Credit Tips

credit card
What Is Considered Good Credit Utilization in Canada?
When we think about credit scores, many Canadians don’t consider credit utilization to be a primary factor. We tend to
Afterpay on phone screen
How Does Afterpay Affect a Credit Score?
In Canada, many different forms of credit are used to make purchases. One method that’s becoming increasingly popular is buy
Collections disappearing from credit report
Why Would Collections Disappear From A Credit Report?
In Canada, whether you’ve paid off your collections accounts or not with collection agencies, there are plenty of different reasons
Collection staying on man's credit report
How Long Does Collection Stay on your Credit Report in Canada?
In Canada, while debt and credit ratings are related, they aren’t mutually exclusive. This means that having no debt won’t
New immigrant building credit in Canada
How to Build Credit as a New Immigrant in Canada
Moving to another country can be a difficult decision and can be like starting over from scratch. While there are
Woman holding highest limit credit cards in Canada
The Highest Limit Credit Cards in Canada
When it comes to credit cards, there are plenty of different limits that you could qualify for. Each bank or
Building good credit through an instalment plan
Want to Build Credit Fast? Focus On Payment History…
Your credit score is a three-digit number in your credit report that shows lenders how well you manage credit. Think
Metal credit cards shown close-up
The Best Metal Credit Cards in Canada in 2026
Metal credit cards are often high-limit cards with high annual fees and require a high annual income for approval. They
Reasons your Credit Score isn’t Increasing
Honestly, figuring out our credit situation is hard. The way your credit score is calculated is based on a few
person checking their credit score on their credit score app
Best Credit Score Apps in Canada: Borrowell vs. Credit Karma vs. Mogo vs. Clear Score
Over half of Canadians don’t know their credit score, but these three apps are determined to change that. These apps
How to increase credit score by 100 points
Ways to Increase Your Credit Score by 100 Points
While increasing your credit score by 100 points may seem tough, there are a few things you can do to
Average Credit Score Ranges in Canada: What You Need to Know
If you’re just starting your credit-building journey, you may be wondering what the credit score range is in Canada and

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