Credit Tips

Should you Accept a Pre-Approved Credit Limit Increase or Line of Credit?
Do you ever receive notices from your credit card company that they have a credit limit increase pre-approved for you?
Alternatives to credit cards in Canada
Important Credit Card Alternatives in Canada
Credit cards are a normal part of everyday life in Canada by sometimes, you’re unable to get one or you
Credit score needed for a car
What Credit Score is Needed For A Car?
When it comes to purchasing a car, whether new or used, the most affordable way to do so is with
Afterpay on phone screen
How Does Afterpay Affect a Credit Score?
In Canada, many different forms of credit are used to make purchases. One method that’s becoming increasingly popular is buy
Rebuilding credit score after bankruptcy
How to Rebuild Credit and Get a Loan After Bankruptcy
The word bankruptcy is packed with many negative connotations. It often implies mistakes, distress, and ruin. If you’ve entered bankruptcy,
How to Check and Dispute Errors on Your Credit Report
While your credit report usually holds accurate information regarding your credit history, occasionally, mistakes do happen. This is why it’s
Credit card showing with a consumer proposal
Can you Keep a Credit Card with a Consumer Proposal?
Debt is one of those things that is sometimes unavoidable. Occasionally, it can get so overwhelming that you need some
Woman contemplating payday loan paperwork
How to Get Payday Loans With Social Assistance
No matter how you earn your income, you may still need to occasionally get extra financial support. If the majority
Collections disappearing from credit report
Why Would Collections Disappear From A Credit Report?
In Canada, whether you’ve paid off your collections accounts or not with collection agencies, there are plenty of different reasons
Credit card refund being processed
How Long do Credit Card Refunds Really Take?
The great thing about credit cards is that they make online shopping simple. They offer extra protection on your purchase
Virtual credit card in man's hand
What’s a Virtual Credit Card and are they Useful?
With the threat of identity theft and fraud, many people don’t like to use their credit card number online. For
New immigrant building credit in Canada
How to Build Credit as a New Immigrant in Canada
Moving to another country can be a difficult decision and can be like starting over from scratch. While there are

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