C-0.610279 17.8934 -0.610279 22.1066 1.83084 24.9711C2.87691 26.1986 3.5091 27.7248 3.63739 29.3325C3.93677 33.0841 6.91589 36.0632 10.6675 36.3626C12.2752 36.4909 13.8014 37.1231 15.0289 38.1692C17.8934 40.6103 22.1066 40.6103 24.9711 38.1692C26.1986 37.1231 27.7248 36.4909 29.3325 36.3626C33.0841 36.0632 36.0632 33.0841 36.3626 29.3325C36.4909 27.7248 37.1231 26.1986 38.1692 24.9711C40.6103 22.1066 40.6103 17.8934 38.1692 15.0289C37.1231 13.8014 36.4909 12.2752 36.3626 10.6675C36.0632 6.91589 33.0841 3.93677 29.3325 3.63739C27.7248 3.5091 26.1986 2.87691 24.9711 1.83084C22.1066 -0.610279 17.8934 -0.610279 15.0289 1.83084Z\" fill=\"#3800A7\"><\/path><path d=\"M26.9629 21.0371C26.9629 22.7737 26.2939 24.4694 25.0791 25.8115C23.9963 27.0084 22.5767 27.8101 21.0498 28.0947V28.1133L20.6855 28.1533C20.6272 28.1604 20.569 28.1678 20.5137 28.1738L20.0215 28.2246L18.2217 28.4199L18.2168 28.4268L18.2002 28.4297V19.4844C18.2002 18.5166 18.5572 17.5867 19.2051 16.8672C19.853 16.1477 20.7404 15.6956 21.7031 15.5947L24.1133 15.3418V13.0859L19.7119 13.5488C18.6806 13.6578 17.7036 14.1679 16.9619 14.9873C16.2232 15.8047 15.8154 16.8213 15.8154 17.8486V28.7051L12.9648 29.0088V17.8486C12.9648 16.1119 13.6337 14.4164 14.8486 13.0742C16.0616 11.7331 17.6834 10.8946 19.415 10.7129L19.4131 10.7119L26.9629 9.91797V21.0371ZM24.083 18.209L24.084 18.2178L22.001 18.4365C21.595 18.4796 21.2634 18.7445 21.123 19.1035C21.0782 19.2213 21.0537 19.3493 21.0537 19.4824V25.1572C21.3292 25.0674 21.5981 24.9481 21.8555 24.7998C22.2662 24.5637 22.6408 24.2598 22.9688 23.8975C23.7074 23.08 24.1152 22.0634 24.1152 21.0361V18.207L24.1162 18.2061L24.083 18.209Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f5a8980 elementor-widget elementor-widget-heading\" data-id=\"6f5a8980\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Pr\u00eat personnels<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52e09076 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"52e09076\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Empruntez de 500 $ \u00e0 35 000 $, d\u00e8s aujourd&rsquo;hui, avec des taux <br \/>\u00e0 partir de 9,99 %*.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-713b489e elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"713b489e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon elementor-animation-shrink\" href=\"https:\/\/springfinancial.ca\/help-centre\/personal-loans\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"43\" height=\"42\" viewBox=\"0 0 43 42\" fill=\"none\"><path d=\"M21.666 29L29.666 21M29.666 21L21.666 13M29.666 21H13.666M41.666 21C41.666 32.0457 32.7117 41 21.666 41C10.6203 41 1.66602 32.0457 1.66602 21C1.66602 9.9543 10.6203 1 21.666 1C32.7117 1 41.666 9.9543 41.666 21Z\" stroke=\"#3800A7\" stroke-width=\"1.74545\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-63304b21 e-con-full blue-border e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"63304b21\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b3c02e8 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"2b3c02e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\"><g clip-path=\"url(#clip0_5439_9494)\"><path d=\"M15.1123 2.71917C13.9596 3.70144 12.5265 4.29506 11.0169 4.41553C7.49406 4.69665 4.69665 7.49406 4.41553 11.0169C4.29506 12.5265 3.70144 13.9596 2.71917 15.1123C0.426944 17.8021 0.426944 21.7582 2.71917 24.448C3.70144 25.6006 4.29506 27.0338 4.41553 28.5434C4.69665 32.0662 7.49406 34.8636 11.0169 35.1447C12.5265 35.2652 13.9596 35.8588 15.1123 36.8411C17.8021 39.1333 21.7582 39.1333 24.448 36.8411C25.6006 35.8588 27.0338 35.2652 28.5434 35.1447C32.0662 34.8636 34.8636 32.0662 35.1447 28.5434C35.2652 27.0338 35.8588 25.6006 36.8411 24.448C39.1333 21.7582 39.1333 17.8021 36.8411 15.1123C35.8588 13.9596 35.2652 12.5265 35.1447 11.0169C34.8636 7.49406 32.0662 4.69665 28.5434 4.41553C27.0338 4.29506 25.6006 3.70144 24.448 2.71917C21.7582 0.426944 17.8021 0.426944 15.1123 2.71917Z\" fill=\"#3800A7\" stroke=\"#3800A7\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><mask id=\"mask0_5439_9494\" style=\"mask-type:luminance\" maskUnits=\"userSpaceOnUse\" x=\"13\" y=\"9\" width=\"15\" height=\"21\"><path d=\"M27.1689 9.99805H13V29.8705H27.1689V9.99805Z\" fill=\"white\"><\/path><\/mask><g mask=\"url(#mask0_5439_9494)\"><path d=\"M24.625 15.598L27.1712 15.3346V11.9648L24.625 15.598Z\" fill=\"white\"><\/path><path d=\"M19.7812 22.5068L27.1688 21.743V18.1309L22.5107 18.6123L19.7812 22.5068Z\" fill=\"white\"><\/path><path d=\"M14.625 29.8705L20.5984 29.2425C23.3212 28.9564 25.6574 27.0559 26.6559 24.5918L17.674 25.5202L14.625 29.8705Z\" fill=\"white\"><\/path><path d=\"M25.8462 9.99805L19.5753 10.657C15.9438 11.039 13 14.2919 13 17.9234V28.3269L25.8462 9.99805Z\" fill=\"white\"><\/path><\/g><\/g><defs><clipPath id=\"clip0_5439_9494\"><rect width=\"40\" height=\"40\" fill=\"white\"><\/rect><\/clipPath><\/defs><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-451c174 elementor-widget elementor-widget-heading\" data-id=\"451c174\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Pr\u00eat Evergreen<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b8a1331 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6b8a1331\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Votre pr\u00eat garanti de 1 500 $ une fois le programme The Foundation compl\u00e9t\u00e9.*<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47a48cad elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"47a48cad\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon elementor-animation-shrink\" href=\"https:\/\/springfinancial.ca\/help-centre\/evergreen-loan\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"43\" height=\"42\" viewBox=\"0 0 43 42\" fill=\"none\"><path d=\"M21.666 29L29.666 21M29.666 21L21.666 13M29.666 21H13.666M41.666 21C41.666 32.0457 32.7117 41 21.666 41C10.6203 41 1.66602 32.0457 1.66602 21C1.66602 9.9543 10.6203 1 21.666 1C32.7117 1 41.666 9.9543 41.666 21Z\" stroke=\"#3800A7\" stroke-width=\"1.74545\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f3f3fb7 e-con-full gradient-border e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"1f3f3fb7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:200}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61fc7114 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"61fc7114\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\"><path d=\"M15.0289 1.83084C13.8014 2.87691 12.2752 3.5091 10.6675 3.63739C6.91589 3.93677 3.93677 6.91589 3.63739 10.6675C3.5091 12.2752 2.87691 13.8014 1.83084 15.0289C-0.610279 17.8934 -0.610279 22.1066 1.83084 24.9711C2.87691 26.1986 3.5091 27.7248 3.63739 29.3325C3.93677 33.0841 6.91589 36.0632 10.6675 36.3626C12.2752 36.4909 13.8014 37.1231 15.0289 38.1692C17.8934 40.6103 22.1066 40.6103 24.9711 38.1692C26.1986 37.1231 27.7248 36.4909 29.3325 36.3626C33.0841 36.0632 36.0632 33.0841 36.3626 29.3325C36.4909 27.7248 37.1231 26.1986 38.1692 24.9711C40.6103 22.1066 40.6103 17.8934 38.1692 15.0289C37.1231 13.8014 36.4909 12.2752 36.3626 10.6675C36.0632 6.91589 33.0841 3.93677 29.3325 3.63739C27.7248 3.5091 26.1986 2.87691 24.9711 1.83084C22.1066 -0.610279 17.8934 -0.610279 15.0289 1.83084Z\" fill=\"#3800A7\"><\/path><path d=\"M27.2092 11.0547L19.8376 11.8323C18.9783 11.923 18.1476 12.1786 17.367 12.5911C16.6209 12.9858 15.9526 13.5078 15.3787 14.1423C14.8049 14.7778 14.3541 15.4961 14.0381 16.2776C13.7074 17.0967 13.54 17.9492 13.541 18.8117V20.3283L13.544 29.6957L20.6763 28.9418L20.9135 28.9172C21.7728 28.8264 22.6036 28.5718 23.3841 28.1593C24.1302 27.7646 24.7986 27.2436 25.3724 26.6081C25.9463 25.9726 26.3971 25.2543 26.7131 24.4737C27.0438 23.6547 27.2111 22.8022 27.2111 21.9397L27.2082 11.0567L27.2092 11.0547ZM16.2725 21.3506L19.2126 21.0408V26.3437L16.2744 26.6545V21.3506H16.2725ZM23.3506 24.7698C22.9431 25.2197 22.4648 25.5769 21.9441 25.8226L21.9421 18.0005L16.2784 18.5985C16.3296 17.6542 16.7243 16.7316 17.4044 15.9796C18.1368 15.1685 19.1033 14.6623 20.1251 14.5548L24.4816 14.0949L24.4836 21.9397C24.4836 22.9571 24.082 23.9616 23.3516 24.7708L23.3506 24.7698Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cec5fa9 elementor-widget elementor-widget-heading\" data-id=\"6cec5fa9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Hypoth\u00e8ques<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d283276 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d283276\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>D\u00e9bloquez jusqu&rsquo;\u00e0 80 % de la valeur de votre maison, peu importe votre historique <br \/>de cr\u00e9dit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d0b7219 elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5d0b7219\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon elementor-animation-shrink\" href=\"https:\/\/springfinancial.ca\/help-centre\/mortgages\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"43\" height=\"42\" viewBox=\"0 0 43 42\" fill=\"none\"><path d=\"M21.666 29L29.666 21M29.666 21L21.666 13M29.666 21H13.666M41.666 21C41.666 32.0457 32.7117 41 21.666 41C10.6203 41 1.66602 32.0457 1.66602 21C1.66602 9.9543 10.6203 1 21.666 1C32.7117 1 41.666 9.9543 41.666 21Z\" stroke=\"#3800A7\" stroke-width=\"1.74545\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1756c1ec e-con-full blue-border e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"1756c1ec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18c1fba6 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"18c1fba6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" viewBox=\"0 0 40 40\" fill=\"none\"><path d=\"M15.0289 1.83084C13.8014 2.87691 12.2752 3.5091 10.6675 3.63739C6.91589 3.93677 3.93677 6.91589 3.63739 10.6675C3.5091 12.2752 2.87691 13.8014 1.83084 15.0289C-0.610279 17.8934 -0.610279 22.1066 1.83084 24.9711C2.87691 26.1986 3.5091 27.7248 3.63739 29.3325C3.93677 33.0841 6.91589 36.0632 10.6675 36.3626C12.2752 36.4909 13.8014 37.1231 15.0289 38.1692C17.8934 40.6103 22.1066 40.6103 24.9711 38.1692C26.1986 37.1231 27.7248 36.4909 29.3325 36.3626C33.0841 36.0632 36.0632 33.0841 36.3626 29.3325C36.4909 27.7248 37.1231 26.1986 38.1692 24.9711C40.6103 22.1066 40.6103 17.8934 38.1692 15.0289C37.1231 13.8014 36.4909 12.2752 36.3626 10.6675C36.0632 6.91589 33.0841 3.93677 29.3325 3.63739C27.7248 3.5091 26.1986 2.87691 24.9711 1.83084C22.1066 -0.610279 17.8934 -0.610279 15.0289 1.83084Z\" fill=\"#3800A7\"><\/path><path d=\"M16.123 30.1729L12.96 30.4912V24.3965L16.123 24.084V30.1729ZM27.7852 22.4121C27.7851 26.0491 24.7059 29.308 20.9062 29.6904L18.7002 29.9121V26.2998L20.8086 26.0537C23.0052 25.7962 24.6621 23.7784 24.6621 21.3613V18.9658L24.6631 18.9668L27.7852 18.6592V22.4121ZM22.085 21.3613C22.085 22.5149 21.3858 23.5 20.4941 23.6045L18.6973 23.8154V19.041L18.6992 19.04C18.6992 17.8798 19.4015 16.8948 20.2979 16.7959L22.085 16.5986V21.3613ZM27.7832 16.2637L24.6611 16.5713V13.833L20.0039 14.3457C17.7914 14.5901 16.123 16.6087 16.123 19.041V21.6875L12.96 22V18.3516C12.96 14.7145 16.0402 11.4547 19.8389 11.0723L27.7832 10.2734V16.2637Z\" fill=\"white\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25d6002 elementor-widget elementor-widget-heading\" data-id=\"25d6002\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Ventes priv\u00e9es<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f845fdd elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2f845fdd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Tout vendeur. Tout v\u00e9hicule. Tout dossier de cr\u00e9dit. Demandez de <br \/>3 500 $ \u00e0 75 000 $ en ligne <br \/>d\u00e8s aujourd\u2019hui.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a745eec elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"2a745eec\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon elementor-animation-shrink\" href=\"https:\/\/springfinancial.ca\/fr\/help-centre\/private-sales\/\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"43\" height=\"42\" viewBox=\"0 0 43 42\" fill=\"none\"><path d=\"M21.666 29L29.666 21M29.666 21L21.666 13M29.666 21H13.666M41.666 21C41.666 32.0457 32.7117 41 21.666 41C10.6203 41 1.66602 32.0457 1.66602 21C1.66602 9.9543 10.6203 1 21.666 1C32.7117 1 41.666 9.9543 41.666 21Z\" stroke=\"#3800A7\" stroke-width=\"1.74545\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f4298ed e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"1f4298ed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5cd9a214 elementor-widget elementor-widget-template\" data-id=\"5cd9a214\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"20526\" class=\"elementor elementor-20526\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8171e11 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-parent\" data-id=\"8171e11\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bbd6f8d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"bbd6f8d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b6f62e elementor-widget elementor-widget-image\" data-id=\"4b6f62e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/springfinancial.ca\/wp-content\/uploads\/2025\/10\/Group-48861.svg\" class=\"attachment-large size-large wp-image-9946\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ad582f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"8ad582f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e705cc4 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e705cc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">You Deserve Better<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85c337d premium-atext__switch elementor-widget elementor-widget-premium-addon-fancy-text\" data-id=\"85c337d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"premium-addon-fancy-text.default\">\n\t\t\t\t\t\t\t<div class=\"premium-atext__wrapper premium-atext__slide \" data-start-effect=\"page_load\" data-settings=\"{&quot;effect&quot;:&quot;slide&quot;,&quot;speed&quot;:200,&quot;showItems&quot;:1,&quot;pause&quot;:3000,&quot;mousePause&quot;:false,&quot;loading&quot;:false,&quot;style&quot;:&quot;switch&quot;}\">\n\n\t\t\t<h3 class=\"premium-atext__headline\">\n\t\t\t\n\t\t\t\t\t\t<div class=\"premium-atext__text\" style='display: inline-block; text-align: center'>\n\t\t\t\t<ul class=\"premium-atext__items-wrapper\">\n\t\t\t\t\t\t\t\t\t<li class=\"premium-fancy-list-items premium-fancy-item-visible\">\n\t\t\t\t\t\t\tRates\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"premium-fancy-list-items premium-fancy-item-visible\">\n\t\t\t\t\t\t\t Service\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"premium-fancy-list-items premium-fancy-item-visible\">\n\t\t\t\t\t\t\tCredit\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"premium-fancy-list-items premium-fancy-item-visible\">\n\t\t\t\t\t\t\tOffers\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"premium-fancy-list-items premium-fancy-item-visible\">\n\t\t\t\t\t\t\tAccess\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li class=\"premium-fancy-list-items premium-fancy-item-visible\">\n\t\t\t\t\t\t\tRewards \t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\n\t\t\t\n\t\t\t<\/h3>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1709d8e elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"1709d8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:250}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Build a positive payment history, save for emergencies, and earn a guaranteed loan offer at the end &#8211; all in one program.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-928c960 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no e-con e-child\" data-id=\"928c960\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7241bfe elementor-mobile-align-justify elementor-align-justify elementor-widget__width-initial elementor-widget-mobile__width-initial cta-btn elementor-widget elementor-widget-button\" data-id=\"7241bfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:300,&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.springfinancial.ca\/foundation\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>FAQ The Foundation Foire aux questions Vos finances sont importantes pour vous. Notre objectif est d\u2019offrir une transparence totale sur nos produits afin\u00a0 de vous aider \u00e0 choisir la solution qui vous convient le mieux. The Foundation Comment fonctionne The Foundation Qu\u2019est-ce que The Foundation ? The Foundation est un programme de 12 mois offert par Spring Financial con\u00e7u pour aider les Canadiens \u00e0 \u00e9tablir un historique de paiements r\u00e9gulier tout en mettant de c\u00f4t\u00e9 une \u00e9pargne d\u00e9tenue en fiducie. Lorsque vous vous inscrivez, vous effectuez des paiements fixes et automatis\u00e9s toutes les deux semaines pendant 12 mois. Si votre compte demeure en r\u00e8gle pendant toute la dur\u00e9e du programme, vous devenez admissible \u00e0 une offre garantie de pr\u00eat de 1 500 $, sous r\u00e9serve des modalit\u00e9s du programme. The Foundation inclut \u00e9galement un acc\u00e8s \u00e0 des outils de suivi de la cote de cr\u00e9dit qui vous permettent de surveiller les changements apport\u00e9s \u00e0 votre profil de cr\u00e9dit pendant le programme. En compl\u00e9tant le programme comme pr\u00e9vu, vous d\u00e9montrez un comportement de remboursement constant, ce qui peut soutenir vos futures demandes de produits financiers. Est-ce que The Foundation est un pr\u00eat ? The Foundation n\u2019est pas un pr\u00eat en argent vers\u00e9 imm\u00e9diatement. Il s\u2019agit d\u2019un programme de paiements structur\u00e9 sur 12 mois con\u00e7u pour vous aider \u00e0 \u00e9tablir un historique de paiements constant tout en mettant de c\u00f4t\u00e9 une \u00e9pargne d\u00e9tenue en fiducie. Au lieu de recevoir des fonds imm\u00e9diatement, vous effectuez des paiements fixes toutes les deux semaines. Une grande partie de chaque paiement complet est plac\u00e9e dans une \u00e9pargne d\u00e9tenue en fiducie pour vous. Une fois le programme compl\u00e9t\u00e9 avec succ\u00e8s et si votre compte est en r\u00e8gle, vous devenez admissible \u00e0 une offre garantie de pr\u00eat Evergreen de 1 500 $, sous r\u00e9serve des modalit\u00e9s du programme. Pour de nombreux clients, The Foundation est une fa\u00e7on de renforcer leur profil financier tout en accumulant une \u00e9pargne qui pourra faciliter l\u2019acc\u00e8s au cr\u00e9dit \u00e0 l\u2019avenir. Si vous recherchez des fonds imm\u00e9diatement, vous pouvez explorer nos options de pr\u00eat personnel ici. \u00c0 qui s\u2019adresse The Foundation ? The Foundation est con\u00e7u pour les Canadiens qui souhaitent une approche structur\u00e9e pour \u00e9tablir un historique de paiements constant tout en travaillant \u00e0 am\u00e9liorer leurs options financi\u00e8res. Ce programme peut vous convenir si vous : Avez une cote de cr\u00e9dit inf\u00e9rieure \u00e0 720 \u00cates nouveau au cr\u00e9dit ou nouveau au Canada Avez v\u00e9cu une faillite, une proposition de consommateur ou un programme de consultation en cr\u00e9dit Avez \u00e9t\u00e9 refus\u00e9 pour un financement Payez des taux d\u2019int\u00e9r\u00eat \u00e9lev\u00e9s sur des dettes existantes Trouvez difficile d\u2019\u00e9pargner r\u00e9guli\u00e8rement \u00cates \u00e9tudiant et souhaitez b\u00e2tir votre ind\u00e9pendance financi\u00e8re The Foundation offre des paiements \u00e9chelonn\u00e9s structur\u00e9s, une \u00e9pargne d\u00e9tenue en fiducie et un rapport aux agences de cr\u00e9dit afin de vous aider \u00e0 d\u00e9montrer un historique de remboursement au fil du temps. Comment ce programme peut-il m\u2019aider si j\u2019ai besoin d\u2019argent maintenant ? Si vous avez besoin de fonds imm\u00e9diatement, The Foundation ne fournit pas de pr\u00eat vers\u00e9 d\u00e8s le d\u00e9part. Le programme est plut\u00f4t con\u00e7u pour vous aider \u00e0 franchir une \u00e9tape structur\u00e9e vers de meilleures options financi\u00e8res. Pendant 12 mois, vous effectuez des paiements automatis\u00e9s tout en accumulant 750 $ d\u2019\u00e9pargne d\u00e9tenue en fiducie. Si votre compte demeure en r\u00e8gle, vous devenez admissible \u00e0 une offre garantie de pr\u00eat Evergreen de 1 500 $, sous r\u00e9serve des modalit\u00e9s du programme. Pour de nombreux clients, The Foundation offre un chemin clair vers l\u2019avant : un programme combinant discipline de paiement, \u00e9pargne int\u00e9gr\u00e9e et acc\u00e8s \u00e0 une offre de pr\u00eat garantie \u00e0 la fin du programme. Si vous avez besoin de fonds imm\u00e9diatement, vous pouvez tout de m\u00eame soumettre une demande s\u00e9par\u00e9e pour un pr\u00eat personnel afin de voir les options disponibles. Pourquoi devrais-je participer \u00e0 The Foundation ? The Foundation est con\u00e7u pour offrir un chemin structur\u00e9 vers de meilleures options financi\u00e8res. Il propose trois avantages principaux : \u00a0 \u00a0 \u00a0 1. \u00c9tablir un historique de paiements constantLe programme appara\u00eet comme une ligne de cr\u00e9dit sur votre dossier de cr\u00e9dit et votre activit\u00e9 de paiement est rapport\u00e9e aux principales agences de cr\u00e9dit. Effectuer vos paiements \u00e0 temps permet de d\u00e9montrer un comportement de remboursement constant.\u00a0 \u00a0 \u00a0 2. \u00c9pargne int\u00e9gr\u00e9e d\u00e9tenue en fiducieUne portion importante de chaque paiement complet est mise de c\u00f4t\u00e9 comme \u00e9pargne d\u00e9tenue en fiducie. Si vous compl\u00e9tez avec succ\u00e8s le programme de 12 mois en bon \u00e9tat de compte, vous aurez accumul\u00e9 750 $ que vous pourrez demander.\u00a0 \u00a0 \u00a0 3. Admissibilit\u00e9 garantie au pr\u00eat EvergreenApr\u00e8s 12 mois compl\u00e9t\u00e9s en bon \u00e9tat de compte et 750 $ d\u2019\u00e9pargne accumul\u00e9e en fiducie, vous devenez admissible \u00e0 une offre garantie de pr\u00eat Evergreen de 1 500 $, sous r\u00e9serve des modalit\u00e9s du programme.The Foundation combine paiements structur\u00e9s, \u00e9pargne et admissibilit\u00e9 \u00e0 un pr\u00eat garanti dans un seul programme con\u00e7u pour vous aider \u00e0 avancer avec confiance. Quelle est la diff\u00e9rence entre Foundation Gold et Foundation Basic ? Les programmes Foundation Gold et Foundation Basic rapportent tous deux l\u2019activit\u00e9 de paiement aux agences de cr\u00e9dit et incluent des mises \u00e0 jour mensuelles de la cote de cr\u00e9dit. La diff\u00e9rence concerne l\u2019\u00e9pargne, l\u2019admissibilit\u00e9 au pr\u00eat et certains outils suppl\u00e9mentaires. Fonctionnalit\u00e9 Foundation Gold Foundation Basic Rapport de l\u2019activit\u00e9 de paiement aux agences de cr\u00e9dit \u2713 \u2713 Mises \u00e0 jour mensuelles de la cote de cr\u00e9dit \u2713 \u2713 Annulation en tout temps \u2713 \u2713 \u00c9pargne d\u00e9tenue en fiducie 750 $* Non inclus Admissibilit\u00e9 garantie au pr\u00eat Evergreen de 1 500 $** \u2713 Non inclus Application de finances personnelles Bloom \u2713 Non inclus Paiement aux deux semaines ~74 $\u2020 ~37 $\u2020 * Bas\u00e9 sur l\u2019exemple de paiement standard et la compl\u00e9tion du programme de 12 mois en bon \u00e9tat de compte. ** Sous r\u00e9serve des modalit\u00e9s du programme et du maintien d\u2019un compte en r\u00e8gle. \u2020 Les montants peuvent varier l\u00e9g\u00e8rement. Quel est le co\u00fbt de The Foundation ? Le paiement standard pour Foundation Gold est d\u2019environ 74 $ toutes les deux semaines.De ce montant :Une portion importante est<\/p>\n","protected":false},"author":12,"featured_media":0,"parent":20360,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-26094","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Foundation Program Help | FAQs &amp; Support<\/title>\n<meta name=\"description\" content=\"The Foundation can help you improve your credit history and get access to funds. That\u2019s why we\u2019ve answered some common questions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/springfinancial.ca\/fr\/help-centre\/the-foundation\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Foundation Program Help | FAQs &amp; Support\" \/>\n<meta property=\"og:description\" content=\"The Foundation can help you improve your credit history and get access to funds. 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