Homeowner Finances

Couple rolling debt into mortgage in their house
Rolling Debt into a Mortgage
Do you own a home and are looking to consolidate your debt? Instead of getting a consolidation loan, you may
Woman getting financing for house furniture in Canada
How to get Furniture Financing in Canada
Are you in need of some new furniture and can’t pay the furniture costs upfront? Well, don’t worry, there are
Prospective homeowners deciding between fixed vs variable rate mortgages in Canada
Fixed vs Variable Rate Mortgages in Canada
If you are looking for, or have, a mortgage in Canada, then you know there are two main options for
Land mortgage in Canada
Can you get a Mortgage for Land in Canada?
If you are looking for a home, you may be considering purchasing land and building a home. If that’s the
Real estate investing in Canadian house
How to Win at Real Estate Investing in Canada
Canadian real estate is one of the biggest issues in our country right now. Rampant price acceleration is fueling hot-topic
First time homebuyers in Ontario Canada receiving benefits
First-Time Homebuyer Benefits in Ontario

Incentives in Canada While there are specific incentives for purchasing a home in Ontario, let’s take a look at the

Couple looking at homeowners grant papers
An Overview of Homeowners Grants in Canada
If you are a homeowner in Canada, you know that the costs of owning a home can add up quickly.
RRSP homebuyer’s program vs FHSA
RRSP Homebuyer’s Plan vs FHSA
When it comes to purchasing a home in Canada, you need some sort of down payment to do so. However,
Mother, daughter, and grandfather
Overview of the Multigenerational Home Renovation Tax Credit
In 2022, the Multigenerational Home Renovation Tax Credit (MHRTC) was introduced as a new federal tax credit to assist homeowners
Suburban home showing average property tax in Canada
The Average 2026 Property Taxes by Province in Canada
While housing prices in Canada are typically high, the costs have fluctuated significantly depending on location. The same goes for
Renter's insurance in Canada
A Practical Guide to Renter’s Insurance in Canada
If you rent and don’t own your home, you may think you don’t need insurance. However, did you know that
Paying mortgage with a credit card
Can You Pay a Mortgage With a Credit Card?
In Canada, the short answer is no. Lenders don’t allow you to make your monthly mortgage payments using a credit

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Payment Frequency
Duration
6 Months
24
60 Months
Credit Score
300
650
900
Loan Amount
$500
$15,000
$35,000

You’ll pay:

$234.56

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