While it can be scary to send money through an app, you can be sure that XE money transfer is safe. They are backed by Euronet Worldwide, which is an American global electronic payment service provider.\u00a0<\/p>\r\n\r\n\r\n\r\n
XE<\/a> is one of the best money transfer apps for sending money to different countries; there are a few countries that are best rated for sending money from Canada. These countries are:<\/p>\r\n\r\n\r\n\r\n With Western Union<\/a>, you can send international transfers online or with their app. One thing that differentiates Western Union from other money transfer apps is that you can also send or receive money from one of their convenient cash pick-up locations. You can also get a free estimate without having to commit to sending the money.<\/p>\r\n\r\n\r\n\r\n If you\u2019re choosing to send money using their website or the app, the transfer limit is $7,500. If you want to send more than that, you can go to one of their locations to send money abroad. You can also make cash payments in person at any of their locations.\u00a0<\/p>\r\n\r\n\r\n\r\n \u00a0As someone receiving money from Western Union, you can get the funds directly deposited into your bank account, at any of their cash pickup locations, or through a mobile wallet.\u00a0\u00a0<\/p>\r\n\r\n\r\n\r\n <\/p>\r\n\r\n\r\n\r\n Ria Money Transfer<\/a> offers low transfer fees and reasonable foreign exchange rates on international money transfers. They send money to over 165 countries, and before you even send the money, you can use their currency calculator to see your estimated total fees and live exchange rates.\u00a0<\/p>\r\n\r\n\r\n\r\n With Ria, you can transfer funds online, via the app, or in person, similar to Western Union. Ria is a subsidiary of Euronet Worldwide Inc. and is actually one of the 4 large remittance companies.\u00a0<\/p>\r\n\r\n\r\n\r\n Another popular money transfer app that\u2019s used to transfer money internationally is Wise<\/a>. Wise is a FINTRAC (Financial Transactions and Reports Analysis Centre) service and has helped over 16 mission people transfer money.\u00a0<\/p>\r\n\r\n\r\n\r\n They\u2019re very transparent about the fees they charge. They charge a direct debit fee as well as a transaction fee and will display the total amount, including the currency conversion and conversion rate. It\u2019s important to note that Wise does offer the mid-market rate for all their transactions.\u00a0<\/p>\r\n\r\n\r\n\r\n With Wise, there are a few different ways to save money, including:<\/p>\r\n\r\n\r\n\r\n With World Remit<\/a>, the cost of the transfer is dependent on the method of payment, the method of receiving payment and the country in which the money is transferred. There are a few ways the receiver can get their funds.<\/p>\r\n\r\n\r\n\r\n In order to send money using World Remit, you can send money from your bank account to your World Remit. You also have the option of different payment methods, including paying with a credit card or a debit card. No matter which method you choose to pay with, the money transfer company is transparent with their fees, and they have a currency converter that shows you the conversion rates. You even get to see the amount your receiver will receive. They\u2019re even licensed in the different countries they operate in and ensure your funds are safe and secure.\u00a0<\/p>\r\n\r\n\r\n\r\n OFX<\/a>, formally known as CanadianForex, specializes in moving money globally. They\u2019re FINTRAC-regulated, have 20 years of experience and use advanced technology to detect any suspicious activity. They even have multi-factor authentication enabled as an extra layer of security for all accounts.\u00a0<\/p>\r\n\r\n\r\n\r\n <\/p>\r\n\r\n\r\n\r\n Before you send any funds with OFX, you can enter the amount and currencies you wish to send. You\u2019ll then be able to see the conversions and the fees for sending the money. With EX, the transfer limit is $10,000, and they have currency experts you can reach 24\/7 if you need any assistance.\u00a0<\/p>\r\n\r\n\r\n\r\n Many people think PayPal is just used as a payment method to shop online, but it\u2019s actually also used to send money. You can send money to your friends directly to their PayPal accounts for domestic transfers. Alternatively, you can also send money globally using Xoom. It can be received in multiple ways, including through the receiver’s bank account or at cash pick-up locations. The receiver doesn\u2019t even have to have PayPal to receive the money.\u00a0<\/p>\r\n\r\n\r\n\r\n Once you begin the process of sending funds through PayPal, you\u2019ll be able to see the current conversion rate as well as the total fees you\u2019ll be charged. You can send money to over 130 different countries, which makes it a convenient and flexible service,<\/p>\r\n\r\n\r\n\r\n Alternatively to Paypal, many people like to use Apple Pay, but unfortunately, you can\u2019t send funds with Apple Pay in Canada. In Canada, you can use Google Pay but only to pay for things online; you can\u2019t use it to transfer money to people.\u00a0<\/p>\r\n\r\n\r\n\r\n Remity<\/a> sends money to over 150 different countries using over 75 different currencies. The money delivery options that they offer are:<\/p>\r\n\r\n\r\n\r\n They also offer low transfer fees and transparent exchange rates.\u00a0<\/p>\r\n\r\n\r\n\r\n With Instarem<\/a>, not only do they offer low fees and provide a fast transaction time, but they are also licensed and regulated in 11 countries. They\u2019re transparent about all costs, and you earn rewards with every transaction. Another cool feature about Instarem is that you can send money from Canada using Interac e-transfer. You can even send funds for business with their Instarem for Business site.\u00a0<\/p>\r\n\r\n\r\n\r\n MoneyGram<\/a> is an international money transfer app that allows you to transfer and receive money internationally. You can also send money online or using one of their locations. If you send money frequently you can also join their Plus Rewards Program which allows you to earn rewards every time you send money. By joining you can also get a welcome gift and even save money on fees.\u00a0<\/p>\r\n\r\n\r\n\r\n When it comes to sending money from Canada, you can send funds to over 200 different Countries and Territories. However, the top places that people send money to from Canada include:<\/p>\r\n\r\n\r\n\r\n That said, with over 200 countries to choose from, you can likely send money to the country that you\u2019re looking for.\u00a0<\/p>\r\n\r\n\r\n\r\n SendWave<\/a> is actually the sister company to WorldRemit. This company allows for a few different ways to deliver funds including mobile wallets, bank accounts and even cash pickup. While funds will be sent in US dollars, the funds can be sent from Canada. All you have to do to start using the service is to create a free account online, and then link your bank account. If you need assistance, there is 24\/7 chat available.\u00a0<\/p>\r\n\r\n\r\n\r\n When it comes to using your bank account to send money, there is a limit based on which country that you\u2019re in. For this reason, MasterCard and Visa debit are also accepted. You will need photo ID if you decide to do a cash pick up. Your transactions are unable to be funded with traditional credit cards.\u00a0<\/p>\r\n\r\n\r\n\r\n While Transfer Go<\/a> also allows you to send money internationally from Canada, they\u2019re also known for managing international business transactions as well as personal transactions. To use the app, it\u2019s as simple as downloading it and then creating an account.\u00a0<\/p>\r\n\r\n\r\n\r\n A key feature of Transfer Go is they\u2019re known for sending money around the world in just minutes. They also offer low fees and have some great customer support. To send money is just a simple three step process. You select how much you want to send, add in the recipient’s information and then pay for the transaction.\u00a0<\/p>\r\n\r\n\r\n\r\n Like many other international transfer apps, Transfer Go offers end to end encryption. They also special safeguarding measures that include everyone getting their money back if anything goes wrong. They\u2019re also closely regulated by EU and UK law to prevent money laundering and to keep everyone’s money safe.\u00a0<\/p>\r\n\r\n\r\n\r\n If you\u2019re in Canada and looking to send money to India, any of the apps listed above could help you out. That said, there are two that are the most recommended. These are XE Money Transfer and Remity. They have great rates and flexible options for the receiver to get the funds, and they are credible sources for sending money that many different customers highly trust.\u00a0<\/p>\r\n\r\n\r\n\r\n When it comes to sending money to the US<\/a>, many of the money transfer apps we mentioned are good options. That said, one does stand out a bit above the rest, and that\u2019s XE Money. They offer great rates, transfers are fast, and the company is known for its security. While you may not receive instant money transfers, you won\u2019t be waiting long.\u00a0<\/p>\r\n\r\n\r\n\r\n <\/p>\r\n\r\n\r\n\r\n One of the best things about the apps mentioned above isn\u2019t that they send money globally but that you can also send money internationally from them to Canada. Any of them is a great choice for transferring money, but the most popular is Wise. They have some of the lowest transfer fees to Canada, and it only takes one to two business days to receive the funds for most transactions. While these aren\u2019t instant transfers, this is a pretty fast transfer speed.\u00a0<\/p>\r\n\r\n\r\n\r\n If you\u2019re in the US, you can\u2019t use money transfer apps like Cash App, Venmo or many of the other apps you can find in the Apple App Store. Those apps only send funds to those in the US.<\/p>\r\n\r\n\r\n\r\n While money transfer apps are a great way to send money globally, they aren\u2019t your only option. Many Canadian financial institutions, such as the Big 5 banks, allow you to do more than just pay bills. Many also offer international money transfer services, also known as wire transfers, at a low cost directly from your account.\u00a0<\/p>\r\n\r\n\r\n\r\n These bank transfers through your banking app may not be as flexible as the apps, but they\u2019re definitely an option. Just like with any international transaction method, foreign exchange rates apply.\u00a0 If you bank with credit unions, they may or may not offer these services.\u00a0<\/p>\r\n\r\n\r\n\r\n In order to use the RBC<\/a> app to send money internationally through bank transfer, all you need is an active Canadian bank account with RBC and be enrolled for online banking and the app. You\u2019ll also need the recipient’s bank account number or Business Identifier Code to the financial institution where the funds will be received. You\u2019ll have access 24\/7, and the funds will be received within 1-3 business days, which are pretty decent transfer speeds.\u00a0\u00a0<\/p>\r\n\r\n\r\n\r\n The only RBC bank accounts you can\u2019t send funds from are a High-Interest Savings Account and US Dollar accounts. All bank fees are dependent on the transaction as well as the type of account you hold with RBC.<\/p>\r\n\r\n\r\n\r\n With BMO<\/a>, you can send money to around 50 different countries in multiple different currencies. You get real-time rates, and you are able to save all your recipient’s information and track your transfers. It\u2019s actually quite similar to Interac E-transfer, just some extra fees because of the conversion rate. The funds will be deposited into the international bank accounts specified in the transaction.\u00a0<\/p>\r\n\r\n\r\n\r\n\r\n
Western Union<\/h3>\r\n\r\n\r\n\r\n
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<\/a><\/p>\r\n\r\n\r\n\r\nRia Money Transfer<\/h3>\r\n\r\n\r\n\r\n
Wise<\/h3>\r\n\r\n\r\n\r\n
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World Remit<\/h3>\r\n\r\n\r\n\r\n
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OFX<\/h3>\r\n\r\n\r\n\r\n
Paypal<\/h3>\r\n\r\n\r\n\r\n
Remity<\/h3>\r\n\r\n\r\n\r\n
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Instarem<\/h3>\r\n\r\n\r\n\r\n
MoneyGram<\/h3>\r\n\r\n\r\n\r\n
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SendWave<\/h3>\r\n\r\n\r\n\r\n
Transfer Go<\/h3>\r\n\r\n\r\n\r\n
Best Apps to Send Money to India<\/h2>\r\n\r\n\r\n\r\n
Best Apps to Send Money to the US<\/h2>\r\n\r\n\r\n\r\n
<\/a><\/p>\r\n\r\n\r\n\r\nThe Best Website to Send Money to Canada<\/h2>\r\n\r\n\r\n\r\n
Sending Money Internationally Through Your Financial Institution<\/h2>\r\n\r\n\r\n\r\n
RBC<\/h3>\r\n\r\n\r\n\r\n
BMO<\/h3>\r\n\r\n\r\n\r\n
TD<\/h3>\r\n\r\n\r\n\r\n