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Google Reviews 4.7 Star Rating
Canadian Lenders Association - Consumer Lender of 2023
Trustpilot 4.5/5.0 12,000+ Reviews
Google Reviews 4.7 Star Rating
Canadian Lenders Association - Consumer Lender of 2023
Trustpilot 4.5/5.0 12,000+ Reviews

Achieve Your Education Goals

Spring Financial has partnered with Gratify to help you get approved for financing, with the school of your dreams. Our loans can be approved as soon as the same day, completely online, so you can focus on the most important thing—your education.

About Spring Financial

Apply From Your Device and Say Goodbye to Financial Stress

Experience the most convenient and hassle-free loan application, specifically designed for Canadians, by Canadians. Apply and get approved, all from the comfort of your device. Say goodbye to long queues and tedious paperwork! Our process is intentionally designed to be simple, fast, and straightforward.

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Spring Financial Inc. provides loans up to $35,000 with interest rates ranging from 9.99% to 46.99%, and terms from 6 to 60 months. APRs on such loans range between 10.8% to 46.99%. Your actual rate will depend on a variety of factors such as your credit score and the loan amount.

An example of borrowing costs paid on a $5,000 loan with a 60 month term at 10.87% APR is a Weekly payment of $24.43, with the total repayment amount of principal and interest being $6,352.33 and the total cost of the loan (interest only) being $1,352.33.

To qualify for The Foundation, you must have an active account with a bank or financial institution, as approved by Spring Financial, and a valid government-issued Canadian ID. The Foundation is available in all provinces except Saskatchewan and New Brunswick. Results from The Foundation depend on the individual. All guarantee references are made in connection to the Evergreen Loan. To qualify for the Evergreen Loan, you must first successfully complete 12 months on The Foundation and save $750, have an active account with a bank or financial institution, as approved by Spring Financial, and a valid government-issued Canadian ID.

Spring Financial Inc. is headquartered at Suite 600, Two Bentall Centre, 555 Burrard Street, Vancouver, British Columbia, Canada, V7X 1M8

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Spring Financial Inc. and its loans are not affiliated with any credit bureaus.
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