Spring Financial Blog | Finance Tips & Guides

What is the Best Free Tax Software in Canada?

If you’re filing taxes for the first time in Canada, the process might seem a little bit overwhelming. Do you file online? Can you file directly with the CRA (Canada Revenue Agency)? Do you need to hire an accountant? What is the cheapest way to file your taxes?

What is the Best Free Tax Software in Canada?

Save & Invest

Is It Better to Invest in RRSP or TFSA?

The difference between RRSP and TFSA is when income tax is paid. RRSP contributions reduce your income today since the

Tax Tips

What to do about TFSA Over-Contributions

TFSAs, also known as tax-free savings accounts, are a great way to save money. You can earn some interest on

Save & Invest

RRSP Contribution Limits, Deadlines & Tips to Know in 2026

If you have an RRSP, it’s not enough to just contribute regularly. You also need to be on top of

Save & Invest

What You Should Know About TFSA Contribution Limits

In Canada, there are plenty of different savings accounts out there meant to help you get the most out of

Loans

Should You Get an RRSP Loan to Maximize Your RRSP Contribution?

If you’ve ever heard the expression that you have to “spend money to make money,” you’ll be familiar with the

Tax Tips

Overview of Self-Employment Taxes in Canada

Most of the time, when you are employed, taxes are very straightforward. Most of the time, it’s just a T4

Tax Tips

First-Time Home Buyers’ Tax Credit in Canada

You may be wondering if you can afford a place as a first-time home buyer. Luckily, the federal government offers

Tax Tips

What is Capital Cost Allowance and why is it Useful?

You may be wondering what a capital cost allowance is. Well, this is the amount of amortized expense that the

Save & Invest

Are RRSPs Worth it?

RRSPs (Registered Retirement Savings Plans) are something that most of us have heard of. It may have even been recommended

Tax Tips

What’s a Tax Refund vs Tax Deduction

When it comes to tax season, the goal is to save as much money as you can, especially with the

Homeowner Finances

An Overview of Homeowners Grants in Canada

If you are a homeowner in Canada, you know that the costs of owning a home can add up quickly.

Tax Tips

What’s the Capital Gains Tax in Canada?

Before we get into capital gains tax, let’s first discuss what a capital gain is. Essentially, a capital gain is

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