Evergreen Loan

How It Works

  • How much is the loan?
  • What is the interest rate?
  • Are there any fees?
  • How long is the term?
  • How does the approval process work?
  • How do I get the funds?
  • How long does it take for the funds to be deposited?
  • Who is issuing the funds?
  • Is there a credit check?
  • What happens to my current savings from The Foundation or the Spring Secured Loan?
  • What happens to my Spring Secured Loan?
  • Can I cancel an Evergreen Loan?

How to Qualify

  • How do I get the Evergreen Loan?
  • What documentation is needed?

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Spring Financial Inc. provides loans up to $35,000 with interest rates ranging from 9.99% to 46.99%, and terms from 6 to 60 months. APRs on such loans range between 10.8% to 46.99%. Your actual rate will depend on a variety of factors such as your credit score and the loan amount.

An example of borrowing costs paid on a $5,000 loan with a 60 month term at 10.87% APR is a Weekly payment of $24.43, with the total repayment amount of principal and interest being $6,352.33 and the total cost of the loan (interest only) being $1,352.33.

To qualify for The Foundation, you must have an active account with a bank or financial institution, as approved by Spring Financial, and a valid government-issued Canadian ID. The Foundation is available in all provinces except Saskatchewan and New Brunswick. Results from The Foundation depend on the individual. All guarantee references are made in connection to the Evergreen Loan. To qualify for the Evergreen Loan, you must first successfully complete 12 months on The Foundation and save $750, have an active account with a bank or financial institution, as approved by Spring Financial, and a valid government-issued Canadian ID.

Spring Financial Inc. is headquartered at Suite 600, Two Bentall Centre, 555 Burrard Street, Vancouver, British Columbia, Canada, V7X 1M8

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Spring Financial Inc. and its loans are not affiliated with any credit bureaus.
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