Credit Tips

Money being transferred from credit card
Should You Transfer Money from Your Credit Card?
While this isn’t a practice that most people know about, you can actually transfer money from your credit card to
Credit card refund being processed
How Long do Credit Card Refunds Really Take?
The great thing about credit cards is that they make online shopping simple. They offer extra protection on your purchase
Woman holding credit card
How do Credit Cards Work?
Credit cards have become a normal part of our everyday life. That said, how much do you actually know about
Collection staying on man's credit report
How Long Does Collection Stay on your Credit Report in Canada?
In Canada, while debt and credit ratings are related, they aren’t mutually exclusive. This means that having no debt won’t
Credit report showing a higher than 800 credit score
What can you do with an 800 Credit Score in Canada?
In Canada, credit scores range from 300-900 with 300 being the lowest and 900 being the highest. From here, credit
Virtual credit card in man's hand
What’s a Virtual Credit Card and are they Useful?
With the threat of identity theft and fraud, many people don’t like to use their credit card number online. For
New immigrant building credit in Canada
How to Build Credit as a New Immigrant in Canada
Moving to another country can be a difficult decision and can be like starting over from scratch. While there are
Comparison of a line of credit vs a credit card
Line of Credit vs. Credit Card Pros and Cons
When it comes to credit accounts, there are many different types to choose from. There are unsecured personal loans, secured
Reasons your Credit Score isn’t Increasing
Honestly, figuring out our credit situation is hard. The way your credit score is calculated is based on a few
Copy of Credit Report with bad credit rating
12 Easy Ways to Increase Your Credit Score
Good or bad, your credit score isn’t written in stone. It’s a number you have the power to change for
credit mix includes instalment loans, personal loans, mortgage, open accounts
Your Credit Mix: Why It’s Important to Have Different Types of Credit in Canada
When it comes to building credit, you probably know that paying your bills on time and keeping your credit card
credit card
What Is Considered Good Credit Utilization in Canada?
When we think about credit scores, many Canadians don’t consider credit utilization to be a primary factor. We tend to

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