{"id":4574,"date":"2026-06-25T20:29:14","date_gmt":"2026-06-25T20:29:14","guid":{"rendered":"https:\/\/wp.springfinancial.ca\/?p=4574"},"modified":"2026-06-25T20:29:40","modified_gmt":"2026-06-25T20:29:40","slug":"canada-fed-deposit-payment-dates","status":"publish","type":"post","link":"https:\/\/springfinancial.ca\/fr\/blog\/lifestyle\/canada-fed-deposit-payment-dates\/","title":{"rendered":"Canada Fed Deposit 2026 Payment Dates"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Although not everyone will receive Canada Fed Deposit payments, a good majority of Canadians actually do. The reason that the deposits are called Canada Fed Deposits on your bank statement is that the Canada Revenue Agency is responsible not only for federal payments but also for some provincial payments.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Provincial payments from the federal government will be deposited under Canada Pro Deposit and include payments from the <a href=\"https:\/\/www.springfinancial.ca\/blog\/lifestyle\/alberta-child-family-benefit-acfb-eligibility-payment-dates\">Alberta Child and Family Benefit<\/a> and the <a href=\"https:\/\/www.springfinancial.ca\/blog\/boost-your-income\/ontario-trillium-benefit-otb\">Ontario Trillium Benefit<\/a> (Northern Ontario Energy Credit, Ontario Sales Tax Credit and Ontario Energy and Property Tax Credit).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2026 Direct Deposit Dates<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">What date your Canada Fed payments get directly deposited into your bank account is based on which government benefits you\u2019re receiving. With Canada Fed benefits, you can receive 5 different payments, which means that everyone&rsquo;s Canada Fed Deposit amounts will be different. Also, you\u2019ll notice that some of these payments are made monthly, while others are paid quarterly.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>&nbsp;<\/td><td>Canada Child Benefits<\/td><td>Child Disability Benefits<\/td><td>GST\/HST Tax Credit<\/td><td>Advance Canada Workers Benefits<\/td><\/tr><tr><td>January<\/td><td>20<\/td><td>15<\/td><td>5<\/td><td>12<\/td><\/tr><tr><td>February<\/td><td>20<\/td><td>19<\/td><td>x<\/td><td>x<\/td><\/tr><tr><td>March<\/td><td>20<\/td><td>19<\/td><td>x<\/td><td>x<\/td><\/tr><tr><td>April<\/td><td>20<\/td><td>16<\/td><td>2<\/td><td>x<\/td><\/tr><tr><td>May<\/td><td>20<\/td><td>21<\/td><td>x<\/td><td>x<\/td><\/tr><tr><td>June<\/td><td>19<\/td><td>18<\/td><td>x<\/td><td>x<\/td><\/tr><tr><td>July<\/td><td>20<\/td><td>20<\/td><td>3<\/td><td>10<\/td><\/tr><tr><td>August<\/td><td>20<\/td><td>20<\/td><td>x<\/td><td>x<\/td><\/tr><tr><td>September<\/td><td>18<\/td><td>17<\/td><td>x<\/td><td>x<\/td><\/tr><tr><td>October<\/td><td>20<\/td><td>15<\/td><td>5<\/td><td>9<\/td><\/tr><tr><td>November<\/td><td>20<\/td><td>19<\/td><td>x<\/td><td>x<\/td><\/tr><tr><td>December<\/td><td>11<\/td><td>17<\/td><td>x<\/td><td>x<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Canada Fed Benefits<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When it comes to Canada Fed benefits, there are different benefits that you can receive based on your financial situation as well as other defining factors of your life. Let\u2019s take a look at the different benefits that you can receive and how they work.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before we get too far into that, though, it\u2019s important to remember that along with the Canada Fed Deposit listed on your bank statement, it can also be listed as EFT Credit Canada. Depending on the time of year as well, if you do not receive any of these different benefits from the federal government, it could be your income tax return or even an overpayment of income tax. This often explains why you receive a lump sum amount, or you may receive multiple benefits, which could also be deposited in a lump sum payment.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Canada Child Benefit<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The <a href=\"https:\/\/www.springfinancial.ca\/blog\/boost-your-income\/how-to-apply-and-maximize-your-canada-child-benefit\">Canada Child Benefit<\/a> is a tax-free monthly payment that provides financial assistance to eligible families who have children under the age of 18. In order to receive these monthly payments, you must apply while providing proof of birth.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In order to be eligible for the CCB, you have to meet some eligibility criteria. These requirements are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You must be a resident of Canada for tax purposes<\/li>\n\n\n\n<li>You live with a child who\u2019s under the age of 18<\/li>\n\n\n\n<li>You\u2019re primarily responsible for your child<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">In order to be approved, you are your spouse must also be one of the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A Canadian citizen<\/li>\n\n\n\n<li>A permanent resident<\/li>\n\n\n\n<li>A protected person<\/li>\n\n\n\n<li>An individual who\u2019s registered or entitled to be registered under the Indian Act<\/li>\n\n\n\n<li>A temporary resident who\u2019s lived in Canada for the previous 18 months and who has a valid permit in the 19th month<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">In order to receive the maximum benefit per month, your annual family net income must be under $38,237. Once your income is above the threshold, your government payments are reduced from the maximum amount.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Child Disability Benefit<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Child Disability Benefit is a benefit given to those who have a child or children under the age of 18 who have a severe and prolonged physical or mental impairment. There is no application required to receive this benefit, but you already have to be approved for the Canada Disability Tax Credit as well as the Canada Child Benefit. You should receive the monthly tax-free benefit at the same time as your CCB payments.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In order to receive the maximum benefit for each child, your annual family net income must be below $82,847. Once your income is greater, the benefit payment will then be reduced by how much your income is above the AFNI and how many children you have who are eligible for the benefit.\u00a0<\/p>\n\n\n\n<p><a href=\"https:\/\/www.springfinancial.ca\/apply-now?SID=blog&amp;utm_source=blog&amp;utm_medium=inlinebanner&amp;utm_content=canada-fed-deposit-payment-dates\"><img decoding=\"async\" style=\"--smush-placeholder-width: 1500px; --smush-placeholder-aspect-ratio: 1500\/581;display: block; margin-left: auto; margin-right: auto;\" data-src=\"https:\/\/springfinancial.ca\/wp-content\/uploads\/2026\/03\/BlogBanner.png\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" \/><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">GST\/HST Tax Credit<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Whether or not you receive the <a href=\"https:\/\/www.springfinancial.ca\/blog\/boost-your-income\/who-is-eligible-for-the-gst-hst-credit\">GST\/HST tax credit <\/a>is based on your adjusted family net income and is meant for those who have a low or modest income. They\u2019re tax-free payment amounts that you receive quarterly in order to help offset the cost of some of the Goods and Services Tax or Harmonized Sales Tax that you pay. These quarterly payments aren\u2019t considered taxable income.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">With the GST\/HST payments, you don\u2019t have to apply in order to receive them. If you\u2019re eligible, you\u2019ll start receiving your payments automatically. All you have to do to be considered is file your annual income taxes. However, there are some requirements that you need to meet.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You must be at least 19 years of age<\/li>\n\n\n\n<li>You must be a Canadian resident for tax purposes the month before the CRA makes the payment, as well as the beginning of the month the payment is made<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re under the age of 19, you can be eligible to receive this benefit if you have a spouse or common-law partner or if you are (were) a parent who lives (lived) with your child.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As of July 1, 2026, this credit will be renamed to be the Canada Groceries and Essentials Benefit. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Advance Canada Workers Benefit<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The <a href=\"https:\/\/www.springfinancial.ca\/blog\/boost-your-income\/how-much-is-the-canada-workers-benefit-cwb-and-how-to-apply\">Canada Workers Benefit<\/a> is another benefit that\u2019s intended for low-income Canadians. This specific refundable tax credit is intended to help low-income workers and is made up of two parts: the basic amount and the disability supplement.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In order to be approved for the basic benefit, you need to meet a few requirements. These include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Being a resident of Canada throughout the year<\/li>\n\n\n\n<li>Being 19 years old or older by December 31, or living with your spouse or common-law partner or child<\/li>\n\n\n\n<li>Earning a working income and having an adjusted net income under the level set for your province or territory<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You can receive the disability supplement as long as you meet the income requirements and are approved for the disability tax credit. For a single person, you\u2019ll receive the maximum payment if your net income is below $26,885 and stop receiving payments once your income is greater than $37,742. For a family, you must earn below $30,639 to receive the maximum benefit and below $49,393 to continue receiving payments. It\u2019s also important to remember that for those who live in Quebec, Nunavut and Alberta, the maximum benefit amounts will vary.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For the disability supplement, the income requirements vary. These are based on your marital status and whether or not you are receiving the disability tax credit.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Canada Fed Benefit Amounts<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The amounts that you can receive from the Canada Fed Benefit are also dependent on which benefit you\u2019re receiving. While you may not receive the maximum amount available to you, here are the maximum amounts that you could receive.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Canada Fed Benefit<\/td><td>Maximum Payment<\/td><\/tr><tr><td>Canada Child Benefit<\/td><td>For children under 6 -$8,157per year ($679.75 per month)<br>For children 6-17 &#8211; $6,883 per year ($573.38 per month)<\/td><\/tr><tr><td>Child Disability Benefit<\/td><td>Up to $3,480 annually ($290.00 per month)<\/td><\/tr><tr><td>Canada Groceries and Essentials Benefit<\/td><td>Up to $679 if you\u2019re single Up to $890 if you\u2019re married or common-law<br>Up to $234 for each child under 19<\/td><\/tr><tr><td>Advanced Canada Workers Benefit<\/td><td>Regular Benefits: $1,633 for singles $2,813for families <br>Disability Benefits: $843 for singles and families<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Canada Fed Benefit Payment Increases<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The current amounts for all of the Canada Fed Benefit payments are based on the 2025 tax year. You&rsquo;ll notice a change in your payment amount from last year. This is because your annual net income will change, and there may be an increase in what the maximum benefit payments are. This is because all benefits are assessed on a benefit-year basis (July to July) instead of on a calendar-year basis.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you happen to see Canada Fed Deposit payments in your account, these are payments made to you by the Canadian federal government and can be made for a number of reasons. There are certain payment dates that you\u2019ll receive these payments, and the amounts are based on which benefits from the federal benefit program that you receive.<\/p>\n","protected":false},"author":23,"featured_media":4562,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[63],"tags":[],"class_list":["post-4574","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lifestyle"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Canada Fed Deposit 2026 Payment Dates - Spring Financial<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/springfinancial.ca\/fr\/blog\/lifestyle\/canada-fed-deposit-payment-dates\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Canada Fed Deposit 2026 Payment Dates - Spring Financial\" \/>\n<meta property=\"og:description\" content=\"If you happen to see Canada Fed Deposit payments in your account, these are payments made to you by the Canadian federal government and can be made for a number of reasons. There are certain payment dates that you\u2019ll receive these payments, and the amounts are based on which benefits from the federal benefit program that you receive.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/springfinancial.ca\/fr\/blog\/lifestyle\/canada-fed-deposit-payment-dates\/\" \/>\n<meta property=\"og:site_name\" content=\"Spring Financial\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/springfinancial\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-25T20:29:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-25T20:29:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/springfinancial.ca\/wp-content\/uploads\/2024\/05\/Canada-fed-deposit-payment-dates.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"896\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jessica Steer\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jessica Steer\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/springfinancial.ca\\\/fr\\\/blog\\\/lifestyle\\\/canada-fed-deposit-payment-dates\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/springfinancial.ca\\\/fr\\\/blog\\\/lifestyle\\\/canada-fed-deposit-payment-dates\\\/\"},\"author\":{\"name\":\"Jessica Steer\",\"@id\":\"https:\\\/\\\/springfinancial.ca\\\/fr\\\/#\\\/schema\\\/person\\\/33a6ea920a4b1c4924d6b2de718e5c2b\"},\"headline\":\"Canada Fed Deposit 2026 Payment Dates\",\"datePublished\":\"2026-06-25T20:29:14+00:00\",\"dateModified\":\"2026-06-25T20:29:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/springfinancial.ca\\\/fr\\\/blog\\\/lifestyle\\\/canada-fed-deposit-payment-dates\\\/\"},\"wordCount\":1293,\"publisher\":{\"@id\":\"https:\\\/\\\/springfinancial.ca\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/springfinancial.ca\\\/fr\\\/blog\\\/lifestyle\\\/canada-fed-deposit-payment-dates\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/springfinancial.ca\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/Canada-fed-deposit-payment-dates.jpg\",\"articleSection\":[\"Lifestyle\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/springfinancial.ca\\\/fr\\\/blog\\\/lifestyle\\\/canada-fed-deposit-payment-dates\\\/\",\"url\":\"https:\\\/\\\/springfinancial.ca\\\/fr\\\/blog\\\/lifestyle\\\/canada-fed-deposit-payment-dates\\\/\",\"name\":\"Canada Fed Deposit 2026 Payment Dates - 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