Credit Tips

Credit card showing with a consumer proposal
Can you Keep a Credit Card with a Consumer Proposal?
Debt is one of those things that is sometimes unavoidable. Occasionally, it can get so overwhelming that you need some
What Is a Good Credit Score in Canada?
In Canada, your credit score is the key to the best interest rates, loan conditions, and even product offers. A
Woman contemplating payday loan paperwork
How to Get Payday Loans With Social Assistance
No matter how you earn your income, you may still need to occasionally get extra financial support. If the majority
Collections disappearing from credit report
Why Would Collections Disappear From A Credit Report?
In Canada, whether you’ve paid off your collections accounts or not with collection agencies, there are plenty of different reasons
Money being transferred from credit card
Should You Transfer Money from Your Credit Card?
While this isn’t a practice that most people know about, you can actually transfer money from your credit card to
Credit card refund being processed
How Long do Credit Card Refunds Really Take?
The great thing about credit cards is that they make online shopping simple. They offer extra protection on your purchase
Woman holding credit card
How do Credit Cards Work?
Credit cards have become a normal part of our everyday life. That said, how much do you actually know about
Collection staying on man's credit report
How Long Does Collection Stay on your Credit Report in Canada?
In Canada, while debt and credit ratings are related, they aren’t mutually exclusive. This means that having no debt won’t
Credit report showing a higher than 800 credit score
What can you do with an 800 Credit Score in Canada?
In Canada, credit scores range from 300-900 with 300 being the lowest and 900 being the highest. From here, credit
Virtual credit card in man's hand
What’s a Virtual Credit Card and are they Useful?
With the threat of identity theft and fraud, many people don’t like to use their credit card number online. For

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