Homeowner Finances

Whats a blend & extend mortgage
What’s a Blend and Extend Mortgage?
As interest rates are continually changing in Canada, there are ways that you can take advantage of these rates without
Declined mortgage renewal
Mortgage Renewal Denied? Here’s what to do
When you purchase a home with a mortgage, it’s important to consider that you do have to qualify for a
How to calculate your home equity
How to Calculate Your Home Equity in Canada
When you purchase a home in Canada, the value of that home minus the remaining mortgage owed is considered your
Minimum credit scores for mortgage approval in Canada
What’s the Minimum Credit Score for Mortgage Approval in Canada?
Getting approved for a mortgage in Canada can be stressful, to say the least. With housing costs continuing to rise
House and mortgage in Canada with bad credit
How to Get a Mortgage in Canada with Bad Credit
Can you buy a house with bad credit in Canada? The short answer is yes, you definitely can, even if
Cosigners for mortgage sitting at table
What to Know About Co-signing for a Mortgage in Canada
Just like with personal loans, if someone is unable to qualify for a mortgage on their own, they’re able to
Happy Canadian Couple Standing in front of their first home
5 Things Every First-Time Homebuyer Must Know in Canada
Without some guidance, buying your first home can be confusing, stressful, and overwhelming. You have to learn an entirely new
Canadian private mortgage lenders
Private Mortgage Lenders in Canada
Are you in the market for a mortgage and you can’t get a mortgage with a bank or credit union?
Most expensive cities to live in Canada
The Most Expensive Cities To Live in Canada 2025
Canada is one of the most beautiful places in the world to live, and you’re surrounded by an abundance of
Land transfer taxes on a home in Ontario
A Guide on Land Transfer Taxes in Ontario
When you purchase a home, no matter where you live in Canada, you are going to have to pay your
Property tax showing on bill
How to Deal with Property Tax Bills in Canada
If you are a Canadian homeowner, you likely expect your yearly property tax bill. The amount you pay is based
Foreclosure process being shown
What’s the Foreclosure Process in Canada?
If you own a home in Canada and are unable to make your mortgage or second mortgage payment due to

Fully online loans from 9.99%*

Skip the branch visits, apply online in minutes and get the financing you want today.

Calculate your payments

Payment Frequency
Duration
6 Months
24
60 Months
Credit Score
300
650
900
Loan Amount
$500
$15,000
$35,000

You’ll pay:

$234.56

Improve your financial situation with Spring Financial

Subscribe to receive special offers and financial tips.

Work with us

Join our team of over 500 professionals across 4 different countries.