{"id":15627,"date":"2026-01-15T20:31:20","date_gmt":"2026-01-15T20:31:20","guid":{"rendered":"https:\/\/wp.springfinancial.ca\/?p=1992"},"modified":"2026-03-11T21:20:39","modified_gmt":"2026-03-11T21:20:39","slug":"ontario-income-tax-brackets","status":"publish","type":"post","link":"https:\/\/springfinancial.ca\/fr\/blog\/tax-tips\/ontario-income-tax-brackets\/","title":{"rendered":"What are the Ontario Income Tax Brackets in 2026?"},"content":{"rendered":"\n

While the federal tax brackets are the same for all Canadians, provincial tax brackets will vary. Since Ontario is the largest province in Canada with the highest population, let\u2019s start by taking a look at the different tax brackets in Ontario and what they mean. <\/p>\n\n\n\n

CRA Federal Tax Brackets in 2026<\/strong><\/h2>\n\n\n\n

Every year, the income thresholds for the Canada Revenue Agency tax brackets change slightly. You may be wondering what this tax bracket is and how it works.  Well, essentially, tax brackets are broken down based on your yearly income. What your yearly income is will determine what portion of your income will be paid in taxes to the federal government. These are the current federal income tax rates<\/a> for 2026.<\/p>\n\n\n\n

Tax Rate<\/td>Income<\/td><\/tr>
14.0%<\/td>On the portion of the income from $0 \u2013 $58,523<\/td><\/tr>
20.5%<\/td>On the portion of income, that\u2019s $58,523 \u2013 $117,045<\/td><\/tr>
26%<\/td>On the portion of income that\u2019s $117,045 \u2013 $181,440<\/td><\/tr>
29%<\/td>On the portion of income that\u2019s $181,440- $258,482<\/td><\/tr>
33%<\/td>On the portion of income, that\u2019s $258,482 plus<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

It\u2019s important to remember, though, that this is only the federal portion of your taxes. There\u2019s still a portion that will be going to your provincial taxes. In this case, specifically your Ontario income tax rates. <\/p>\n\n\n\n

Ontario Tax Brackets<\/strong><\/h2>\n\n\n\n

When calculating what you owe for taxes, you\u2019ll notice the federal tax rate is a lot higher than the provincial tax rate. You\u2019ll have to combine both of these tax rates to determine what your total tax rate will be. Let\u2019s look at the provincial tax rate in Ontario. <\/p>\n\n\n\n

Income Bracket<\/td>Tax Rate<\/td><\/tr>
Up to $53,891<\/td>5.05%<\/td><\/tr>
From $53,891 up to $107,785<\/td>9.15%<\/td><\/tr>
From $107,785 up to $150,000<\/td>11.16%<\/td><\/tr>
From $150,000 to $220,000<\/td>12.16%<\/td><\/tr>
Over $220,000 <\/td>13.16%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

As you can see, the tax bracket breakdown for Ontario is similar to the federal one. Essentially, everyone starts out paying the same tax rate, and as you earn more income, your tax rate will rise. You only pay the increased rate on the specified amounts, not your entire income. <\/p>\n\n\n\n

Combined Federal and Provincial Tax Brackets<\/strong><\/h2>\n\n\n\n

Because the numbers aren\u2019t the same for each tax bracket, it can be a little confusing to calculate the combined tax rate. Let\u2019s take a look at combined tax rates from both the federal and provincial governments to help you get a rough estimate of your annual income tax amount. <\/p>\n\n\n\n

Annual Income<\/td>Combined Rate<\/td><\/tr>
Up to $53,891<\/td>19.05%<\/td><\/tr>
From $53,891 up to $58,523<\/td>23.15%<\/td><\/tr>
From $58,523 up to $94,907<\/td>29 .65%<\/td><\/tr>
From $94,907 up to $107,785<\/td>31.48%<\/td><\/tr>
From $$107,785 up to $111,814<\/td>33.89%<\/td><\/tr>
From $111,814 up to $117,045<\/td>37.91%<\/td><\/tr>
From $117,045 up to $150,000<\/td>43.91%<\/td><\/tr>
From $150,000 up to $181,440<\/td>44.97%<\/td><\/tr>
From $181,440 up to $220,000<\/td>48.26%<\/td><\/tr>
From 181,440 up to $220,000<\/td>49.82%<\/td><\/tr>
Over $258,482<\/td>53.53%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Looking over these combined tax rates, you\u2019ll notice that as the income increases, the tax percentage increases. This is known as a progressive tax system, and it\u2019s how the Canadian tax system’s tax brackets work. Those who make more money, especially those in the highest tax bracket, pay higher taxes. That said, this will change every calendar year. <\/p>\n\n\n\n

Now that we\u2019ve discussed how these two different tax rates are broken down, let\u2019s look at some examples of how this would work. <\/p>\n\n\n\n

For the first example. Let\u2019s say you bring in an annual income of $60,000 per year. How your taxes would break down is as follows:<\/p>\n\n\n\n